CUA Car Loans

CUA puts you in the driver's seat at affordable rates starting from 6.79% p.a.

Credit Union Australia (CUA) traces its roots back to 1940s when it was formed through merger between several different credit unions across Queensland. Since then it has grown at a rapid pace, now with a membership of over 400,000 and growing. It has over $9 billion in assets under management, showing the trust it has cultivated in the market.

CUA provides a wide range of products like home loans, personal loans, health insurance and business loans. The ability to provide a great service whilst keeping interest rates competitive has helped CUA benefit the lives of its customers.

CUA Car Loan Offer

CUA Secured Fixed Car Loan

from

6.79 % p.a.

fixed rate

from

6.92 % p.a.

comparison rate

  • No monthly fees
  • No early repayment fees
  • Flexible repayment options
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100% confidential application

CUA Car Loan Offer

The CUA car loan features a low interest rate and no penalty for paying your loan out early.

  • Interest rate from: 6.79% p.a.
  • Comparison rate: 6.92% p.a.
  • Interest rate type: Fixed
  • Application fee: $0
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
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Compare car loans from CUA

Rates last updated July 23rd, 2017
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment Product Description
CUA Secured Fixed Car Loan
From 6.79% (fixed)
6.92%
$5,000
1 to 7 years
$0
A competitive car loan for new or used vehicles up to 7 years old that offers flexible repayment options and no account keeping fees.
CUA Discount Variable Personal Loan (Loans over $30,000)
From 10.89% (variable)
10.89%
$30,000
1 to 7 years
$0
Apply for a loan over $30,000 and enjoy a discounted interest rate
CUA Discount Fixed Personal Loan (Loans over $30,000)
From 10.99% (fixed)
10.99%
$30,000
1 to 7 years
$0
Take advantage of a competitive fixed rate and no monthly fees when you borrow over $30,000

Compare up to 4 providers

  • CUA Fixed Rate Car Loan. Benefit from a competitive fixed rate of 6.79% p.a. when you're purchasing a new car. The minimum loan amount is $5,000 and the maximum is $100,000. Even though the loan is fixed it's quite flexible; you have up to 7 years repay it, there are no penalties for early repayment and you can make unlimited extra repayments to your loan.
  • CUS Fixed Rate Personal Loan. If you have your eye on a used car but still want your repayments to remain fixed, you can consider the Fixed Rate Personal Loan. It comes with a rate of 10.99% p.a. and no monthly fees. You can borrow between $30,000 and $100,000, making it suitable for a secondhand car purchase, and there are no penalties for early repayment. Loan terms are available up to 7 years.
  • CUA Variable Rate Personal Loan. This loan lets you purchase any car you like, and if market rates drop you may be able to take advantage of the favourable conditions. The loan comes with a rate of 10.89% p.a. and you can borrow between $30,000 and $100,000. There are no monthly fees, no penalties for early repayment and you have the ability to make unlimited extra repayments. You can also make your repayments weekly, fortnightly or monthly to suit your budget.

Can your vehicle be used as security?

To be eligible for the secured loan, vehicles need to be:

  • A new car or;
  • A car that's no more than two years old and;
  • Worth $15,000 and above

How you can apply for a CUA Car Loan

CUA makes it easy to apply for a car loan and ensures that the entire process is completed with a short turnaround time. Interested borrowers can click on 'Go to Site' and a new application for their car loan will be opened. The overall process is smooth and you can expect a response from CUA within 30 seconds of completing the application.

  • Age. Be at least 18 years of age.
  • Employment. Be currently employed and receive a regular income.
  • Bankruptcy. Not have declared insolvency or bankruptcy. You should also not have any defaults on your credit cards, loans or store cards in the past five years.
  • Permanent Resident. Be a permanent resident of Australia.

You'll need the following information on hand to complete the online application:

  • Employment and income details
  • Asset information including house, vehicles, money, shares
  • Amount owed on loans, overdraft, credit cards
  • Australian driver's licence number or passport details

The loan options on offer from CUA fixed car loan are definitely ones to consider if you're in the market for financing. However, as there are other options available, it's important to compare all available options before submitting your application.

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