Building Loans Australia

Information verified correct on December 12th, 2016

If you’re looking for finance to help you build your dream home or investment property, consider the help Building Loans Australia could provide

If you’re building a home, buying acreage or a rural property, or buying a house and land package, you know how difficult it can be to get unbiased information and a suitable home loan.

Building Loans Australia aims to help borrowers in this position, by putting their considerable experience alongside their panel of some of Australia’s most well known and specialist lenders to help get you the right loan.

Deposit requirements and stamp duty

Stamp duty is an upfront fee charged by your state government when purchasing property. It's useful to be aware of this fee when calculating how much deposit you have, as if you pay your stamp duty fees using your deposit it could leave you with less money to go towards your deposit.

What can Building Loans Australia help with?

    • Buying land. Building Loans Australia can help you if you’re buying vacant land, acreage or rural land. They can help secure land loans with as little as 5% deposit, or even with no deposit if you have a guarantor.
    • House and land package. If you’re looking to buy a block of land with a newly built home on it, Building Loans Australia can source loans with as little as a 5% deposit required, as well as lenders who can count any First Home Owner Grants (FHOG) you’re eligible for towards your deposit.
    • Construction loans. If you’re building a National Rental Affordability Scheme (NRAS) home, are an owner-builder building your dream home, or are simply building an investment, renovation, extension or off-the-plan home, Building Loans Australia can help you find a loan.
    • Other loans. Building Loans Australia can help with home loans if you feel the bank valuation you’ve received is too low, or if you’re looking to access the equity in your property.

Who are Building Loans Australia?

A joint venture between Think Financial Services and MAP Mortgage Brokers, Building Loans Australia has helped more than 1,000 Australians and provided more than $200 million in home loan finance. A member of the Australian Finance Group, Building Loans Australia is headed by directors Ian Black and Craig Vaughan.

With an aim to become Australia’s number-one mortgage broking provider for building and construction loans, Building Loans Australia works with a wide range of trusted lenders across the country. It provides financing for customers to buy land, house and land packages, construct their own homes and buy off-the-plan properties, regardless of whether you’re buying your first home, upgrading or investing.

Who do Building Loans Australia work with?

A fully Australian-owned company, Building Loans Australia works with a selection of leading Australian lenders to source competitive loan products. Lenders are chosen because of the specialist products they offer to suit the borrowing needs of customers looking to build a home.

Building Loans Australia offers loans from lenders including:

  • ANZ
  • AFG
  • Commonwealth Bank
  • Westpac
  • St George
  • Heritage Building Society
  • Suncorp
  • NAB
  • The Rock Building Society
  • ING Direct
  • AMP
  • Bankwest

What does it cost?

It’s free to book a 20-minute strategy session with Building Loans Australia. During this session, you’ll receive expert advice on your home loan options and a full breakdown of the costs of repurchasing your home and the repayments you’ll need to make. There’s also no obligation to utilise Building Loans Australia’s services following your initial appointment.

Because Building Loans Australia is a mortgage broker service, you'll pay nothing for their services. Rather, they'll receive a commission from the lender you take out a loan with.

How can I find out more about Building Loans Australia?

If you think that Building Loans Australia might be the right mortgage broker for you, it’s easy to get in touch with a company representative. All you have to do is fill out the enquiry form on this page and click ‘Enquire Now’.

When filling out the form, you’ll need to enter a few details to help Building Loans Australia get a handle on your borrowing needs. You’ll need to provide:

  • Your name and contact details. This will allow Building Loans Australia to contact you via phone or email.
  • Loan purpose. Whether you’re buying your first home, buying land, buying an off-the-plan home or any other option, letting Building Loans Australia the purpose of the loan will provide them with a clearer picture of why you need financing.

Whether you’re looking for financing to buy land, a house and land, an off-the-plan property or to build a home, Building Loans Australia can help.

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2 Responses to Building Loans Australia

  1. Default Gravatar
    John | October 16, 2015

    I need assistance re construction loan for a duplex, have subdivision approval from council.

    • Staff
      Marc | October 19, 2015

      Hi John,
      thanks for the question.

      Please fill in the form above on this page to get into contact with an expert from Building Loans Australia.

      Regards,
      Marc.

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