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How we picked these
Finder Score for pet insurance
We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.
Orivet's policies are designed to provide broad cover with flexibility in pricing and features. All tiers include both accident and illness cover and you can tailor your premium by selecting an excess level that suits you. Highlights include:
Dental illness condition cover is optional on Silver & gold tiers, while it is automatically included in the Platinum tier.
Emergency, hospitalisation, medications and vet consultations are all included.
Cruciate ligament cover is available across all plans, with the Gold plan providing up to $4,000 per leg and the Platinum plan offering coverage up to the full annual benefit limit.
How much does Orivet pet insurance cost?
Here are sample annual premiums for a 5-year-old dog, with $250 excess and 80% reimbursement:
We currently don't have that product, but here are others to consider:
How we picked these
Pet: Dog
Breed: Staffordshire bull terrier
DOB: 1 June 2020
Sex: Male
Quotes updated in July 2025
Desexed: Yes
Excess: $250
Owner's DOB: 1 May 1985
Address: New south wales, 2011
What's not covered?
According to the product notes, the following are not covered:
Pre-existing conditions
Treatment during waiting periods
Routine care (unless added as an optional extra)
Elective procedures or non-essential cosmetic treatments
Conditions not treated by a licensed vet
Any exclusions as outlined in the Product disclosure statement
How to make a claim
You can choose the method that works best for you from the options below:
GapOnly (in-clinic). If your vet is a partner, they can submit the claim during your visit. This usually takes about 10 minutes, allowing you to pay only the "gap" between the invoice total and your policy benefit.
Veterinary eClaim. You can ask your vet to submit an electronic claim on your behalf after treatment. After Orivet reviews and approves the digital submission, the reimbursement is deposited into your account.
Submit online. If your vet cannot submit the claim for you, the fastest DIY method is online through the Pet Portal. You will need to upload itemised invoice showing it has been paid including individual treatment costs that add up to the total and the medical examination notes from your vet.
FAQs
Orivet Pet Insurance offers well-rounded cover with flexible plan tiers and competitive inclusions. With the option to customise excess - plus a generous sign-up offer of 2 months free - it's a strong option for pet owners seeking value and flexibility. Best for: Pet owners who want flexible coverage and comprehensive inclusions, with a promotional discount for new customers.
According to Finder research, the average monthly cost of pet insurance across Australian insurers is about $126 per month, though your premium can vary depending on your pet's age, breed, level of cover and chosen excess.
Policyholders have access to the myPetPass program at no extra charge. This service includes 24/7 online consultations with veterinarians, reduced pricing on prescription medications and various discounts on pet supplies and related services
As an Orivet policyholder, you have 24/7 access to consultations with qualified Australian veterinarians. You can use this service to receive medical advice, get at-home treatment plans, or determine if your pet requires an in-person veterinary visit.
Angus Kidman is Finder’s International Editor-at-Large and an award-winning journalist with over 30 years of experience in tech, travel and finance. He was previously the editor of Lifehacker Australia and Australian Personal Computer, and is a recognised commentator, appearing on shows like Sunrise and The Project. A two-time IT Journalism Award winner, Angus has written for top publications such as The Sydney Morning Herald, the AFR, The Australian and Gizmodo, and is known for his expertise in travel rewards and consumer technology.
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