Key takeaways
- Every aspect of the Australian rental market can feel competitive, expensive and stressful.
- Rents are high, and while several states have strengthened renters' rights in recent years, the rules can still feel stacked in the landlord's favour. And saving enough to get out of the rental market and into the property market feels impossible.
- This article contains a list of guides and tips to help renters with submitting an application, knowing your rights and how to eventually become a home owner yourself.
How to complete a rental application
Renters in the private market usually need to submit an application and get approval from the agent or landlord. It's not that different from a job application in some ways.
If you're looking to rent in a competitive market (or even just a popular neighbourhood or very desirable property), putting your best foot forward in your application could make all the difference. Once you're approved, our moving house guide covers bond, removalist and connection costs for the move.
Read our 7 tips on making a successful rental application
How do I deal with my landlord?
Some landlords and agents can be almost impossible to deal with. Knowing the rules on raising rent and what your landlord is legally able to do is the best way to protect yourself if things go wrong.
If you need more information you can check out the tenancy advocacy union or service in your state or territory. These are voluntary services that provide legal advice and help to renters.
Find your state or territory's rental advocacy organisation
How to save for a house while renting
As hard as it can be, with saving, careful budgeting and clear planning it is possible to go from a renter to a home owner. You can read our suggestions in more detail via the link below, but in short:
- Work out your deposit size and price range.
- Create a budget.
- Find ways to cut back on spending.
- Look for a higher interest savings account.
- Get creative with your buying strategy.
How to save for a property while renting
Can I have a pet while renting?
In many states you may find it hard to find a rental property if you're bringing a pet with you. It's not impossible, of course. In Victoria and NSW, your landlord needs a good reason to refuse your request to have a pet on the property. In Victoria they must apply to the tribunal (VCAT) to refuse, and in NSW they can only refuse consent for certain reasons. The rules differ in other states and territories, so check with your local tenancy regulator.
More advice and tips for renters
- What is rentvesting and how can it help you buy your own place?
- Renting versus buying a home: which is better for you?
- The risks of rent to buy schemes
- Find pet insurance for renters
- How much do Australians spend on rent?
Frequently asked questions
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The biggest responsibility of a tenant is to pay rent on time. Tenants are also responsible for keeping the property in good condition, reporting any necessary repairs, and adhering to the terms of the lease agreement.
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As a tenant in Australia, you have rights that include living in a safe and well-maintained property, having your bond returned at the end of the tenancy (provided the property is in good condition), and being protected from unfair rent increases and evictions. There are also state-specific rights around things like inspection frequency and notice periods, but these differ depending on where you live. Some states have strengthened these protections recently. In NSW, for example, landlords have needed a valid reason to end a tenancy since 19 May 2025, ending "no-grounds" evictions.
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Yes, you can rent a house while on Centrelink. Many landlords accept tenants receiving Centrelink payments, and you may also be eligible for Rent Assistance to help cover the cost of renting.
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There's usually no fixed dollar cap on how much a landlord can raise the rent, but there are rules on how often and how it's done. In NSW, Victoria and Western Australia, for example, rent can generally only be increased once every 12 months, and landlords must give written notice before increasing rent. If you think an increase is excessive, you can challenge it through your state's tenancy tribunal or court. The rules differ in each state and territory, so check with your local tenancy regulator or advocacy service.
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Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
- Tenants' Union of NSW
- Tenants Victoria
- Tenants Queensland
- Tenants' Information and Advocacy Service (SA)
- Tenants' Union of Tasmania
- Tenancy WA
- Legal Aid ACT (Tenancy Advice Service)
- Tenants' Advice Service (Darwin Community Legal Service)
- Finder's Consumer Sentiment Tracker, accessed October 2026
Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio
- Home loans
- Credit cards
- Personal finance
- Money-saving tips
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Read more on Renting
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How much should you spend on rent?
What proportion of weekly income do Australians pay in rent? We've calculated those figures for every state.