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1 - 10 of 7232
Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Repayment
Principal & Interest20% min. equityOwner-occupier
Principal & Interest20% min. equityOwner-occupier
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Product NameUnloan Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate5.90%
Minimum Loan Amount$10,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
5.90%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$2998
$945 saving
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Principal & Interest 2Y Fixed30% min. equityOwner-occupier
Principal & Interest 2Y Fixed30% min. equityOwner-occupier
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Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate5.55%
Comp. Rate6.05%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan Portable
Extra Repayments Yes
Interest Rate
5.55%
Comparison Rate
6.05%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$2858
$1,085 saving
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Principal & Interest-10% min. equityOwner-occupierNSW, QLD & ACT only
Principal & Interest-10% min. equityOwner-occupierNSW, QLD & ACT only
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Product NameGreater Bank Great Rate Discount Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate6%
Minimum Loan Amount$150,000
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 110%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
6%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$2998
$945 saving
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Up to $2,500 cashback
Eligible refinancers can get up to $2,500 cashback depending on loan value. Full terms and conditions apply.
Principal & Interest10% min. equityOwner-occupierOffset account
Principal & Interest10% min. equityOwner-occupierOffset account
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Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate6.44%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
6.44%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$2998
$945 saving
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Principal & Interest10% min. equityInvestmentOffset account
Principal & Interest10% min. equityInvestmentOffset account
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Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate6.19%
Comp. Rate6.53%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.53%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$3063
$880 saving
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Principal & Interest20% min. equityOwner-occupierOffset account
Principal & Interest20% min. equityOwner-occupierOffset account
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Product NameANZ Plus Home Loan Variable Rate
Interest Rate TypeVariable
Repayment Type Principal & Interest
Interest Rate6.09%
Comp. Rate6.10%
Minimum Loan Amount$10,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
6.09%
Comparison Rate
6.10%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$3030
$913 saving
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$2,000 cashback
Borrowers refinancing $250k or more to ANZ Plus before 31st March 2025 could get a cashback of $2,000. Excl. refinancers from ANZ or Suncorp. Other terms and conditions apply.
Principal & Interest20% min. equityInvestment
Principal & Interest20% min. equityInvestment
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Product NameUnloan Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.29%
Comp. Rate6.20%
Minimum Loan Amount$10,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Interest Rate
6.29%
Comparison Rate
6.20%
  • Application: $0
  • Ongoing: $0 p.a.
Monthly Repayment
$3095
$848 saving
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Showing 10 of 56 results

The lowdown on Finder Score

  • 9+ Excellent - These low deposit home loans offer low costs, coupled with a host of features, giving the best overall value.
  • 7+ Great - These home loans may have slightly higher interest rates or fewer features but overall, a competitive offering.
  • 5+ Satisfactory - Usually the home loans would offer above average rates. They may still include some competitive features.
  • Less than 5 – Basic - Higher costs and/or fewer features.

Tell me more about the refinancing home loan score

The Finder Score is an easy, data-driven way to judge home loans at a glance. Here's how:

  • Every month, our insights team analyses more than 7,000 home loans across 120+ lenders.
  • We assess the most important features, rate them, and then combine them via a weighted methodology to create a simple score out of 10.

The Finder Score is designed by our insights and editorial team. We score home loans objectively, Finder's commercial partnerships don't affect the scores at all.

While the Finder Score hopes to help you with your financial decision-making, the right product may be different for your circumstances. So please consider what you want from your home loan before making any decisions.

The nitty gritty: how Finder Score is calculated

The Finder Score examines the costs and features of each home loan. These are combined to create the final score.

Frequent Flyers Points

Cost Components (85% of overall score)Features Component (15% of overall score)
Interest costsFull and Partials Offsets
Upfront FeesExtra Repayments and Redraw
Monthly/ Annual FeesLoyalty Discounts
Cashbacks

The cost of the home loan makes up 85% of the score. The other 15% is made up of features that come with the home loan.

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