In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
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ANZ Online Saver Account

ANZ Online Saver

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Compare other options
Maximum variable rate
3.65% p.a.
Base interest rate
1.5%p.a.

Our verdict

Take advantage of monthly interest and at-call access to your savings.

This account is suited for short-term savings goals.

Pros

  • Introductory rate of 3.65% p.a. for first 3 months
  • $0 Account keeping fees
  • Interest rate is available on the entire balance
  • Suitable for short-term savings goals

Cons

  • Interest rate drops to 1.5% after the introductory period
  • Must link to an ANZ Everyday transaction account
  • Only available to new account holders

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

The ANZ Online Saver Account offers new account holders an introductory bonus rate of 3.65% p.a. for the first 3 months after opening the account.

Details

Key details

Product Name ANZ Online Saver
Maximum Variable Rate 3.65% p.a.
Standard Variable Rate 1.50% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 12

2023 Transaction Account Customer Satisfaction Highly Commended:

ANZ

ANZ took third place in our Transaction Account category this year, with 93% of the users that we surveyed saying they'd recommend the bank to a friend. Its customer satisfaction rating was 4.36 out of 5. Find more about Finder Banking Satisfaction Awards 2023.

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Key features

Bonus interest of 3.65% p.a. for the first 3 months

New customers are given a bonus rate on top of the variable standard interest rate, just for opening the Online Saver account. This introductory interest rate lasts for 3 months before it will revert back to the standard interest rate. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months.

Standard interest rate of 1.5%

After the introductory period, the rate will revert to the standard variable rate.

Launch savings calculator

How to apply

Eligibility

There are some eligibility requirements you should make sure you can meet before proceeding to the application:

  • Minimum age. Applicants for the ANZ Online Saver must be at least 12 years old.
  • Residency requirements. Only Australian residents with a valid Australian address can open an ANZ Online Saver.

Compare other savings accounts

1 - 12 of 185
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Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Bank of Queensland Future Saver Account - 14 to 35 years
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.05%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 eligible transactions
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Macquarie Savings Account
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.75%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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Bendigo Bank Reward Saver
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.30%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance
  • Requires Bendigo transaction account
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ING Savings Maximiser
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
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ING Savings Accelerator ($150,000 - $500,000)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
4.70%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Australian Unity Freedom Saver ($50,000 - $250,000)
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
5.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Rabobank High Interest Savings Account
Maximum Variable Rate p.a.
5.75%
Standard Variable Rate p.a.
4.40%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Newcastle Permanent Online Savings Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.00%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Bank of Queensland Simple Saver Account
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Ubank High Interest Save Account
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $200
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St.George Maxi Saver
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.10%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
 Max Variable Rate includes 0.35% p.a. for 3 months for new customers who apply online
AMP Saver Account
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
1.20%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1000 in previous month
Go to siteView details
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Avatar

Serdal

June 17, 2019

I’m a current ANZ customer. What is the best term and rate for term deposit or any other type of account?


Avatar

Jeni Finder

June 18, 2019

Hi Serdal,


Thank you for getting in touch with Finder.


If you consider having an ANZ term deposit account, I suggest that you get in touch with ANZ since you’re an existing customer as they may give you better options.


If you’re still looking around, you can start comparing your term deposit options. Once you’ve chosen the bank to invest with, please click on the ‘Go to site’ button to be redirected to the bank’s website to start your online application.


Please make sure that you’ve read the relevant T&Cs or PDS of the account to help consider whether the product is right for you.


I hope this helps.


Thank you and have a wonderful day!


Cheers,

Jeni


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Joe

January 15, 2019

I’m a current ANZ customer. Can I renew my online save account or not?


Avatar

Charisse Finder

January 17, 2019

Hi Joe,


Thanks for reaching out to finder.


Once you have an ANZ Online Saver account, there is no need to renew the account. The account will just continue to operate along side your other accounts until such time you decide to close or terminate the account.


I hope this helps.


Cheers,

Charisse


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Avatar

Aneeta

January 16, 2017

I am an ANZ customer and I want to save money for holiday like $25 per week.


Which account is the best for this type of option


Avatar

May Finder

January 16, 2017

Hi Aneeta,


Thank you for your inquiry.


Basically, you can go with a savings account for that purpose. If you’ve already decided to go with ANZ Online Saver, you may open an account by clicking the green “Open” button above.


Meanwhile, you can also check your other online savings account options featured on our website.


You can use the calculator above the table on that page to calculate your approximate interest earnings by indicating your initial and monthly deposits as well as term/period of investment.


Cheers,

May


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Avatar

Michael

December 20, 2016

Please advise if this account is available to business customers


Avatar

Anndy Lou Finder

December 20, 2016

Hi Michael,


Thanks for your question.


The ANZ Online Saver Account is for individuals only.


You may want to compare business savings accounts featured on our website to explore your other options.


Cheers,

Anndy


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Avatar

Sarah

August 31, 2016

Can I renew the online saver after three months and receive the bonus interest rate again?


Avatar

Anndy Lou Finder

August 31, 2016

Hi Sarah,


Thanks for your question.


Unfortunately, that is not possible. The bonus interest rate offer is only available to new ANZ Online Saver customers who:


– Have not held an ANZ Online Saver account during the last 6 months

– Have submitted an application online.


After 3 months, the interest rate will revert to the standard variable rate.


Cheers,

Anndy


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