CyberFinance Car Loans

Information verified correct on December 11th, 2016

Enjoy the benefits of a dedicated consultant finding the best loan for you with CyberFinance.

Starting your search for a car loan can be daunting – there are lots of loan options to choose from and you may not know which one is best for your needs. This is where brokers such as CyberFinance can help.

CyberFinance assesses your situation and requirements and then works with you to find a lender that suits your needs. Its service comes at no cost to you as it is paid a commission by the lender you end up matched with.

Compare CyberFinance Car Loans

Rates last updated December 11th, 2016
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
IMB New Car Loan
This fixed rate new car loans up to 2 years old features no early repayment penalties
From 6.34% (fixed) 6.62% $2,000 1 to 7 years $199 Go to site More
CUA Fixed Rate Car Loan
A competitive car loan that offers flexible repayment options and no account keeping fees.
From 6.79% (fixed) 6.92% $15,000 1 to 7 years $0 Go to site More
RACV Car Loans
Enjoy this fixed rate new car loan offer from RACV. No ongoing fees.
From 6.2% (fixed) 6.73% $15,000 1 to 7 years $378 Go to site More
Matchacar Financing
Get a tailored financing solution for buying your next car.
From 5.35% (fixed) 6.04% 1 to 7 years $350 Go to site More
NRMA Car Loan
Purchase a new car with an NRMA Car Loan with a fixed rate term and no monthly fees.
From 6.2% (fixed) 6.73% $15,000 1 to 7 years $378 Go to site More
IMB Secured Personal Loan
A secured loan from IMB with flexible repayment features
From 7.39% (fixed) 7.67% $2,000 1 to 5 years $199 Go to site More
RACQ New Car Loan
A low fixed rate loan from RACQ suitable for buying a new car.
From 6.2% (fixed) 6.73% $15,000 1 to 7 years $378 Go to site More
Latitude Personal Loan (Secured)
Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.
From 12.99% (fixed) 14.2% $3,000 2 to 7 years $250 (Loans under $4000 - $140) Go to site More
Bank of Melbourne Secured Car Loan
A low rate personal loan from Bank of Melbourne with variable or fixed option.
From 8.49% (fixed) 9.39% $3,000 1 to 5 years $195 Go to site More
BankSA Fixed Rate Car Loan
Apply for a fixed rate car loan from multi-award winning BankSA.
From 8.49% (fixed) 9.39% $3,000 1 to 5 years $195 Go to site More

What kind of financing can you apply for?

CyberFinance can help you find a range of loans and financing solutions. These include:

  • Personal car finance. These are secured car loans from banks, credit unions, building societies and lenders who specialise in car loans.
  • Chattel mortgage. This involves a financial institution taking out a mortgage over the car that you purchase. You would make repayments and have full use of the car, with the "mortgage" being removed when the loan and balloon payment is repaid in full.
  • Hire purchase. This is similar to a chattel mortgage, except in this case the financier purchases the vehicle on your behalf and essentially hires it back to you until you repay the loan amount in full. You do not own the car, but have use of it, while you’re repaying the loan.
  • Novated lease. A novated lease involves you, your employer and a financier, with the loan repayments coming out of your pre-tax income. The responsibility of the payments is yours but it is your employer who makes the payments.

The benefits of applying for a car loan with CyberFinance

  • Visibility. You’re able to see the preliminary assessment that is drawn up by CyberFinance and the reasons it matched you with a lender. You can request this up to seven years after it helped you find a loan.
  • Less work on your part. Using a car loan broker takes a lot of the work out of your hands. It will look at your needs and situation and find the best loan option for you without you having to spend time doing it yourself.
  • Fast turnaround time. The application and financing process can be completed in as little as 24 hours.
  • Free service. You will not pay any fees to use CyberFinance’s services – it works by earning commission from lenders. If you are concerned about the effect of commission on their decision, remember you are entitled to see the reasoning behind their assessment.
  • Car buying service. As a CyberFinance client you’ll have complimentary access to its car buying service. You’ll get a fleet discount, free delivery of your new car and a free tank of petrol on arrival.
  • Dedicated consultant. You’ll have your own consultant work with you throughout the application process. The consultant will handle everything from approval through to settlement of the loan.

What other products does CyberFinance offer?

Other than car loans, you can apply for the following products with CyberFinance:

  • Comprehensive and Shortfall ‘Gap’ Insurance
  • Loan Protection
  • Extended Warranty

How you can apply with CyberFinance

Start your application by filling out the form above and clicking 'Do I qualify?’. If you do qualify, you'll be redirected to CyberFinance where you'll need to provide personal information for whoever is applying for the loan, details of the car, and information regarding your financial situation. It will compare its panel of lenders to find the right financing for you and then email your loan documents for signing.

CyberFinance can remove some of the hassle involved with applying for a car loan. If you’re interested in a quick application and turnaround time, then consider letting CyberFinance help you get into your next car.

Was this content helpful to you? No  Yes

Related Posts

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

CUA Fixed Rate Car Loan

A competitive car loan that offers flexible repayment options and no account keeping fees.

IMB New Car Loan

This fixed rate new car loans up to 2 years old features no early repayment penalties

RACV Car Loans

Enjoy this fixed rate new car loan offer from RACV. No ongoing fees.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback