We currently don't have that product, but here are others to consider:
How we picked theseIncome Protection is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 12 products and gave each one a score rank out of 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
We currently don't have that product, but here are others to consider:
How we picked these| Maximum monthly benefit amount | Up to $12,000 (your benefit period can be 1, 2 or 5 years) |
|---|---|
| Age of entry | 19-60 |
| Residency status | Australian citizen or permanent resident living in Australia. |
| Employment status | You're working between 20 and 60 hours per week and either employed in a permanent position, or have had a consistent income for at least 2 years if employed in a non-permanent position or self employed. |
| How do I apply? | Online or over the phone |
Ezicover Income Protection is designed for people who have or expect to have financial commitments that they would be unable to pay if they could not work and earn an income due to sickness or illness.
You can apply if:
Income protection insurance is a financial safety net if sickness or injury stops you from working. It pays out part of your usual income, so you can keep up with everyday expenses.
Real Income Protection Insurance has similar cover to many popular providers. However, optional extras are limited.
How much could you save if you lived in a different city in Australia? Let's find out.
Income protection can be a valuable form of cover for Australians when its features are fully understood.
Learn the built-in benefits of TAL income protection to understand how it could work for you. Compare features and get a quote today.
Find out when it is possible for part-time and casual workers to take out income protection insurance.
Find out how much your income protection insurance policy will pay out in the event of a claim. Receive quotes for income protection and apply securely.
NobleOak has been offering personal insurance solutions direct to Australians for over 137 years. Discover the benefits and features available on the NobleOak Income Protection policy and make a secure enquiry for cover.
Looking to protect your income if you suffer a serious illness or disability? Insuranceline Income Protection can cover up to 75% of your income
Looking for the best income protection insurance but not exactly sure where to start? Compare the Finder Awards 2024 insurance winners.
Will i be able to claim income protection if i get corona virus or my business closes
Hi Vanessa,
Thanks for your comment and I hope you are well.
Yes, you will be able to claim income protection for coronavirus as there are no exclusions for epidemics or pandemics in income protection policies. According to or review, your insurer promises to pay a percentage of your typical wage if you ever become too sick or injured to work. Policies will usually payout up to 75% of your regular gross income but note that this is dependent on your provider. This goes for employed or self-employed individuals. For waiting periods, Zurich has 30 days waiting period. During this time, you won’t receive any money during the waiting period, and it won’t be backdated.
In the event of loss of job due to business closure, you can contact Zurich to ask how they handle this situation. Know that your insurance company’s response this week might not be the same way it responds next month. We have a guide on how to prepare for the possibility of unemployment.
At this point in time, it’s important to review your insurance policy’s Product Disclosure Statement and terms and conditions and contact your provider for any questions you have.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki