Heritage Bank key facts
- It's a customer owned bank.
- It offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as credit cards, insurance, car and personal loans.
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Heritage Bank offers a range of home loans for Australian borrowers. Check out the full table of Heritage Bank products below or read more about the lender.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here are the key features and details you need to know about Heritage Bank's mortgage products.
|Minimum deposit||It's possible to get a home loan with a deposit as low as 5%.|
|Offset account||You can get an offset account with several of its loans.|
|Repayment options||Many of its home loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans.|
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Choose a competitive fixed rate with package benefits via the Heritage Bank Advantage Package Home Loan.
With the Heritage Bank Discount Variable Home Loan you can now enjoy competitive variable interest rates on your home loan with zero monthly administration fees and flexible repayment options.
Heritage Bank is committed to putting "people first" with fixed-rate home loans that offer stability and peace of mind.
The Heritage Bank Living Equity Line of Credit home loan gives you a flexible loan product with good loan limits and flexible repayments.
You can use your home as a cash asset to acquire funds for various purposes including holidays. Take advantage of the Heritage Bank Reverse Mortgage Home Loan, facilitated by Heartland Seniors Finance.
Heritage Bank's Bridging Home Loan is designed for homeowners looking for a quick financing solution to buy a new home as they work on selling their current home.
Enjoy the flexibility to make additional repayments and fewer restrictions and penalties with the Heritage Bank Standard Variable Home Loan.
Sign up for our FREE 8-week course to get on the property ladder.
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