With help from an experienced local mortgage broker in Joondalup, you can find a home loan that ticks all the right boxes.
A regional metropolitan city in Perth’s outer northern suburbs, the beachfront suburb of Joondalup is home to several large retail centres. Edith Cowan University, a major public hospital and six secondary schools are also located within its boundaries, so Joondalup has plenty to offer to anyone looking for a place to settle in Western Australia.
If you’re looking to buy property in the Joondalup area, either to live in yourself or as an investment, finding an experienced local mortgage broker is the best way to ensure that you can access the finance you need.
Which brokers have offices in Joondalup?
- The Mortgage Gallery
- Pinnacle Mortgage Co.
- Resi Home Loans Joondalup
- Dash Finance
- Extreme Mortgages and Finance
- Smartline Personal Mortgage Advisers
- Countrywide Credit Joondalup
What will a typical mortgage cost in Joondalup?
The median house price in Joondalup is $515,000, which a 20% deposit would be $103,000. If you borrowed the remaining $412,000 at 4.5% p.a. on a 30-year loan, your monthly repayments would be $2,087.54. The total cost to you over the life of the loan would be $751,515.65.
How is a mortgage broker paid?
Most mortgage brokers don’t charge fees to borrowers and instead make money by receiving commissions from lenders. Brokers are given an upfront commission when you take out the loan and a trailing commission based on how much you still owe on the loan each year.
What does a mortgage broker do?
A mortgage broker’s job is to help you find the home loan that best matches your borrowing needs. After examining your financial situation, how much you need to borrow and the purpose of the loan, a broker will then offer you access to loans from a panel of lenders.
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