Delphi Bank Home Loans

Rates and Fees verified correct on December 10th, 2016
Delphi Bank

Home loan offers guide for deals from Delphi Bank

Delphi Bank is a boutique financial services firm that helps their customers borrow and invest their money.

Who is Delphi Bank?

Delphi Bank offers a wide range of financial services to clients in Victoria, New South Wales and South Australia. It is also part of the Bendigo and Adelaide Bank family.

Delphi Bank was formed in March 2012 after the Bank of Cyprus Australia was acquired by Bendigo and Adelaide Bank. It offers a variety of home loan packages to meet the particular needs of borrowers.

Delphi Bank also prides itself on offering a personalised service. A delphi Bank advisor will speak to you about your requirements in detail at the start of the application process and may assist you in finalising the loan terms.

Compare Delphi Bank home loans

Rates last updated December 10th, 2016
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Delphi Bank Standard Fixed Home Loan - 1 Year
Borrow from $30000 up to $10000000.
4.54% 5.34% $250 $8 monthly ($96 p.a.) 90% More info
4.14% 5.19% $250 $8 monthly ($96 p.a.) 90% More info
Delphi Bank Standard Fixed Home Loan - 3 Years
Gives an ease in budgeting as you know your repayments.
4.24% 5.13% $250 $8 monthly ($96 p.a.) 90% More info
Delphi Bank Standard Fixed Home Loan - 4 Years
Great protection against rising interest rate costs.
4.74% 5.22% $250 $8 monthly ($96 p.a.) 90% More info
Delphi Bank Standard Fixed Home Loan - 5 Years
Own your dream home sooner and protect yourself from rising interest rate costs.
4.74% 5.18% $250 $8 monthly ($96 p.a.) 90% More info
5.55% 5.82% $0 $8 monthly ($96 p.a.) 90% More info
5.72% 5.88% $250 $8 monthly ($96 p.a.) 90% More info
6.35% 6.42% $550 $299 p.a. 90% More info
5.27% 5.39% $0 $6 monthly ($72 p.a.) 90% More info
Delphi Bank Residential Investment Fixed - 2 Years
Lock in an interest rate for 2 years and protect yourself from the cost of rising interest rates.
4.14% 5.19% $250 $6 monthly ($72 p.a.) 90% More info
4.54% 5.34% $250 $6 monthly ($72 p.a.) 90% More info

Home loans offered by Delphi Bank

Essential home loan

The Essential home loan is suitable for owner-occupiers and investors, and features a redraw facility and interest-only option. You also have the option to choose from fixed, variable or split interest rate. There are other benefits associated with this loan including the option to make lump sum payments, the flexibility of monthly and fortnightly repayment options and interest-only repayments for a set period.

Complete home loan

This is a no-frills, low-maintenance home loan that features competitive interest rates. It has no establishment fee and a redraw facility with access to internet banking.

Home Equity loan

Whether you’re looking to renovate your existing home or purchase an additional property, the Home Equity loan can combine all your credit and debit accounts into one. The key features of this product are that there are no set repayment and an interest-only repayment option.

Home loan package

If you want to take advantage of having a combined home loan and savings account, this may be the package for you. The Home loan package features no transaction and account-keeping fees if you link it with a Delphi Bank Liberty Account.

Other loan features include redraw facilities available 24/7; no fees for mortgage document preparation, renegotiation or valuation; and the ability to choose from variable, fixed and split rates. This package is available for owner-occupiers and investors.

Investment loans

Another type of home loan you can take advantage of from Delphi Bank is an Investment loan. You can decide among fixed, variable or combination interest rates, and what differentiates this loan from other products is the specialist advice you can receive regarding tax benefits if you are borrowing against the existing equity of your home to purchase a new property or shares.

About how to compare home loans

Pros and cons of Delphi Bank home loans

Pros

  • Fixed, variable, or split interest rates. You get to choose among fixed, variable or split interest rates on your home loan, so you can pick the option that suits your financial situation.
  • Interest-only option. If your circumstances only allow you to pay off the interest rates for the first five years, Delphi Bank offers that option while allowing you to own your own home.

Cons

  • Lack of branches. Delphi Bank only has branches in Victoria, New South Wales and South Australia.

How to apply for a Delphi Bank home loan

To apply for a home loan from Delphi Bank, please contact a mortgage broker. Your mortgage broker will assist you through the whole process from application to settlement.

Discuss Delphi Bank’s range of home loans with a mortgage broker and compare different products online to ensure you find the perfect home loan package for your personal and financial situation.

About the mortgage broker

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 13 September 2016 at 12:53.

HSBC Home Value Loan - Resident Owner Occupier only

Enjoy the low variable rate with $0 ongoing fee and borrow up to 90% LVR.

ME Bank Basic Home Loan - LVR <=80% Owner Occupier

A low variable rate loan with no application or ongoing fees.

NAB Choice Package Home Loan - 3 Year Fixed (Owner Occupier)

Receive discounts on interest rates with the Choice Package. 250,000 Velocity Frequent Flyer point offer, conditions apply.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback