AMP Access Account

Save money on monthly account keeping fees and enjoy easy access to your money with this everyday account.

The AMP Access account is a simple-to-use everyday banking solution that makes it easy to access your money. With an AMP Visa debit card linked to the account you can make withdrawals and purchases without additional fees. There are no minimum balances required to maintain the account and you can take advantage of linking this one to any of your savings accounts.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameAMP Access Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5.50
International transaction fee2.5%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This bank account charges no monthly fees and doesn’t require you to meet any ongoing deposit conditions, either. You’ve got the option of linking your account to an AMP Saver Account which offers a competitive bonus interest rate for the first four months after opening the account.

You’ll get a Visa Debit Card with this bank account which you can use to make unlimited free EFTPOS purchases in Australia. You can also link the card to Google Pay or Samsung Pay to make contactless payments with your phone. It doesn’t yet offer Apple Pay, so if you’re an iPhone user you won’t be able to use your phone for purchases with this account.

You can use all AMP ATMs for free, as well as all Big Four bank ATMs and all rediATMs in Australia. There are fees to use overseas ATMs though, so keep this in mind when you’re travelling.

Key features

$0 Account-keeping fees

AMP charges no monthly maintenance fees for the account.

$0 AMP transaction fees

You have unlimited fee free ATM, online, mobile and phone access to your account.

How to apply

With AMP, you can apply for their transaction account online by choosing the application form that best suits your circumstance. Click "Go to Site" to begin.


Make sure that you are able to meet their eligibility requirements:

  • Minimum age. In order to qualify you must be 18 years of age or older.
  • Residency requirements. Only residents of Australia are able to apply, and they must be available to be identified as in Australia at the time that the account is opened.

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    Default Gravatar
    May 2, 2019

    How much can I withdraw or transfer to another bank account from this account per day?

      Avatarfinder Customer Care
      May 5, 2019

      Hi Daniel,

      Thank you for getting in touch with Finder.

      You may link your other accounts to this AMP Access Account and transfer funds using their app.

      I hope this helps.

      Thank you and have a wonderful day!


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