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CyberFinance car loans

Enjoy the benefits of a dedicated consultant finding the best loan for you with CyberFinance.

Starting your search for a car loan can be daunting – there are lots of loan options to choose from and you may not know which one is best for your needs. This is where brokers such as CyberFinance can help.

CyberFinance assesses your situation and requirements and then works with you to find a lender that suits your needs. Its service comes at no cost to you as it is paid a commission by the lender you end up matched with.

Compare other Car Loans

Rates last updated August 16th, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
IMB New Car Loan
5.99% (fixed)
6.34%
$2,000
1 to 7 years
$0
$250
Borrow as little as $2,000 at a competitive fixed rate
Finance a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.
Loans.com.au - New Car Loan
From 5.44% (fixed)
5.99%
$5,000
3 to 5 years
$0
$400
Optional balloon payment available to reduce your repayments.
A competitive rate car loan suitable for a new cor used car.
Latitude Motor Vehicle Loan
From 6.99% (fixed)
8.1%
$5,000
1 to 7 years
$10
$295
Finance a range of vehicles including cars, motorbikes, boats and caravans.
Apply online to finance a new or used motor vehicle and receive a response in 90 seconds. You will receive a competitive tailored rate of between 6.99% p.a. to 14.99% p.a.
Stratton Finance New Car Loan
From 5.29% (fixed)
6.56%
$18,000
1 to 7 years
$8.90
$459.20
Fixed or variable rates starting from 5.29% p.a.
Apply for up to $100,000 and have up to 7 year(s) to repay. You can use cash or trade in a vehicle to use as a deposit.
Sydney CU Special Variable Car Loan
5.95% (variable)
5.95%
$10,000
1 to 7 years
$0
$0
Apply for a loan up to 50000.
Benefit from a flexible, variable rate to finance a car up to 3 years old with SCU.
Beyond Bank Low Rate Car Loan
From 5.69% (fixed)
5.97%
$25,000
1 to 7 years
$0
$175
Offset your interest with a Car Budget Account.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
Bank Australia Car Loan
6.45% (fixed)
6.66%
$1,000
1 to 7 years
$0
$150
Waived establishment fee for safe or green-rated cars.
A competitive rate and the ability to offset your car’s carbon emissions for the loan term.
CUA Secured Fixed Car Loan
6.79% (fixed)
6.92%
$5,000
1 to 7 years
$0
$0
Finance a new or used vehicle up to 7 years old.
Benefit from additional repayments, no ongoing fees and access to a redraw facility with this competitive loan from CUA.
RACV New Car Loans
From 5.99% (fixed)
6.55%
$15,000
1 to 7 years
$0
$399
Benefit from 5-hour pre-approval.
A competitive rate car loan from RACV with no monthly fees.
MyState Secured Personal Loan
From 7.99% (variable)
8.96%
$10,000
1 to 10 years
$10
$200
Your choice between secured or unsecured.
Apply for a loan up to $75,000 and benefit from loan terms up to 10 years.
IMB Secured Personal Loan
6.89% (fixed)
7.24%
$2,000
1 to 5 years
$0
$250
Secure this loan with a car and use the funds for any purpose.
Competitive 6.89% p.a. rate available to all approved applicants. Loan amounts up to $60,000 available.

Compare up to 4 providers

What kind of financing can you apply for?

CyberFinance can help you find a range of loans and financing solutions. These include:

  • Personal car finance. These are secured car loans from banks, credit unions, building societies and lenders who specialise in car loans.
  • Chattel mortgage. This involves a financial institution taking out a mortgage over the car that you purchase. You would make repayments and have full use of the car, with the "mortgage" being removed when the loan and balloon payment is repaid in full.
  • Hire purchase. This is similar to a chattel mortgage, except in this case the financier purchases the vehicle on your behalf and essentially hires it back to you until you repay the loan amount in full. You do not own the car, but have use of it, while you’re repaying the loan.
  • Novated lease. A novated lease involves you, your employer and a financier, with the loan repayments coming out of your pre-tax income. The responsibility of the payments is yours but it is your employer who makes the payments.

The benefits of applying for a car loan with CyberFinance

  • Visibility. You’re able to see the preliminary assessment that is drawn up by CyberFinance and the reasons it matched you with a lender. You can request this up to seven years after it helped you find a loan.
  • Less work on your part. Using a car loan broker takes a lot of the work out of your hands. It will look at your needs and situation and find the best loan option for you without you having to spend time doing it yourself.
  • Fast turnaround time. The application and financing process can be completed in as little as 24 hours.
  • Free service. You will not pay any fees to use CyberFinance’s services – it works by earning commission from lenders. If you are concerned about the effect of commission on their decision, remember you are entitled to see the reasoning behind their assessment.
  • Car buying service. As a CyberFinance client you’ll have complimentary access to its car buying service. You’ll get a fleet discount, free delivery of your new car and a free tank of petrol on arrival.
  • Dedicated consultant. You’ll have your own consultant work with you throughout the application process. The consultant will handle everything from approval through to settlement of the loan.

What other products does CyberFinance offer?

Other than car loans, you can apply for the following products with CyberFinance:

  • Comprehensive and Shortfall ‘Gap’ Insurance
  • Loan Protection
  • Extended Warranty

How you can apply with CyberFinance

Start your application by filling out the form above and clicking 'Do I qualify?’. If you do qualify, you'll be redirected to CyberFinance where you'll need to provide personal information for whoever is applying for the loan, details of the car, and information regarding your financial situation. It will compare its panel of lenders to find the right financing for you and then email your loan documents for signing.

CyberFinance can remove some of the hassle involved with applying for a car loan. If you’re interested in a quick application and turnaround time, then consider letting CyberFinance help you get into your next car.

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Car Loan Offers

Important Information*
IMB New Car Loan

Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.

Loans.com.au - New Car Loan

This car loan is for new cars and offers a low fixed rate and no ongoing fees.

Latitude Motor Vehicle Loan

Apply online to finance a new or used motor vehicle and receive a response in 90 seconds. You will receive a competitive tailored rate of between 6.99% p.a. to 14.99% p.a. based on your risk profile.

Stratton Finance New Car Loan

Apply for up to $100,000 and have up to 7 year(s) to repay. You can use cash or trade in a vehicle to use as a deposit.

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