Qudos Bank home loans

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Qudos Bank

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On this page you can find information about Qudos Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Qudos Bank home loans

Compare Qudos Bank home loan products below and hit "load more" to see a fuller selection of loans.

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Qudos Bank Low Cost Home Loan Value Package P&IHome≥ 20% Deposit

Qudos Bank Low Cost Home Loan Value Package
  • App: $0
  • Ongoing: $395 p.a.

Qudos Bank Low Cost Home Loan Value Package P&IInvestment≥ 20% Deposit

Qudos Bank Low Cost Home Loan Value Package
  • App: $0
  • Ongoing: $395 p.a.

Qudos Bank Fixed Rate P&IHome 2Y Fixed≥ 10% Deposit

Qudos Bank Fixed Rate
  • App: $0
  • Ongoing: $0 p.a.
Borrow up to 90% LVR with no ongoing fees and lock in an interest rate for 2 years.

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Qudos Bank lender profile

  • Qudos Bank, formerly Qantas Credit Union, was established in 1959 by a small group of Qantas employees who pooled their money and created a credit union. It is a mutual organisation that is owned and controlled by its members.
  • The credit union changed its name to Qudos Bank in 2016. The bank is headquartered in Sydney.
  • Qudos Bank also offers saving accounts, term deposits, personal loans and insurance products to its members.

How do I apply for a Qudos Bank mortgage?

If you'd like to apply for a home loan from Qudos Bank, please contact the lender directly.


Each Qudos Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Qudos Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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4 Responses

    Default Gravatar
    SisMarch 23, 2015

    I currently have a home loan with St. George. We have recently sold a property and am looking to set up a redraw facility wih this bank. However, there are conditions I am not happy with including redraw fees and bank consent. I am interested in qantas’ redraw policy and conditions. Also considering to swap home loan to another bank if the conditions are right. Can someone please call me or email for advice.

      Default Gravatar
      belinda.punshon@hiveempire.comMarch 23, 2015

      Hi Sis,

      Thank you for your comment.

      Depending on which home loan you select, Qantas does not charge redraw fees. They have a minimum redraw amount of $1000.00.

      Kindly revisit Qantas Credit Union’s product disclosure statements or contact Qantas Credit Union directly to discuss the terms of their redraw facilities.

      We have recently written an article on home loans that require no minimum redraw amount, which you might find useful.


    Default Gravatar
    LukeMarch 31, 2014

    Do I really need a letter from my employer for a personal loan? Don’t feel comfortable asking my boss for a letter to get a loan. Surely my payslips are enough?

      Avatarfinder Customer Care
      MarcMarch 31, 2014Staff

      Hi Luke,
      thanks for the question.

      A personal loan from most lenders will require verification of your income, but as you mention, this is usually in the form of payslips. In some cases a lender may require extra information about your pay, and will therefore contact your employer for more information. The Qantas Credit Union website doesn’t mention that you’ll need to provide a letter from your employer for a personal loan.

      I hope this helps,

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