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CyberFinance car loans

Enjoy the benefits of a dedicated consultant finding the best loan for you with CyberFinance.

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Starting your search for a car loan can be daunting – there are lots of loan options to choose from and you may not know which one is best for your needs. This is where brokers such as CyberFinance can help.

CyberFinance assesses your situation and requirements and then works with you to find a lender that suits your needs. Its service comes at no cost to you as it is paid a commission by the lender you end up matched with.

Compare other Car Loans

1 - 20 of 20
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
OurMoneyMarket Car Loan - Excellent Credit
Exclusive, Fixed, 1 - 7 Years, $2,001 - $75,000
Exclusive
OurMoneyMarket Car Loan - Excellent Credit
6.57% to 18.99%
6.57% to 21.78%
Fixed
$0
$0
Monthly Repayment
Finder Exclusive: Apply by November 30th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
OurMoneyMarket New Car Loan
Fixed, 1 - 7 Years, $2,001 - $75,000
OurMoneyMarket New Car Loan
6.57% to 18.99%
7.19% to 21.78%
Fixed
1.5% - 6%
min.
$0
Monthly Repayment
loans.com.au - New - Variable Rate Special
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - New - Variable Rate Special
6.24%
7.36%
Variable
$400
$8
Monthly Repayment
NRMA New Car Loan
Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA New Car Loan
7.29% to 16.99%
8% to 17.77%
Fixed
$499
$0
Monthly Repayment
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.49% p.a. and comparison rates from 6.19% p.a.)
CarMoney New Car Loan
Exclusive, Fixed, 18 Months - 7 Years, $5,000 - $150,000
Exclusive
CarMoney New Car Loan
6.89% to 15.09%
8% to 16.16%
Fixed
$400
$8
Monthly Repayment
Finder Exclusive: Apply for and settle a car loan and get a $200 cashback. Limited time offer. Terms and conditions apply.
Stratton Finance New Car Loan
Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance New Car Loan
6.29% to 18%
6.72% to 23%
Fixed
$395
$0
Monthly Repayment
You'll receive a fixed rate from 6.29% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
CarMoney Used Car Loan
Fixed, 18 Months - 7 Years, $5,000 - $150,000
CarMoney Used Car Loan
6.2% to 15.75%
6.71% to 16.18%
Fixed
$399
$0
Monthly Repayment
RACV New Car Loans
Fixed, 1 - 7 Years, $5,000 - $150,000
RACV New Car Loans
7.29% to 16.99%
8% to 17.77%
Fixed
$499
$0
Monthly Repayment
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Great Southern Bank Fixed Rate Car Loan
Fixed, 1 - 7 Years, $5,000 - $100,000
Great Southern Bank Fixed Rate Car Loan
6.49% to 15.04%
6.86% to 15.44%
Fixed
$265
$0
Monthly Repayment
You'll receive a fixed rate of 6.49% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
loans.com.au - New - Fixed Rate Special
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - New - Fixed Rate Special
6.79%
7.91%
Fixed
$400
$8
Monthly Repayment
You'll receive a fixed rate of 6.79% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed, 1 - 7 Years, $2,001 - $75,000
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
6.57% to 18.99%
7.19% to 21.78%
Fixed
1.5% - 6%
min.
$0
Monthly Repayment
NRMA Used Car Loan
Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA Used Car Loan
8.49% to 16.99%
9.21% to 17.77%
Fixed
$499
$0
Monthly Repayment
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance Used Car Loan
Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance Used Car Loan
7.05% to 18%
8.36% to 23%
Fixed
$482
$8.90
Monthly Repayment
You'll receive a fixed rate loan from 7.05% p.a. with a comparison rate of 8.36% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
Fixed, 1 - 7 Years, $5,000 - $150,000
RACV Used Car Loans
8.49% to 16.99%
9.21% to 17.77%
Fixed
$499
$0
Monthly Repayment
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Variable Rate Used Car < 3 years
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Variable Rate Used Car < 3 years
7.74%
8.85%
Variable
$400
$8
Monthly Repayment
loans.com.au - Variable Rate Used Car < 5 years
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Variable Rate Used Car < 5 years
7.74%
8.85%
Variable
$400
$8
Monthly Repayment
loans.com.au - Fixed Rate Used Car < 3 years
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car < 3 years
7.79%
8.9%
Fixed
$400
$8
Monthly Repayment
loans.com.au - Fixed Rate Used Car < 5 years
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car < 5 years
7.99%
9.1%
Fixed
$400
$8
Monthly Repayment
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
8.79%
9.9%
Fixed
$400
$8
Monthly Repayment
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car Loan (8+ years)
12.49%
13.6%
Fixed
$400
$8
Monthly Repayment
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What kind of financing can you apply for?

CyberFinance can help you find a range of loans and financing solutions. These include:

  • Personal car finance. These are secured car loans from banks, credit unions, building societies and lenders who specialise in car loans.
  • Chattel mortgage. This involves a financial institution taking out a mortgage over the car that you purchase. You would make repayments and have full use of the car, with the "mortgage" being removed when the loan and balloon payment is repaid in full.
  • Hire purchase. This is similar to a chattel mortgage, except in this case the financier purchases the vehicle on your behalf and essentially hires it back to you until you repay the loan amount in full. You do not own the car, but have use of it, while you're repaying the loan.
  • Novated lease. A novated lease involves you, your employer and a financier, with the loan repayments coming out of your pre-tax income. The responsibility of the payments is yours but it is your employer who makes the payments.

The benefits of applying for a car loan with CyberFinance

  • Visibility. You're able to see the preliminary assessment that is drawn up by CyberFinance and the reasons it matched you with a lender. You can request this up to seven years after it helped you find a loan.
  • Less work on your part. Using a car loan broker takes a lot of the work out of your hands. It will look at your needs and situation and find the best loan option for you without you having to spend time doing it yourself.
  • Fast turnaround time. The application and financing process can be completed in as little as 24 hours.
  • Free service. You will not pay any fees to use CyberFinance's services – it works by earning commission from lenders. If you are concerned about the effect of commission on their decision, remember you are entitled to see the reasoning behind their assessment.
  • Car buying service. As a CyberFinance client you'll have complimentary access to its car buying service. You'll get a fleet discount, free delivery of your new car and a free tank of petrol on arrival.
  • Dedicated consultant. You'll have your own consultant work with you throughout the application process. The consultant will handle everything from approval through to settlement of the loan.

What other products does CyberFinance offer?

Other than car loans, you can apply for the following products with CyberFinance:

  • Comprehensive and Shortfall 'Gap' Insurance
  • Loan Protection
  • Extended Warranty

How you can apply with CyberFinance

Start your application by filling out the form above and clicking 'Do I qualify?'. If you do qualify, you'll be redirected to CyberFinance where you'll need to provide personal information for whoever is applying for the loan, details of the car, and information regarding your financial situation. It will compare its panel of lenders to find the right financing for you and then email your loan documents for signing.

CyberFinance can remove some of the hassle involved with applying for a car loan. If you're interested in a quick application and turnaround time, then consider letting CyberFinance help you get into your next car.

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