Find a Mortgage Broker in the Gold Coast

Buy the home of your dreams on the Gold Coast with help from an experienced local mortgage brokerMortgage Brokers Gold Coast

The Gold Coast is the second most highly populated city in Queensland, and the sixth most populated in Australia. This coastal region is home to a number of suburbs, towns, rural districts, beaches and residential canals. As well as a popular holiday destination, it’s also a great place to live and is home to close to 600,000 people.

If you’d like to buy property on the Gold Coast, regardless of whether you want a high-rise apartment or a detached house, finding the right finance is essential. A trusted local mortgage broker can provide the advice and expertise you need to make your property purchase run as smoothly as possible.

Which brokers have offices on the Gold Coast?

Rates last updated September 19th, 2017
Details Features
Aussie Home Loans
Aussie Home Loans
Aussie is one of Australia's leading financial service providers, having won The Adviser’s Top Mortgage Broker award for the last 3 years. They charge no appointment fees and can meet at a time and place which suits you.
Up to 20 lenders Enquire Now More info
Finsure
Finsure
Finsure has loan offers from over 35 lenders, including major brands, and will work to find a home loan that suits your property needs.
Over 35 lenders Enquire Now More info
eChoice Mortgage Brokers
eChoice Mortgage Brokers
When you do business with eChoice you will be given your own home loan manager to help you select a loan. 25 lenders Enquire Now More info
iConnect
iConnect
iConnect has hundreds of loans available through more than 40 lenders in Australia to choose from to find the home loan that is right for you.
40+ lenders Enquire Now More info
Pepper Money
Pepper Money
Pepper specialises in providing fair home loans to those who are credit impaired - from small defaults all the way up to discharged bankruptcies.
Credit impaired home loans Enquire Now More info

Other brokers

  • Mr Mortgage
  • Mortgage Choice
  • Loan Market
  • XYZ Finance
  • Ocean Home Loans
  • Betta Choice Homeloans
  • Adventurer Finance Solutions
  • Allied Mortgage

What will a typical mortgage cost on the Gold Coast?

If you wanted to buy a house in Southport at the median house price of $530,000, a 20% deposit would be $160,000. Borrowing the remaining $370,000 at an interest rate of 4.50% p.a. on a 30-year term would lead to fortnightly repayments of $1,874.74 and a total cost of $674,904.83

How is a mortgage broker paid?

The majority of mortgage brokers are paid in commissions from lenders. They receive an upfront commission when you first apply for a mortgage, and a trailing commission each year there is still an amount outstanding on your loan.

Read our explanatory page about how brokers are paid

How does a mortgage broker work?

A mortgage broker has a responsibility under Australian law to help you find a loan that you are able to repay without facing any financial hardship. After meeting with you and taking the time to assess your financial situation and the amount you wish to borrow, a broker can then present you with a choice of suitable loans from their panel of lenders.

Our explanatory page on how brokers work outlines the process

Was this content helpful to you? No  Yes

Related Posts

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

2 Responses

  1. Default Gravatar
    KaneNovember 17, 2016

    I’m an NZ citizen and want to buy a house in Robina. Are able to get a mortgage with a 10% deposit? What sort of interest rate and costs could I expect on a house of $600k?

    • Staff
      AnndyNovember 17, 2016Staff

      Hi Kane,

      Thanks for your question.

      Generally, New Zealand citizens can borrow up to 95% of the property value, even if they live in New Zealand. This is because Australia and New Zealand share the same credit reporting system, so NZ citizens’ applications will be assessed on their credit history.

      Please note that the percentage available to borrow will depend on the particular loan’s maximum Loan to Valuation Ratio (LVR).

      You can check your home loan options here. Please take advantage of the ‘Advanced Search’ feature so only the loan products with the features you are looking for will be shown in the result.

      You may also get in touch with a mortgage broker by clicking the ‘enquire’ button above as they are able to recommend home loan products while considering your personal circumstances.

      Cheers,
      Anndy

Ask a question
feedback