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If you want to avoid fees but don't want to compromise on features, then you may want to add the homeloans.com.au Low Rate Home Loan with Offset to your comparison. It offers a 100% offset account and competitive interest rates.
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Review by
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
The homeloans.com.au Low Rate Home Loan with Offset is available for both owner occupiers and investors, but not available for construction. Pre-approval is available after submitting an initial enquiry and isn't recorded on your credit file.
If you would like to apply or find out more information about this loan, please click on "Go to site" to be taken to the homeloans.com.au website. You can get pre-approval within two minutes.
The minimum time for the whole loan application is one week, though this depends on a lot of factors such as:
2 Comments
April 24, 2022
What is your minimum apartment size?
April 26, 2022
Hi Marcus,
While the size limit is not stated on the lender’s website, generally, the majority of lenders require a minimum size of 45 or 50 square metres (excluding the balcony and any car spaces) to be eligible for a loan.
If you’re looking for home loan options for studio apartments our Finder guide covers critical topics about this loan program. It also has a list of lenders you can look into.
I hope this helps!
Cheers,
Sarah