Get the Finder app 🥳

Connect your accounts & save

Illawarra Credit Union home loans

Compare home loan rates from Illawarra Credit Union.

Updated

Fact checked
Illawarra Credit Union

On this page you can find information about Illawarra home loans. Skip ahead to the full table of products or read more about the lender.

Compare Illawarra Credit Union home loans

Compare Illawarra Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Illawarra Credit Union The Works Variable Home Loan - Owner Occupier, P&I
2.85%
3.17%
$600
$250 p.a.
80%
Illawarra Credit Union Investment Fixed - 2 Year Fixed Invest >$250k
3.80%
4.26%
$0
$0 p.a.
95%
Illawarra Credit Union Fixed Home Loan - 2 Year Fixed >$250k (Owner Occupier, P&I)
3.30%
3.63%
$0
$0 p.a.
95%
loading

Compare up to 4 providers

Illawarra Credit Union lender profile

  • In 1972 the Collieries Employees Credit Union and Southern Mutual Credit Union combined to provide more services to a growing number of members. As a credit union it's member owned.
  • This credit union has its headquarters in Wollongong, NSW with branches in Dapto, Helensburgh and Corrimal.
  • Illawarra Credit Union offers its customers other financial products such as transaction and savings accounts, credit cards and various insurance products.

How do I apply for a Illawarra Credit Union mortgage?

If you'd like to apply for a home loan from Illawarra Credit Union, please contact the lender directly.

Eligibility

Each Illawarra Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Illawarra Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site