⚡️⚡️⚡️
With energy prices rising, switch to a cheaper plan
💡
Compare Prices Now
⚡️⚡️⚡️
Picture not described

Kogan Super | Performance, features and fees

Kogan Super offers 5 different investment options that each have low fees and mostly follow an indexed investment approach.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Kogan Super

Kogan Super offers a small range of low-fee, high-performing indexed investment options for your super. The products are managed by Mercer Superannuation, Australia's largest super administrator. As there isn't a default MySuper product available with Kogan Super, you'll be asked to choose an investment option when you first join the fund.

1 - 4 of 4
Name Product Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)

Kogan Super - Enhanced Indexed Growth

Kogan Super - Enhanced Indexed Growth
+14.81%
New Fund
New Fund
New Fund
$332
Kogan Super offers low-fee, high-performing indexed investment options that are managed by Mercer, Australia's largest super administrator. The Enhanced Indexed Growth product invests around two thirds of your balance into Australian and global shares.

Kogan Super - Enhanced Indexed Conservative Growth

Kogan Super - Enhanced Indexed Conservative Growth
+9.2%
New Fund
New Fund
New Fund
$332

Kogan Super - Indexed Diversified Shares

Kogan Super - Indexed Diversified Shares
+29.65%
New Fund
New Fund
New Fund
$300
This is a high-risk investment option that aims to deliver higher returns over the long term.

Kogan Super - Indexed Australian Listed Property

Kogan Super - Indexed Australian Listed Property
+32.2%
New Fund
New Fund
New Fund
$310
loading

Compare up to 4 providers

The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

What are the key features of Kogan Super?

  • 5 investment options. Kogan Super offers 5 different investment options to choose between when you join the fund.
  • Index investing. Most of the investment options are indexed investments.
  • Mobile app. The Kogan Money mobile app allows you to monitor your super balance and recent transactions and contributions on the go.
  • Partnered with Mercer. Kogan Super has partnered with Mercer Superannuation, Australia's largest super administrator, to be the trustee of this product.
Go to site

Kogan Super investment options explained

Kogan Super offers 5 different investment options to choose from. Most of these use an indexed investment strategy. Note that there isn't a default MySuper product offered by Kogan Super.

Pre-mixed investment optionsRisk levelAsset allocation
Enhanced Indexed Growth

This option has around 72% allocation to growth assets including local and international shares, alternatives, fixed interest and cash. It's designed for a lot more growth over the long term compared to the Enhanced Indexed Conservative Growth options, while investing in less growth assets than the Indexed Diversified Shares option.

High
  • Growth: 72%
  • Defensive: 28%
Enhanced Indexed Conservative Growth

This option invests in a similar mix of asset classes as the Enhanced Indexed Growth option, however it has much more exposure towards defensive assets like cash.

Medium
  • Growth: 34%
  • Defensive: 66%
Indexed Australian Listed Property

This option invests almost exclusively in Australian listed property assets.

High
  • Growth: 100%
Indexed Diversified Shares

This option invests entirely in Australian and international shares.

High
  • Growth: 100%
Cash

This option is 100% defensive, with the entire balance invested in cash.

Very Low
  • Defensive: 100%

*Asset allocation between growth and defensive assets correct as of January 2022, and may shift slightly from time to time.

What insurance does Kogan Super offer?

When you join Kogan Super, you can access the following types of insurance cover through your super:

  • Total and permanent disablement cover. This type of cover provides a lump sum payment if you become totally and permanently disabled and can no longer work.
  • Death cover. This policy provides a lump sum payment when you die, allowing you to provide for your loved ones and help them repay debts.

A default level of this cover will be available automatically when you join (if you're eligible), and you can opt to increase your cover at any time.

How do I join Kogan Super?

You can join online in less than 20 minutes. You'll need to supply:

  • Your personal details, including your name, address, date of birth and contact information
  • Your Tax File Number (you do not have to give your super fund your TFN but if your fund doesn't have your TFN it won't be able to accept certain types of contributions from you and your benefit payments may be taxed at a higher rate than would otherwise apply)
  • Details of your employer, so you can receive the super guarantee into your new fund

Once you've completed the application you will immediately receive your member number. A confirmation email will also be sent to you, and your membership application will be processed once you make the first contribution into your account. You can change your investment option at any time by logging into your account online.

DISCLAIMER: This article may contain general advice. You should consider your own personal circumstances before deciding if a superannuation product is right for you. Superannuation is a long term investment and past performance is not indicative of future performance.

More guides on Finder

  • Spouse super contributions

    Spouse super contributions allow you to grow your partner’s super balance and also save money on tax. Here’s how spouse super contributions work.

  • Worst Super Funds

    Here’s a current list of the worst-performing super funds in Australia and steps for how to switch to a better fund.

  • Retirement planning in Australia

    This guide explains how to devise a superannuation strategy that works for you and how to plan for further income in old age, and gives you tips for pulling it all together.

  • Superhero Super: How to invest your super with Superhero

    Superhero Super offers two different investment options which both give members more control over how their super is invested. Here's how the super account works.

  • What is superannuation?

    Superannuation is the main way of saving for your retirement in Australia. Your superannuation is one big investment portfolio in your name that's managed for you by your super fund.  

  • Superannuation statistics 2022

    There are 23.2 million super accounts in Australia with assets totaling $3.4 trillion. Find out the latest superannuation statistics.

  • International Women’s Day Report 2021

    Finder's International Women's Day report explores the personal finance gap between men and women and the key drivers of financial inequality.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site