Get the Finder app 🥳

Connect your accounts & save

Qudos Bank home loans

Compare home loan offers available from Qudos Bank.

Updated

Qudos Bank

On this page you can find information about Qudos Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Qudos Bank home loans

Compare Qudos Bank home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Qudos Bank Low Cost Home Loan Value Package - >20% deposit (Owner Occupier, P&I)
2.88%
3.31%
$0
$395 p.a.
80%
Qudos Bank Low Cost Home Loan Value Package - >20% deposit (Investor, P&I)
3.18%
3.60%
$0
$395 p.a.
80%
Qudos Bank Fixed Rate - 2 Year >20% deposit (Owner Occupier, P&I)
2.29%
2.95%
$0
$0 p.a.
90%
Borrow up to 90% LVR with no ongoing fees and lock in an interest rate for 2 years.
loading

Compare up to 4 providers

Qudos Bank lender profile

  • Qudos Bank, formerly Qantas Credit Union, was established in 1959 by a small group of Qantas employees who pooled their money and created a credit union. It is a mutual organisation that is owned and controlled by its members.
  • The credit union changed its name to Qudos Bank in 2016. The bank is headquartered in Sydney.
  • Qudos Bank also offers saving accounts, term deposits, personal loans and insurance products to its members.

How do I apply for a Qudos Bank mortgage?

If you'd like to apply for a home loan from Qudos Bank, please contact the lender directly.

Eligibility

Each Qudos Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Qudos Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

  1. Default Gravatar
    SisMarch 23, 2015

    I currently have a home loan with St. George. We have recently sold a property and am looking to set up a redraw facility wih this bank. However, there are conditions I am not happy with including redraw fees and bank consent. I am interested in qantas’ redraw policy and conditions. Also considering to swap home loan to another bank if the conditions are right. Can someone please call me or email for advice.

    • Avatarfinder Customer Care
      belinda.punshon@hiveempire.comMarch 23, 2015Staff

      Hi Sis,

      Thank you for your comment.

      Depending on which home loan you select, Qantas does not charge redraw fees. They have a minimum redraw amount of $1000.00.

      You can view Qantas Credit Union’s product disclosure statements on their website .

      Alternatively, you may need to contact Qantas Credit Union directly to discuss the terms of their redraw facilities.

      We have recently written an article on home loans that require no minimum redraw amount, which you might find useful.

      Thanks,
      Belinda

  2. Default Gravatar
    LukeMarch 31, 2014

    Do I really need a letter from my employer for a personal loan? Don’t feel comfortable asking my boss for a letter to get a loan. Surely my payslips are enough?

    • Avatarfinder Customer Care
      MarcMarch 31, 2014Staff

      Hi Luke,
      thanks for the question.

      A personal loan from most lenders will require verification of your income, but as you mention, this is usually in the form of payslips. In some cases a lender may require extra information about your pay, and will therefore contact your employer for more information. The Qantas Credit Union website doesn’t mention that you’ll need to provide a letter from your employer for a personal loan.

      I hope this helps,
      Marc.

Ask a question
Go to site