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If you want to avoid fees but don't want to compromise on features, then you may want to add the homeloans.com.au Low Rate Home Loan with Offset to your comparison. It offers a 100% offset account and competitive interest rates.
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Review by
Richard Whitten is a senior writer at Finder covering home loans and property. He helps everyone understand the ins and outs of mortgages so they can make smarter property decisions. He has written for Yahoo Finance, Money Magazine, Homely, and for multiple banks and lenders. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea. Richard has a Bachelor of Education, a Graduate Certificate in Communication and is currently studying a Certificate IV in Finance and Mortgage Broking.
The homeloans.com.au Low Rate Home Loan with Offset is available for both owner occupiers and investors, but not available for construction. Pre-approval is available after submitting an initial enquiry and isn't recorded on your credit file.
If you would like to apply or find out more information about this loan, please click on "Go to site" to be taken to the homeloans.com.au website. You can get pre-approval within two minutes.
The minimum time for the whole loan application is one week, though this depends on a lot of factors such as: