Bendigo Bank Telco mobile phone plans

Bendigo Bank Telco offers a range of simple SIM-only plans on a postpaid basis.


What services does Bendigo Bank Telco offer?

Bendigo Bank Telco uses Optus’ 4G network for the provisioning of its telecommunications services. Plans are all sold on a month to month postpaid basis as SIM-only services. This means you’ll have to own your own unlocked handset to use Bendigo Bank Telco’s services, but you can switch away with only a month’s payments to make at any given time.

How much does Bendigo Bank Telco cost?

Bendigo Bank Telco offers four primary SIM-only plans: Extra Lite, Lite, Medium+2GB and Large. Pricing runs to $19.95 for the Extra Lite plan, $29.95 for the Lite plan, $34.95 for the Medium+2GB and $49.95 for the Large plan.

The Lite, Medium+2GB and Large plans all include unlimited standard national calls and texts. On the Extra Lite plan, 200 minutes are included as standard to Australian mobile numbers , fixed lines, voicemail retrieval and 13/1300 numbers. Additional calls are then charged at 22c for a 2 minute call, but texts are unlimited. The Extra Lite plan offers 2GB of data, the Lite plan 2GB, the Medium+2GB plan has 5GB and the Large plan comes with 10GB. Extra data usage is charged at $10/GB.

What extras does Bendigo Bank Telco offer?

On all but the Extra Lite plan, a quantity of calling credit is given for international calls. The Lite plan has $50 worth of calls per month, while the Medium+2GB and Large plans offer $300 and $500 worth of calls respectively. Quite how that equates out in terms of calling minutes will vary depending on the destination you’re calling.

Other than that, as with most simple SIM-only plans, the only other feature of note is that all of Bendigo Bank Telco’s plans are offered on a month to month basis, so you can easily transfer out if you find a better deal or wish to switch carriers for some other reason.

What excess charges could I face on these plans?

Most of Bendigo Bank Telco's plans include unlimited standard national calls and texts. For the plans which instead include a call quota, once your quota is exhausted additional call charges will apply, with a standard 2 minute call costing 22c.

Even for the plans which include unlimited standard national calls and texts, it's worth understanding what isn't covered under that "standard" designation. Calls to directory assistance, premium SMS and premium calls, video calls and paging services will all attract additional fees.

If you go over your allotted data quota in a given month, a 1GB data block will be automatically added to your plan at a cost of $10 each time. This is in line with industry standard charging for excess data.

Bendigo Bank Telco does support international roaming with pricing varying depending on your location, but you must contact Bendigo Bank Telco prior to travel in order to activate it. More details on setup for international roaming can be found here while pricing details can be found here.

Selected plans include credit for international calling, expressed as a dollar value. That value is applied to Bendigo Bank Telco's international calling rates, which also apply if you have no international credit left or are on a plan with no included international call quota, and can be found here.

Cancellation of a Bendigo Bank Telco plan bundled with a phone involves a sliding scale early termination fee which is multiplied by the number of remaining months on your contract, although this fee does include the cost of the bundled handset.


  • Month to month contracts. While plans are postpaid, so you’re on the hook for any excess usage, you can easily shift carriers if you so wish.
  • Included international calling credit. If you need a SIM-only plan with included call credit for calling outside Australia it’s a solid choice.


  • Few other extras. It’s to be expected for a SIM-only MVNO service, but if you want other bundled goodies, you won’t find them here.

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