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Pug Pet Insurance

Have questions about pet insurance for your beloved pug? We have answers.

Updated

Pug

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Pugs are one of the most popular dogs around. Unfortunately, these adorable pups come with a lot of health problems due to years of selective breeding. That's why it's important to plan for the future and find your pug the best pet insurance policy for their medical needs. Read on to find out more.

Looking for pug pet insurance?

Name Product Maximum yearly benefit Maximum yearly benefit Paralysis Tick Benefit Reimbursement rate Reimbursement rate Accidental Injury Illness
Woolworths Comprehensive Cover
$24,000
$24,000
$1,500
80%
80%
Woolworths has a price beat promise for similar policies. 1 year free VetAssist gives you instant access to vets online (valued at $199). T&Cs apply.
Vets Choice Elite Cover
$15,000
$15,000
$2,500
100%
100%
Get a 5% discount when you insure more than one pet.
Knose Dog Cover
$25,000
$25,000
$25,000
70%, 80% or 90%
70%, 80% or 90%
Get cover for your pet.
PIA Major Medical Cover
$15,145
$15,145
$1,200
80%
80%
Get 2 months free when you sign up.
Bow Wow Meow Ultimate Care Plan
$20,000
$20,000
$3,000
80%
80%
Join and get 2 months free pet insurance for puppies. T&Cs apply.
Kogan Pet Luxury Cover
$15,000
$15,000
$2,000
80% up to age 8 & 65% over age 8
80% up to age 8 & 65% over age 8
1 month free for new customers.
PetSecure Accident and Illness Cover
$12,000
$12,000
$500
75% or 85%
75% or 85%
Your pet is covered for life.
Petsy Dog accidental injury and illness cover (Vet Select)
$25,000
$25,000
$1,500
100%
100%
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Medibank Ultimate Pet Care
$15,000
$15,000
$1,200
80%
80%
Want to win 1 of 10x $1,000 pet food vouchers? Plus, health members save 10%. Use promocode: SAVE10. Ends November 1 2020. T&Cs apply.
RSPCA Ultimate Plus Accident and Illness Cover
$20,000
$20,000
Up to $20,000 annual limit
80%
80%
Get 1 month free for the first year of new policies. T&C's apply.
Real Premium Accident & Illness Cover
$12,000
$12,000
$1,200
80%
80%
Pay fortnightly, monthly or yearly at no extra cost.
Guardian Platinum Accident & Illness Cover
$12,000
$12,000
$1,200
80%
80%
No joining fee to pay.
Prime Sovereign Accident & Illness Cover
$14,000
$14,000
$1,200
85%
85%
With guaranteed renewal you can protect your pet for life.
Australian Seniors Top Accident & Illness Cover
$12,000
$12,000
$1,200
80%
80%
If you're over 50 get 10% off.
Guide Dogs Premium Care
$20,000
$20,000
$2,000
85%
85%
Helps support Guide Dogs Australia.
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Compare up to 4 providers

What is the best type of insurance for your pug?

Pugs are a severely brachycephalic breed (flat faced) breed, and are therefore prone to a lot of serious illnesses. A comprehensive insurance policy is possibly the most the ideal type of cover for your pug, since most policies have higher annual limits (with generally between $10,000 to $20,000 of vet bills covered).

Unfortunately, it's likely that your pooch will develop long-term term health issues throughout its life. While comprehensive policies tend to be more expensive, it is a worthwhile investment in your pug’s future (and your own!) as it limits the likelihood that you will have to fund the bulk of treatments yourself.

What is the average cost of pet insurance for a pug?

We got a number of quotes from different pet insurers to give you an idea of how much it will cost you to insure your pug.

Dog BreedAverage Accident Policy Cost (Monthly)Average Illness Policy Cost (Monthly)Average Comprehensive Policy Cost (Monthly)
Pug Cross$31.75$57.58$63.91
Pug$31.75$57.58$63.91
Dog BreedAverage Accident Policy Cost (Monthly)Average Illness Policy Cost (Monthly)Average Comprehensive Policy Cost (Monthly)
Pug Cross$29.41$67.91$75.41
Pug$29.66$68.83$74.25
Methodology: We averaged out the cost from 6 Australian pet insurance providers for accident, accident and medical and comprehensive plans with zero excess. Quotes were taken in June 2017 for a male, desexed dog that was born on 13/2/2012 for the 5-year-old dog and 13/2/2016 for the 1-year-old dog. The owner was 24 years old at the time, residing in the 2010 postcode. The ranking was based on average cost for a comprehensive pet insurance policy.

Common health problems

Unfortunately, there are a number of serious health conditions that your precious pug is prone to. Several of these illnesses stem from their physicality, and are therefore completely unavoidable. But whilst it is upsetting to think of your gorgeous pug unwell, having the right pet insurance plan can ease the pressure and worry of the future, and knowing these conditions in advance will help make sure that your insurance plan is appropriate should your little buddy's health deteriorate.

Common illnesses for Pugs include:

  • Brachycephalic syndrome
  • Degenerative joint disorder
  • Corneal ulcers
  • Tracheal collapse
  • Intervertebral disc disease

Fun facts about that pug life

  • The pug lineage stretches as far back as before 400 BCE, where the breed originated from China, were called ‘Lo-sze’ and were kept by Buddhist monks as pets in their Tibetan monasteries.
  • A group of pugs is called a ‘Grumble’.
  • The perfect pug tail has two curls.
  • It is believed that Emperors of China kept pugs as lapdogs.

Compare pet insurance prices for your Pug

Picture: GettyImages


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