Discover the benefits of AIA's health reward program AIA Vitality
AIA Vitality is a health and wellness program for AIA customers with a life insurance policy. Launched in November 2013, the program offers members the knowledge, tools and motivation they need to improve their health. Members are rewarded with generous discounts and rewards. If members track their health improvements they receive points which allow access to more benefits.
Features and benefits at a glance
- Savings on AIA insurance policies
- Tools to track and improve your health
- Discounts for shopping, lifestyle and travel products
How does the AIA Vitality program work?
The AIA Vitality program provides the information and tools members need to achieve their health goals. When they sign up to the program, members begin by completing full health and fitness assessments. Then they can earn points as they work to improve their health, with those points entitling them to a range of great rewards.
AIA Vitality points system
How can I earn points?
Points can be earned in two ways:
| Action | Points earned |
|---|---|
| Nutrition assessment | 1,000 (online assessment)1,500 (professional consultation) |
| Eye check | 500 |
| Dental check | 1,000 |
| Skin self-examination | 500 |
| Health check (GP) | 750 per visit+ 750 if results are in healthy range |
| Health review (via app) | 1,000 |
| Fitness assessment | 750 per visit + 750 if results are in healthy range (two visits per year) |
| Mental wellbeing assessment (online) | 150 points (twice per year) |
| Vaccinations (flu, HPV, pneumococcal) | 1,000 |
| Mammogram | 1,000 |
| Pap smear | 1,000 |
| Colon cancer check | 1,000 |
| Action | Points earned |
|---|---|
| Nutrition tracking (via Fitbit app) | 1,200 (per quarter) |
| Get Active (via app) | 50 (7,500-12,499 steps)100 (12,500 steps and above) |
| Gym membership | Cashback, discounts on membership fees and 100 points per visit at the following fitness centres:Anytime Fitness, Fitness First, Step Into Life, Virgin Active |
| Organised fitness events | up to 1,500 |
| Goals (via app) | up to 6,000 |
| Fitness devices (Fitbit, Garmin) | up to 25% discounts |
| Fitness assessment | 750 per visit + 750 if results are in healthy range (two visits per year) |
| Quit smoking (by signing up for Allen Carr's Easyway program) | 1000 + cashback offers |
| Non-smoker's declaration | 1,000 |
| HealthyGear | Product discounts between 25-50% |
What benefits can members get from the AIA Vitality program?
The program provides a host of benefits to members. As people get healthier, earn AIA Vitality Points and build up their AIA Vitality Status, they get access to a range of lifestyle rewards in areas like travel, shopping and entertainment. You can enjoy discounted airline fares from Qantas, Myer gift cards, and cheap movie tickets from Hoyts.
The most substantial reward offered under AIA Vitality, however, is in the reduction of life insurance premiums. Vitality members who sign up for a lump sum policy receive an initial annual discount of 7.5% off premiums. This annual discount increases (to a maximum of 20%) as you move up through the membership tiers.
| Category | Brand/product | Rewards |
|---|---|---|
| Shopping | Myer JB Hi-Fi Woolworths
| $20/$40/$60/$80/$100/$150/$200 at any retailer (amount starts at $20 and increases every 5,000 points) |
| Movie | Hoyts | Discounted tickets (up to six tickets per month) |
| Travel | Flight tickets | Discounts on two flight bookings per year. Bronze: 10% Silver: 30% Gold: 40% Platinum: 50% |
| Spa | endota spa | Bronze: 20% Silver: 30% Gold: 40% Platinum: 50% (4 vouches per year) |
Save on your AIA life insurance premium with AIA Vitality
Membership of the AIA Vitality program entitles you to significant discounts on your insurance premium. If you sign up for a life, trauma or total and permanent disablement policy with AIA Australia, you’ll receive an initial annual discount of up to 7.5% off your premiums. You’ll receive a discount every year, with the exact percentage of discount you receive dependent on your Vitality membership status.
In order to receive the maximum discount of 20%, you’ll need to reach Platinum status. In terms of income protection cover, a maximum premium discount of 15% is available.
In addition, every fifth year, members receive cash back on the premiums they have paid. Depending on the status levels you attain over the five-year periods, the cash back amount ranges from 2-10% of your annual premium.
Access additional discounts available to members of Vitality
AIA Vitality membership also entitles you to a range of great discounts with AIA Australia’s commercial partners:
| AIA's Partners | Benefits |
|---|---|
| Chemmart Pharmacy | Get a free AIA Vitality Health Check at participating Chemmart Pharmacies |
| Accredited Practising Dietician | Save up to 50% |
| Vitality Active Benefits | Boost Juice vouchers |
| Garmin | Save up to 25% |
| Qantas | Up to a 35% discount off domestic and international fares |
| My Food Bag | Save 15% |
| Jaggad Life Athletic | Save up to 50% |
| Hoyts | Up to 6 discounted memberships a month |
| Endota Spa | Up to 50% off |
| Shopping Rewards | Up to $650 gift cards |
| Jawbone | Save up to 20% |
| Step Into Life | 40% discount |
| Virgin Active | Save 50% on flexi membership |
| Flight Benefit | Discounted flights |
| Anytime Fitness | Exlusive rate for membership at $59.90 |
| Allan Carr’s Easy Way to Stop Smoking Courses | 50% discount |
| Fitbug | Up to 30% off |
| Fitbit | 25% discount |
How can I join the AIA Vitality program?
The AIA Vitality program is only available to those who take out an AIA Australia Priority Protection Plan for life insurance cover. If you’d then like to join the AIA Vitality program, simply sign up through your financial adviser to become a member.
You’ll then be sent a welcome pack and an email with details on how to set up and register an account. Your account can be accessed through the AIA Vitality website or through a smartphone app available from the App Store for iPhones and Play Store for Android users.
