Orivet Pet Insurance Review

How does Orivet compare for your pet?

Key takeaways

  • Orivet offers four levels of pet insurance cover, ranging from Bronze to Platinum.
  • Policies are underwritten by PetSure (Australia) Pty Ltd and distributed by Pet Insurance Pty Ltd.

Pros

  • 2 months free for new sign-ups before 5 August 2026.
  • Up to $30,000 annual benefit on the Platinum plan.
  • You can choose your excess: $0, $250 or $500.
  • Same-day accident cover for Silver, Gold and Platinum tiers.

Cons

  • Routine care is optional – not included by default.
  • 6-month waiting period applies for cruciate ligament and dental illness benefits.
  • Bronze plan doesn't cover cruciate ligament treatment.

Compare pet insurance policies from Orivet

Finder Score Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Orivet Pet Insurance logo
Finder Score
Orivet Platinum Cover
Finder Score
$30,000
Up to the sub-limit shown on your certificate of insurance
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
View details
Compare product selection
Orivet Pet Insurance logo
Finder Score
Orivet Gold Cover
Finder Score
$20,000
$3,000
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
View details
Compare product selection
Orivet Pet Insurance logo
Finder Score
Finder Score
$20,000
$2,000
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
View details
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
Orivet Bronze Cover
Finder Score
Not scored yet
$20,000
No
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
View details
Compare product selection
loading

Finder Score for pet insurance

We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.

Read the full methodology

Need better pet insurance?

Take our easy quiz and find a better deal.

Why choose Orivet Pet Insurance?

Orivet's policies are designed to provide broad cover with flexibility in pricing and features. All tiers include both accident and illness cover and you can tailor your premium by selecting an excess level that suits you.

Highlights include:

  • Dental illness condition cover is optional on Silver, gold & bronze tiers, while it is automatically included in the Platinum tier.
  • Emergency, hospitalisation, medications and vet consultations are all included.
  • Cruciate ligament cover available from Silver tier upward, with up to $4,000 per leg on the Gold plan.

What does Orivet pet insurance cover?

All plans cover a broad range of treatments and services, including:

FeatureCovered?Notes
Accidental injuryYes0-day wait (except Bronze)
IllnessYes21-day wait
Dental illnessYes6-month wait
Hereditary conditionsYesGold & platinum tiers
Cancer treatmentYesGold, platinum & bronze tiers
Cruciate ligamentYesSilver, gold & platinum tiers
Consultations, vet visits, hospitalisationYesAll tiers
Medicines and drugsYesAll tiers
SurgeryYesAll tiers
Routine careOptionalAdd-on only

What's not covered?

According to the product notes, the following are not covered:

  • Pre-existing conditions
  • Treatment during waiting periods
  • Routine care (unless added as an optional extra)
  • Elective procedures or non-essential cosmetic treatments
  • Conditions not treated by a licensed vet
  • Any exclusions as outlined in the Product Disclosure Statement

How much does Orivet pet insurance cost?

Here are sample annual premiums for a 5-year-old dog, with $250 excess and 80% reimbursement:

3 of 3 results
Annual quote
Orivet Pet Insurance logo
Finder Score
Orivet Platinum Cover
$1,174.54
View details
Compare product selection
Orivet Pet Insurance logo
Finder Score
Orivet Gold Cover
$1,009.99
View details
Compare product selection
Orivet Pet Insurance logo
Finder Score
$557.11
View details
Compare product selection
loading
Showing 3 of 3 results

Is Orivet pet insurance right for me?

Orivet Pet Insurance offers well-rounded cover with flexible plan tiers and competitive inclusions. With the option to customise excess - plus a generous sign-up offer of 2 months free - it's a strong option for pet owners seeking value and flexibility.

Best for: Pet owners who want flexible coverage and comprehensive inclusions, with a promotional discount for new customers.

Sources

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

  • Petinsurance.com.au Review

    Petinsurance.com.au offers flexible dog and cat insurance. Choose from Bronze, Silver, Gold or Platinum plans, with optional routine care, same-day accident cover and multi-pet discounts up to 10%.

  • Australian Unity Pet Insurance Review

    Australian Unity offers four pet insurance plans. All policies include illness and injury cover, with optional routine care and access to myPetPass.

  • Fetch Pet Insurance Review

    Is Fetch going to happen? Here's our expert review of Fetch's pet insurance.

  • Vets Choice Pet Insurance Review

    Vets Choice is recommended by the Australian Veterinary Association. See if it has a pet insurance policy for you.

  • Pet insurance for older dogs and cats

    Discover some funds that cover senior pets, what to look for in a policy and how you can help your furry friend feel comfortable in their twilight years.

  • Guardian Pet Insurance Review

    This review of Guardian Pet Insurance includes descriptions of the 3 levels of cover it offers, additional benefits available, exclusions, how to claim and any other information that readers might find useful.

  • Bow Wow Meow pet insurance review

    Bow Wow Meow has a higher annual limit and paralysis tick benefit than most insurers. Find out how it did in our awards, average costs and more.

  • Real Pet Insurance Review

    Real Insurance offers three competitive pet insurance policies to help guarantee that owners can afford the care their pets need.

  • Best pet insurance Australia

    Complete guide to finding the right pet insurance with a side-by-side comparison of major brands.

  • Everyday Pet Insurance Review

    Find out what each of the 3 levels of pet insurance from Everyday covers.

Go to site