Orivet Pet Insurance Review

Orivet keeps pet insurance simple with one policy and flexible cover options.

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Orivet Pet Insurance

Key takeaways

  • Orivet pet insurance offers one, straightforward policy that covers dogs and cats.
  • Policies are underwritten by PetSure (Australia) Pty Ltd and distributed by Pet Insurance Pty Ltd.
  • Choose between a $0, $200, $500 and $1,000 excess, depending on your cover.

Pros

  • One straightforward policy you tailor yourself, choosing your annual limit, a 70%, 80% or 90% benefit percentage and your excess.
  • myPetPass is included at no extra cost, with 24/7 vet telehealth, discounted prescription medications and pet supply deals.
  • You can ask for a claim pre-approval before big treatments, so you know what's covered before committing to a vet bill.

Cons

  • Routine care like vaccinations and worming isn't included unless you add it as an optional extra.
  • Dental cover requires the optional Booster Care benefit and carries a 6-month waiting period.

Compare pet insurance policies from Orivet

Finder Score Maximum Yearly Benefit Paralysis Tick Yearly Sub-Limit Reimbursement rate Accidental Injury Illness
Orivet Pet Insurance logo
$7,500, $20,000 or $35,000
No sub-limit
70%, 80% or 90%
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Why choose Orivet Pet Insurance?

Orivet's pet insurance is designed to provide broad cover with flexibility in pricing and features. The Best In Show policy offers accident and illness cover and you can tailor your premium by selecting an excess level that suits you. Highlights include:

  • Add-on Routine Care for even great cover against everyday care, including worming treatments, vaccinations and more.
  • Access to myPetPass®, a platform that offer rewards and everyday perks to treat your pet .
  • 24/7 Vet telehealth is available, providing access to experienced vets through an online chat or video call at no additional cost.

How much does Orivet pet insurance cost?

Here are sample annual premiums for a 5-year-old dog, with $250 excess and 80% reimbursement:

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Orivet Pet Insurance logo
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What's not covered?

According to the product notes, the following are not covered:

  • Pre-existing conditions
  • Treatment during waiting periods
  • Routine care (unless added as an optional extra)
  • Elective procedures or non-essential cosmetic treatments
  • Conditions not treated by a licensed vet

How to make a claim

You can choose the method that works best for you from the options below:

  • GapOnly (in-clinic). If your vet is a partner, they can submit the claim during your visit. This usually takes about 10 minutes, allowing you to pay only the "gap" between the invoice total and your policy benefit.
  • Veterinary eClaim. You can ask your vet to submit an electronic claim on your behalf after treatment. After Orivet reviews and approves the digital submission, the reimbursement is deposited into your account.
  • Submit online. If your vet cannot submit the claim for you, the fastest DIY method is online through the Pet Portal. You will need to upload itemised invoice showing it has been paid including individual treatment costs that add up to the total and the medical examination notes from your vet.

FAQs

Sources

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Angus Kidman is Finder’s global Editor-at-Large and an award-winning journalist with over 30 years of experience in tech, travel and finance. He was previously the editor of Lifehacker Australia and Australian Personal Computer, and is a recognised commentator, appearing on shows like Sunrise and The Project. A two-time IT Journalism Award winner, Angus has written for top publications such as The Sydney Morning Herald, the AFR, The Australian and Gizmodo, and is known for his expertise in travel rewards and consumer technology. See full bio

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