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The lowdown on Finder Score
- 9+ Excellent - These low deposit home loans offer low costs, coupled with a host of features, giving the best overall value.
- 7+ Great - These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
- 5+ Satisfactory - Usually the home loans would offer above average rates. They may still include some competitive features.
- Less than 5 – Basic - Higher costs and/or fewer features.
Tell me more about the refinancing home loan score
The Finder Score is an easy, data-driven way to judge home loans at a glance. Here's how:
- Every month, our insights team analyses more than 7,000 home loans across 120+ lenders.
- We assess the most important features, rate them, and then combine them via a weighted methodology to create a simple score out of 10.
The Finder Score is designed by our insights and editorial team. We score home loans objectively, Finder's commercial partnerships don't affect the scores at all.
While the Finder Score hopes to help you with your financial decision-making, the right product may be different for your circumstances. So please consider what you want from your home loan before making any decisions.
The nitty gritty: how Finder Score is calculated
The Finder Score examines the costs and features of each home loan. These are combined to create the final score.
Frequent Flyers Points
Cost Components (85% of overall score) | Features Component (15% of overall score) |
---|---|
Interest costs | Full and Partials Offsets |
Upfront Fees | Extra Repayments and Redraw |
Monthly/ Annual Fees | Loyalty Discounts |
Cashbacks |
The cost of the home loan makes up 85% of the score. The other 15% is made up of features that come with the home loan.