G&C Mutual Bank home loans

Borrow money from a friend with a G&C Mutual Bank home loan.

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G&C Mutual Bank

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On this page you can find information about G&C Mutual Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare G&C Mutual Bank home loans

Compare G&C Mutual Bank home loan products below and hit "load more" to see a fuller selection of loans.

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

G&C Mutual Bank Momentum Home Loan P&IHome≥ 40% Deposit

G&C Mutual Bank Momentum Home Loan
  • App: $0
  • Ongoing: $0 p.a.
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.

G&C Mutual Bank Fixed Package Home Loan P&IInvestment≥ 30% Deposit

G&C Mutual Bank Fixed Package Home Loan
  • App: $500
  • Ongoing: $375 p.a.

G&C Mutual Bank Fixed Package Home Loan P&IHome≥ 30% Deposit

G&C Mutual Bank Fixed Package Home Loan
  • App: $500
  • Ongoing: $375 p.a.

G&C Mutual Bank Fixed Rate Home Loan P&IHome 1Y Fixed≥ 5% Deposit

G&C Mutual Bank Fixed Rate Home Loan
  • App: $500
  • Ongoing: $0 p.a.

G&C Mutual Bank Fixed Rate Home Loan P&IInvestment 1Y Fixed≥ 10% Deposit

G&C Mutual Bank Fixed Rate Home Loan
  • App: $500
  • Ongoing: $0 p.a.

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G&C Mutual Bank lender profile

  • G&C Mutual Bank opened its doors in 1959 as the Public Works Department Staff Cooperative and now has over 36,000 members Australia-wide.
  • It is a customer-owned financial institution. Mutuals are not owned by shareholders, so every customer has a say in how the bank is run and benefits through better deals and rates when the bank turns a profit.
  • G&C Mutual Bank also offers car and personal loans, foreign exchange services, financial advice, business finance and savings and transaction accounts.

How do I apply for a G&C Mutual Bank mortgage?

If you'd like to apply for a home loan from G&C Mutual Bank, please contact the lender directly.


Each G&C Mutual Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with G&C Mutual Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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