Find the right home loan to buy your dream home in Sydney’s Sutherland Shire.
From the sands of Cronulla to the natural beauty of Royal National Park, the Sutherland Shire is situated 26km south of the Sydney CBD. Covering 335 square kilometres, the Sutherland Shire is home to more than 210,000 people.
If you’d like to call the Sutherland Shire home, make sure you do your research before choosing a property to purchase. With help from a professional local mortgage broker, you’ll be able to find the best home loan to buy the house, unit or apartment you want.
Mortgage brokers with offices in the Sutherland Shire
- Mortgage Choice
- Sydney Finance Services
- Smartline Personal Mortgage Advisers
- FirstPoint Mortgage Brokers
- Sterling Home Loans
- Loan Market
- Shire First Mortgages
What will a typical mortgage cost in the Sutherland Shire?
If you were buying a house for $1,191,000, the median price in Sutherland, a 20% deposit would be $238,200. Borrowing the remaining $952,800 at an interest rate of 4.5% p.a. on a 30-year loan would lead to monthly repayments of $4,827.70, and the total cost to you over the life of the loan would be $1,737,971.15.
How is a mortgage broker paid?
An initial commission is paid when you apply for a loan, while a trailing commission is paid each year based on the amount outstanding on your loan.
How does a mortgage broker work?
The National Consumer Credit Protection Act (NCCP) outlines the duty of care that mortgage brokers have to find a home loan that suits your financial situation and that you’ll be able to pay off without enduring any financial hardship.