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G&C Mutual Bank home loans

Borrow money from a friend with a G&C Mutual Bank home loan.

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G&C Mutual Bank

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On this page you can find information about G&C Mutual Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare G&C Mutual Bank home loans

Compare G&C Mutual Bank home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
G&C Mutual Bank Momentum Home Loan - LVR <50% (Owner Occupier, P&I)
2.55%
2.57%
$0
$0 p.a.
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
G&C Mutual Bank Fixed Rate Home Loan - 1 Year (Owner Occupier, P&I)
2.29%
2.34%
$500
$0 p.a.
95%
G&C Mutual Bank Fixed Rate Home Loan - 1 Year (Investor, P&I)
2.99%
3.04%
$500
$0 p.a.
95%
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G&C Mutual Bank lender profile

  • G&C Mutual Bank opened its doors in 1959 as the Public Works Department Staff Cooperative and now has over 36,000 members Australia-wide.
  • It is a customer-owned financial institution. Mutuals are not owned by shareholders, so every customer has a say in how the bank is run and benefits through better deals and rates when the bank turns a profit.
  • G&C Mutual Bank also offers car and personal loans, foreign exchange services, financial advice, business finance and savings and transaction accounts.

How do I apply for a G&C Mutual Bank mortgage?

If you'd like to apply for a home loan from G&C Mutual Bank, please contact the lender directly.

Eligibility

Each G&C Mutual Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with G&C Mutual Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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