Orivet Pet Insurance Review

How does Orivet compare for your pet?

Key takeaways

  • Orivet offers four levels of pet insurance cover, ranging from Bronze to Platinum.
  • Policies are underwritten by PetSure (Australia) Pty Ltd and distributed by Pet Insurance Pty Ltd.

Pros

  • 2 months free for new sign-ups before 5 August 2026.
  • Up to $30,000 annual benefit on the Platinum plan.
  • You can choose your excess: $0, $250 or $500.
  • Same-day accident cover for Silver, Gold and Platinum tiers.

Cons

  • Routine care is optional – not included by default.
  • 6-month waiting period applies for cruciate ligament and dental illness benefits.
  • Bronze plan doesn't cover cruciate ligament treatment.

Compare pet insurance policies from Orivet

Finder Score Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Orivet Pet Insurance logo
Finder Score
Orivet Platinum Cover
Finder Score
$30,000
Up to the sub-limit shown on your certificate of insurance
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
More info
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
Orivet Gold Cover
Finder Score
Not scored yet
$20,000
$3,000
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
More info
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
Finder Score
Not scored yet
$20,000
$2,000
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
More info
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
Orivet Bronze Cover
Finder Score
Not scored yet
$20,000
No
80%
Sign up before 5th August 2026 and get 2 months free. T&Cs apply.
More info
Compare product selection
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Finder Score for pet insurance

We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.

Read the full methodology

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Why choose Orivet Pet Insurance?

Orivet's policies are designed to provide broad cover with flexibility in pricing and features. All tiers include both accident and illness cover and you can tailor your premium by selecting an excess level that suits you.

Highlights include:

  • Dental illness condition cover is optional on Silver, gold & bronze tiers, while it is automatically included in the Platinum tier.
  • Emergency, hospitalisation, medications and vet consultations are all included.
  • Cruciate ligament cover available from Silver tier upward, with up to $4,000 per leg on the Gold plan.

What does Orivet pet insurance cover?

All plans cover a broad range of treatments and services, including:

FeatureCovered?Notes
Accidental injuryYes0-day wait (except Bronze)
IllnessYes21-day wait
Dental illnessYes6-month wait
Hereditary conditionsYesGold & platinum tiers
Cancer treatmentYesGold, platinum & bronze tiers
Cruciate ligamentYesSilver, gold & platinum tiers
Consultations, vet visits, hospitalisationYesAll tiers
Medicines and drugsYesAll tiers
SurgeryYesAll tiers
Routine careOptionalAdd-on only

What's not covered?

According to the product notes, the following are not covered:

  • Pre-existing conditions
  • Treatment during waiting periods
  • Routine care (unless added as an optional extra)
  • Elective procedures or non-essential cosmetic treatments
  • Conditions not treated by a licensed vet
  • Any exclusions as outlined in the Product Disclosure Statement

How much does Orivet pet insurance cost?

Here are sample annual premiums for a 5-year-old dog, with $250 excess and 80% reimbursement:

3 of 3 results
Annual quote
Orivet Pet Insurance logo
Finder Score
Orivet Platinum Cover
$1,174.54
More info
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
Orivet Gold Cover
$1,009.99
More info
Compare product selection
Orivet Pet Insurance logo
Finder Score
Not scored yet
$557.11
More info
Compare product selection
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Showing 3 of 3 results

Is Orivet pet insurance right for me?

Orivet Pet Insurance offers well-rounded cover with flexible plan tiers and competitive inclusions. With the option to customise excess - plus a generous sign-up offer of 2 months free - it's a strong option for pet owners seeking value and flexibility.

Best for: Pet owners who want flexible coverage and comprehensive inclusions, with a promotional discount for new customers.

Sources

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