AMP Bank Professional Package Fixed Home Loan
The AMP Bank Professional Package Fixed Home Loan is available for one, two, three or five years for both owner-occupiers and investors. It allows you to select from a range of AMP home loan features.
About this loan
What are the feature and benefits of the AMP Bank Professional Package Fixed Home Loan?
- Loan amount. This loan has a minimum loan amount of $100,000 and a maximum loan amount of $2,000,000. The loan allows you to borrow up to 90% of the value of the property you're buying. Borrowing above 80% will incur a lenders mortgage insurance premium.
- Repayment frequency. You can make your repayments weekly, fortnightly or monthly to suit your pay cycle. The AMP Bank Professional Package Fixed Home Loan allows you to make up to $10,000 in additional repayments per year without penalty.
- Waived fees. AMP Bank is currently waiving the establishment and settlement fees for this loan.
- Split facility. The AMP Bank Professional Package Fixed Home Loan allows you to split your loan account up to 10 times to take advantage of both variable and fixed rate products.
What fees and charges come with this loan?
- Settlement fee: $0. This one-time fee covers the cost of funding your home loan.
- Annual package fee: $0. This annual fee gives you access to this home loan's package benefits.
- Discharge fee: $100. This fee is charged when you close your home loan account, either by repaying your loan or refinancing.
- Valuation fee: Free under $900. You only pay a valuation fee if the cost of valuing the property exceeds $900.
Other fees and charges apply.
How to apply
If you believe the AMP Bank Professional Package Fixed Home Loan is suited to your situation, click the link below. You'll be asked to fill out a brief form, and an AMP Bank lending specialist will contact you to walk you through the application process.
Home Loan OffersImportant Information*
Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.