AIA Vitality

Learn about the benefits of AIA Vitality's health and wellbeing programme and see how you can take advantage of member perks and discounts of up to 50%.

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AIA Vitality rewards your healthy lifestyle with discounted premiums. What helps to set AIA apart from the competition is the wide range of lifestyle resources it offers. These including access to generous lifestyle rewards, a member’s hub where you can earn points for additional rewards and a wide range of health and fitness resources to help you stay healthy.

Features and benefits at a glance

  • Savings on AIA insurance policies
  • Tools to track and improve your health
  • Discounts for shopping, lifestyle and travel products.

See how the AIA Vitality program works

The AIA Vitality program: step-by-step

After you purchase a participating life insurance policy, you’re automatically eligible to sign up for AIA Vitality.

1. Immediate discounts on your life insurance policy

Once you sign up, you’ll automatically get three things:

  • An immediate discount on your policy
  • Immediate access to a range of lifestyle rewards and discounts
  • Access to an online members hub where you can track your fitness levels and learn how to improve your health.

2. Extra rewards for staying active (Vitality points)

After signing up, the program encourages you to stay active by offering a point earning system to unlock more rewards:

  • ‘Vitality Points’ makes learning about your health fun. It feels like a game by letting you earn points for various fitness-related tasks like taking an online health assessment or getting a dental check up. The more points you earn, the higher your membership status becomes: you start out at bronze and can move up to silver, gold and platinum.
  • A great variety of rewards are offered. The higher your membership status becomes, the more rewards you can earn e.g. discount off Fitbit.
  • Ongoing premium discounts. Your initial premium discount is only temporary, and the only way to keep it is by earning enough points for gold status. If you haven’t reached gold, your discount gets reduced little by little every year. With gold status, your discount remains the same. With platinum status, your discount can actually increase.

3. Cool rewards for simply being a member

You'll get access to some automatic rewards for simply being a member:

  • 50% off Hoyts tickets
  • 25% off Fitbit
  • Discounts on gym memberships e.g. Fitness First, Anytime Fitness.

AIA Vitality points system

The AIA Vitality program uses a points system to encourage you to remain fit and active. The more points you earn, the higher your status becomes. And the higher your status becomes, the more rewards you can unlock.

Here’s how many points you need to reach each status:

  • Bronze. None. You start off at bronze just for joining.
  • Silver. 10,000 points.
  • Gold. 20,000 points.
  • Platinum. 30,000 points.

How can I earn points?

Points can be earned in two ways:

Knowing your health: In order to get healthier, you first have to know what your health status is and any risks you may be facing. Members can earn points by completing a number of educational health assessments, such as the mental wellbeing assessment, weight and height assessment, dental check up, or even receiving a flu vaccination.

ActionPoints earned
Nutrition assessment1,000 (online assessment)1,500 (professional consultation)
Eye check1,000
Dental check1,000
Skin self-examination1,000
Health check (GP)750 per visit+ 750 if results are in healthy range
Health review (via app)1,000
Fitness assessment750 per visit + 750 if results are in healthy range (two visits per year)
Mental wellbeing assessment (online)1,500 points (twice per year)
Vaccinations (flu, HPV, pneumococcal)1,000
Pap smear1,000
Colon cancer check1,000

Improving your health: The active steps you take to improve your health can entitle you to more reward points. Going to the gym, going for a walk or run and eating a healthy diet can all earn points. Discounts with partners like Weight Watchers, Anytime Fitness and Fitbit can also help you improve your health.

ActionPoints earned
Nutrition tracking (via Fitbit app)1,200 (per quarter)
Get Active (via app)50 (7,500-12,499 steps)100 (12,500 steps and above)
Gym membership100 points per visit at the following fitness centres: Anytime Fitness, Fitness First, Step Into Life, Virgin Active
Organised fitness eventsup to 1,500
Goals (via app)up to 6,000
Fitness assessment750 per visit + 750 if results are in healthy range (two visits per year)
Quit smoking (by signing up for Allen Carr's Easyway program)1,000
Non-smoker's declaration1,000

What benefits can members get from the AIA Vitality program?

The program provides a host of benefits to members. As people get healthier, earn AIA Vitality Points and build up their AIA Vitality Status, they get access to a range of lifestyle rewards in areas like travel, shopping and entertainment. You can enjoy discounted airline fares from Qantas, Myer gift cards, and cheap movie tickets from Hoyts.

The most substantial reward offered under AIA Vitality, however, is in the reduction of life insurance premiums. Vitality members who sign up for a lump sum policy receive an initial annual discount of 7.5% off premiums. This annual discount increases (to a maximum of 20%) as you move up through the membership tiers.



RewardsHow to earn
Insurance premiumsAn eligible policy underwritten by AIA15% off term life, trauma and TPD
7.5% off income protection and business expense
Automatic for every member but can decrease a little every year if you don’t increase your status.
Gift cardsMyer, Ticketmaster, Woolworths, Rebel, DymocksFree $20 - $200 gift cards.Your first 5,000 points gets you a $20 gift card and every 5,000 points after that gets you a gift card worth $20 more than the one before it (up to $200).
Gift cardsBoost Juice, Woolworths, iTunes, HOYTSFree $5 gift card per weekYou must download the Vitality app, connect a fitness tracker or visit a connected gym and achieve your “Active Benefits” target that is set by the app.
MoviesHoyts50% off ticketsAutomatic for every member (up to 6 per month)Learn more
TravelVirgin10%-50% off domestic and international flightsAutomatic 10% for every member. Members with higher statuses get higher discounts (two flight discounts per year, max)
Spaendota spa10% - 50% offAutomatic 10% for every member. Members with higher statuses get higher discounts (four discounts per year, max)Learn more
DieticianAny Accredited Dietician30% off initial consultationAutomatic for every member.
Fitness TrackersFitbitUp to 25% offAutomatic for every member
Fitness TrackersGarmin25% offAutomatic for every member
ApparelJaggad Life Athletic30% off everythingAutomatic for every member
Gym MembershipsVirgin Active50% off flexi membership (which has no signup fee)Automatic for every memberLearn more
Gym MembershipsFitness First30% off membership (you pay the signup fee)
$20 cash back from AIA Vitality every quarter
Membership discount is automatic for every member

You’ll earn cash back every quarter that you visit the gym 24 seperate days

Gym MembershipsAnytime Fitness50% off joining fee
10% off monthly membership (12-month contract)
$100 cash back from AIA VItality every quarter
Joining fee and membership discount is automatic for every member

You’ll earn cash back every quarter that you visit the gym 24 seperate days

Outdoor FitnessStep Into Life40% off monthly training feesAutomatic for every member
Stop SmokingAllan Carr’s Easy Way to Stop Smoking Courses30% off
70% cashback
The 30% discount is automatic for every member
You’ll earn the 70% cashback after you’ve shown proof of payment

How to earn discounts (key tips)

See the detail below:


It's easy: AIA Vitality members can head to and click on the Hoyts rewards tab. Simply select which movie you want to see, enter your details, and your vouchers will be emailed to you. Print them out, take them to the cinema candy bar and you're on your way! You can also redeem vouchers online at the Hoyts website for a small online booking fee.

How many vouchers can I use each month?

You're entitled to up to six discounted tickets (adult or child) every month if you're an AIA Vitality member. Any standard voucher can be upgraded for a fee to a Bean Bag Cinema, Xtremescreen or 3D film, but aren't valid for Hoyts Lux, Hoyts IMAX or special events. Some group events may not be eligible for discounted vouchers. Even if your AIA Vitality membership lapses for any reason, you can still use any vouchers you've already purchased for up to 30 days afterwards.

Are any sessions excluded?

You can't use vouchers for session times after 2pm on Saturdays or Sundays, or on public holidays. Other than that, go forth and enjoy cinema in style!

Additional perks: Gift cards for your friends and family

If you're keen to pass on the cinema experience, AIA Vitality offers 10% off e-Gift cards which let that special someone choose what they want to watch and when, at any Hoyts cinema.

Access additional discounts available to members of Vitality

AIA Vitality membership also entitles you to a range of great discounts with AIA Australia’s commercial partners:

AIA's PartnersBenefits
TerryWhite Chemmart, Amcal and GuardianGet a free AIA Vitality Health Check
Accredited Practising DieticianSave up to 50%
Vitality Active BenefitsBoost Juice vouchers
GarminSave up to 25%
VirginUp to a 50% discount off domestic and international fares
My Food BagSave 15%
Jaggad Life AthleticSave up to 30%
HoytsUp to 6 discounted memberships a month
Endota SpaUp to 50% off
Shopping RewardsUp to $650 gift cards
JawboneSave up to 20%
Step Into Life40% discount
Flight BenefitDiscounted flights
Anytime Fitness10% off the club monthly fee and 50% off the joining fee
Allan Carr’s Easy Way to Stop Smoking Courses30% discount off the retail price and a further 70% cashback after attendance
FitbugUp to 30% off
Fitbit25% discount

Save on your AIA life insurance premium with AIA Vitality

Membership of the AIA Vitality program entitles you to significant discounts on your insurance premium based on the type of life insurance you buy. Here are the discounts every AIA member initially receives on their eligible policies:

That discount can increase, decrease or stay the same based on your membership status.

Here’s how it works:

AIA Vitality StatusPremium discount adjustment for term life, trauma and TPDPremium discount adjustment for income protection and business expense
PlatinumDiscount increase of 1% per year until you hit a maximum 20% discountDiscount increase of 2% per year until you hit a maximum 20% discount
GoldNo change to your discountDiscount increase of 1% per year until you hit a maximum 20% discount
SilverDiscount decrease of 1.25% per year until you lose your entire discountDiscount increase of 0.5% per year until you hit a maximum 20% discount
BronzeDiscount decrease of 2.5% per year until you lose your entire discountNo change to your discount

In addition to this, every fifth-year members receive cashback on the premiums they have paid. The cashback amount ranges from 2-10% of your annual premium depending on the status levels you achieved throughout the five-year period,

How can I join the AIA Vitality program?

AIA doesn't sell insurance directly so you’ll have to go through one of their life insurance resellers or through a broker. Some health insurers also offer it. The life cover resellers currently offering AIA membership are:

  • MaxLife
  • RACQ
  • RAC
  • Life Insurance Direct

Purchased a participating policy from one of these insurers, and wait for two emails to come through. One from your insurer containing your membership number and one from AIA Vitality that should arrive a day or two later.

Follow the link in the AIA email, which will lead you to the AIA Vitality registration page. Pop in your personal details and your life insurance policy membership number from the first email. Voila! You’re now enrolled in AIA Vitality and have access to all those sweet, sweet perks!

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