Qudos Bank home loans

Compare home loan offers available from Qudos Bank.


Fact checked
Qudos Bank

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

On this page you can find information about Qudos Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Qudos Bank home loans

Compare Qudos Bank home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
Qudos Bank Low Cost Home Loan Value Package
$395 p.a.
Qudos Bank Low Cost Home Loan Value Package
$395 p.a.
Qudos Bank Fixed Rate
$0 p.a.
Borrow up to 90% LVR with no ongoing fees and lock in an interest rate for 2 years.

Compare up to 4 providers

Qudos Bank lender profile

  • Qudos Bank, formerly Qantas Credit Union, was established in 1959 by a small group of Qantas employees who pooled their money and created a credit union. It is a mutual organisation that is owned and controlled by its members.
  • The credit union changed its name to Qudos Bank in 2016. The bank is headquartered in Sydney.
  • Qudos Bank also offers saving accounts, term deposits, personal loans and insurance products to its members.

How do I apply for a Qudos Bank mortgage?

If you'd like to apply for a home loan from Qudos Bank, please contact the lender directly.


Each Qudos Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Qudos Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

    Default Gravatar
    SisMarch 23, 2015

    I currently have a home loan with St. George. We have recently sold a property and am looking to set up a redraw facility wih this bank. However, there are conditions I am not happy with including redraw fees and bank consent. I am interested in qantas’ redraw policy and conditions. Also considering to swap home loan to another bank if the conditions are right. Can someone please call me or email for advice.

      Avatarfinder Customer Care
      belinda.punshon@hiveempire.comMarch 23, 2015Staff

      Hi Sis,

      Thank you for your comment.

      Depending on which home loan you select, Qantas does not charge redraw fees. They have a minimum redraw amount of $1000.00.

      You can view Qantas Credit Union’s product disclosure statements on their website .

      Alternatively, you may need to contact Qantas Credit Union directly to discuss the terms of their redraw facilities.

      We have recently written an article on home loans that require no minimum redraw amount, which you might find useful.


    Default Gravatar
    LukeMarch 31, 2014

    Do I really need a letter from my employer for a personal loan? Don’t feel comfortable asking my boss for a letter to get a loan. Surely my payslips are enough?

      Avatarfinder Customer Care
      MarcMarch 31, 2014Staff

      Hi Luke,
      thanks for the question.

      A personal loan from most lenders will require verification of your income, but as you mention, this is usually in the form of payslips. In some cases a lender may require extra information about your pay, and will therefore contact your employer for more information. The Qantas Credit Union website doesn’t mention that you’ll need to provide a letter from your employer for a personal loan.

      I hope this helps,

Go to site