Pros
- The 85% reimbursement rate and $20,000 annual limit are higher than almost all policies available on Finder - most only cover 80% of your bills.
- A portion of your premiums goes towards Guide Dogs Australia.
- It's ideal for guide dogs - you get $1,000,000 Third Party Liability, covering you for legal fees if something happens.
Cons
- It's not good if you're only looking for an accident-only option since all policies cover injuries and illnesses.
- Routine care is only an option with Premium care but this is generally the case with other insurers as well.
I just wanted to get a better understanding of the illness waiting period. Does this mean if my dog gets sick we have to wait 30 days before claiming or is this 30 days from signing up for the cover?
Thank you.
Hi Rhieannah,
Thank you for getting in touch with Finder.
Waiting periods are the time between when you enroll and when you’re coverage becomes fully active. For example, some insurers have a 5 day waiting period for injuries and a 30 day waiting period for illnesses. All waiting periods start on the date your new pet’s policy becomes effective. Accidents and illnesses that occur or are diagnosed during the waiting period will not be covered. This waiting period helps the insurance company ensure that pet owners are not enrolling their pet because they are injured, sick, or have a pre-existing condition. A pre-existing condition is an injury or illness that your pet already has before you enroll them into a pet insurance policy.
You may refer to insurers offering pet insurance with shorter waiting periods. You can use our comparison table to help you compare brands side-by-side. Press the “Get a Quote” button of your preferred insurer to request a quotation. Before applying, please ensure that you read through the relevant Product Disclosure Statements/Terms and Conditions.
I hope this helps.
Have a great day!
Cheers,
Jeni