Best Mobile Phone Plans

Information verified correct on October 22nd, 2016

There’s no such thing as the ‘best phone plan for everyone’, but that shouldn’t stop you finding the best plan for you.

Although there are many great phone plans available on the market, there is no universal ‘best phone plan’. Everyone is different and has different needs, and there are various phone plans out there to meet those needs. It’s all about selecting the plan that works best for you.

What makes a plan the ‘best’ plan?

The best phone plan is the phone plan that takes into account who you are and how you use your phone. No phone plan is right for everyone as people use their phone in different ways and have unique preferences. The best plan is the one that meets your needs one that you can sustain your mobile usage.

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Get unlimited texts, 100 mins talk time and up to 3GB of data for $20 a month.

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How do you choose a phone plan?

The best plan really comes down to your personal situation and preferences. Some of the key areas that can help you find the best plan for you includes: your age, how often you use your phone, your budget, and how you use your phone. Your lifestyle is key in selecting the best phone plan for yourself. It’s all about finding out what you need, what you want and how much you can afford to spend. Then you can select a phone plan that will work best for you.

What are the types of best phone plans?

  • Prepaid. With these types of plans, you prepay for your use. You recharge your phone by purchasing credit which is usually $10 or more. You then use this credit to make phone calls, use data and send SMS. Once this credit runs out, or expires, you then have to purchase more to continue to use your phone. Prepaid plans are ideal for those who don’t want to commit to a contract. They are also good for kids as you can control their spending and phone use by purchasing their credit. It can also be a great low budget option as you can purchase a small amount of credit at a time.
  • Postpaid. Postpaid plans require you to sign a contract and last anywhere between one and 24 months. If you leave the contract before this time you will be charged a fee. You are charged for your phone service per month. Postpaid phones are an option for those who are heavy users of their phone as they tend to have better rates and deals. You don’t have to worry about your credit running out and needing to purchase more, however, if you go over your allocated cap, you will be charged excessive fees.

How to compare phone plans to find the best plan for you

  • Cost per billing cycle. Cost is usually the driving factor for most people when deciding what plan is best. It’s important to compare how much you will be charged every month, or how often you would need to purchase credit. First, find out how much you can afford to spend every billing cycle on your phone and this will help you compare phones. If you’re a light user, you should be aiming to spend between $15-$30 per month. If you’re a heavy user, typically anything above $50 would be ideal.
  • Data. Data allows you to use the internet on the go without WiFi. Some plans have no data inclusions, while others have small to large data inclusions. Figure out if you’re a light user of data, a heavy user or if whether you need data at all, and compare phone plans based on this to find the best one. Light users should be looking for data inclusions of 100MB to 1GB per month and heavy users should look for data inclusions of 3GB to 5GB per month.
  • Excess data and its charges. If you do use data, you need to watch out for excess data charges as it can end up costing you if you go over your data allowance. Compare the excess data charges for each plan and look for one with minimal excess data charges.
  • Network. Network is an extremely important to consideration. Each service carrier has different networks and some have more reliable networks than others. Look for a plan that has a reliable network and extensive coverage. Also consider if you need 3G or 4G and compare plans based on this.
  • Service quality. For some people, the level of service you receive is important in finding the best plan for them. Check out and compare the level of customer service on offer and compare plans accordingly.

Pros and cons of the best phone plans


  • Plenty of choice. The phone plan market is very competitive and there’s plenty of options for you to select from. You definitely won’t be left short of choice, no matter what type of plan you need.
  • Plans for all price ranges. There’s plans available for a range of budgets, including postpaid and prepaid depending on the way you like to track and organise your spending.
  • Cost-savings. Once you narrow down what you want and need from your phone, you can tailor your plan to match this. This will save you from spending money on things you don’t need and can lead to you saving money.


  • Can be difficult to find the best plan for you. It can be hard finding the best plan for you, especially with other people trying to convince you otherwise. There’s also a lot of features available and it can be difficult finding a plan with everything you want that’s within your price range.

Things to avoid when choosing phone plans

It’s important to remember that there’s no such thing as a best plan for everyone, regardless of what any salesperson may tell you. Often, the ‘best plans’ are just the most expensive ones, and you often don’t need the all the features included in them. Find out what you need and find the plan that’s best for you. Decide whether you’re a low, medium or heavy phone user, and go from there.

Frequently asked questions

Can I bring my existing number to a new phone plan?

In most circumstances, you can bring your existing number to a new plan. It’s best to check this first directly with the service carrier to see if you can keep your number.

Do I have to purchase my phone and plan together?

No, if you already have a phone and are after a plan that better suits your needs, you can find a BYO phone plan where you only pay for the SIM and your phone use.

What are some other things I should be looking out for in the best phone plan?

This all comes down to what you want. Some other things to look for include: international rates, flagfall, the cost of sending a SMS and social media inclusions.

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