Get your first month of cover for free
Get your first month of cover free when you buy Zurich EziCover Income Protection
|Maximum monthly benefit amount||Up to $30,000|
|Age of entry||19-60|
|What products are offered?|
|How do I apply?||With an adviser over the phone|
*Based on Zurich Wealth Protection Income Protection Plan. Conditions apply, always consult the Product Disclosure Statement (PDS)
Note: Conditions apply, always consult the Product Disclosure Statement (PDS)
Three levels of cover are available for this policy: - Standard, Comprehensive and Premier. They all offer the following benefits:
These options are available with all levels of cover for an extra cost:
The following factors can affect the cost of your Zurich income protection premiums:
due toby illness sickness or injury Shorter waiting periods result in more expensive cover.
due toby illness sickness or injury Certain jobs are considered to be more hazardous than others, and the increased level of risk they represent will be reflected in your premiums.
In order to qualify for an income benefit payment under your Zurich Income Protector policy, you’ll need to be under the regular care of a medical practitioner. Once you’ve served the waiting period that applies to your policy, you’ll be able to start receiving a benefit if you meet one of the following conditions as a result of sickness or injury:
The benefit amount you receive will differ if you aren’t earning any income at all as opposed to if you are still able to earn a portion of your pre-disability income.
Under an agreed value policy, you’ll receive the insured monthly benefit as stated on your policy. If your cover is in the form of an indemnity value policy, you’ll receive the lesser of the insured monthly benefit and 75 per cent of your pre-disability income.
You’ll continue receiving benefits until one of the following occurs:
Zurich will not pay your income protection claim if your sickness or injury is caused by:
If your in the market for a new income protection policy or looking to review your existing cover, you can make a secure enquiry with an insurance consultant and receive a quote for Zurich Income Protection. A consultant will contact you and explain any of the features of the policy you are unsure of and help you compare the policies from Zurich to other insurance options. This service is provided free of charge and theres no obligation whatsoever to sign up for cover.
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The estimate amount of income protection you need isClose