The AMP Access account is a simple-to-use everyday banking solution that makes it easy to access your money. With an AMP Visa debit card linked to the account you can make withdrawals and purchases without additional fees. There are no minimum balances required to maintain the account and you can take advantage of linking this one to any of your savings accounts.
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AMP Access Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $4.5
- Overseas transaction fee of transaction value
- 2.5%
Our verdict
Save money on monthly account keeping fees and enjoy easy access to your money with this everyday account.
This bank account charges no monthly fees and doesn’t require you to meet any ongoing deposit conditions, either. You’ve got the option of linking your account to an AMP Saver Account which offers a competitive bonus interest rate for the first four months after opening the account.
You’ll get a Visa Debit Card with this bank account which you can use to make unlimited free EFTPOS purchases in Australia. You can also link the card to Google Pay or Samsung Pay to make contactless payments with your phone. It doesn’t yet offer Apple Pay, so if you’re an iPhone user you won’t be able to use your phone for purchases with this account.
You can use all AMP ATMs for free, as well as all Big Four bank ATMs and all rediATMs in Australia. There are fees to use overseas ATMs though, so keep this in mind when you’re travelling.
Pros
-
$0 minimum opening balance
-
Use of internet and phone banking is allowed
-
Linked Visa Debit card
Cons
-
AMP is an online-only bank
Details
Key details
| Product Name | AMP Access Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $4.50 + 2.5% |
| International transaction fee | 2.5% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
| Residency status | Permanent Australian residents with an Australian address |
Key features
$0 Account-keeping fees
AMP charges no monthly maintenance fees for the account.
$0 AMP transaction fees
You have unlimited fee free ATM, online, mobile and phone access to your account.
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Alison Finder
Editor
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Jeni Finder
May 04, 2019
Hi Daniel,
Thank you for getting in touch with Finder.
You may link your other accounts to this AMP Access Account and transfer funds using their app.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
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Daniel
May 02, 2019
How much can I withdraw or transfer to another bank account from this account per day?