After you purchase an eligible AIA life insurance policy, you’re automatically eligible to sign up for AIA Vitality. The program is also available on some health insurance policies too.
The key features vary based on what product you hold, but are generally the following:
After signing up, the program encourages you to stay active by offering a point earning system to unlock more rewards:
You'll get access to some automatic rewards as an AIA Vitality member. These currently include:
The AIA Vitality program uses a points system to encourage you to remain fit and active. The more points you earn, the higher your status becomes. And the higher your status becomes, the more rewards you can unlock.
Here’s how many points you need to reach each status:
Points can be earned in two ways:
In order to get healthier, you first have to know what your health status is. Members can earn points by completing a number of educational health assessments, such as the mental wellbeing assessment, weight and height assessment, dental check up, or even receiving a flu vaccination.
The active steps you take to get healthier can entitle you to more reward points. Going to the gym, going for a walk, run or meditating can earn you points. Discounts with partners like Anytime Fitness and Fitbit can also help you improve your health.
The most substantial reward offered under AIA Vitality is in the reduction of life insurance premiums. Members who sign up for a lump sum policy receive an initial annual discount of 12.5% off premiums. This annual discount increases (to a maximum of 20%) as you move up through the membership tiers. Here's how it works:
Aside from rewards redeemed from your accumulated AIA Vitality points (see the full rundown of points rewards here, you can reap a range of benefits with AIA Australia’s commercial partners. The maximum discount applies for Platinum status, and lesser for Bronze, Silver and Gold members.
| AIA's Partners | Benefits |
|---|---|
| HOYTS | 50% off movie vouchers at HOYTS, HOYTS Lux, CMAX, Majestic and Grand Cinemas (Max. of 6 tickets per month). |
| Endota Spa | Up to 50% off (Max. of 4 vouchers per membership year). |
| Amazon, Bunnings, House, Myer, Ticketmaster, rebel, participating AFL clubs, Commonwealth Bank | $20/$40/$60/$80/$100/$200 eGift card at your choice of these retail partners - once you hit 10,000 points and for every additional 5,000 you reach thereafter. (Capped at 35,000 points per membership year). |
| Virgin Australia, Singapore Airlines | Up to 50% cashback on the base fare of eligible domestic flights by Virgin Australia and Singapore Airlines, plus Delta flights to/from Los Angeles. Flights must be booked via the Virgin Australia booking portal at aiavitality.com.au. |
| Spend: Uber, Uber Eats, Google Play, App Store & iTunes, participating AFL clubs, Optus – Apple Watch Series 6 (GPS & Cellular). Donate: Black Dog Institute, Cancer Council, Diabetes Australia, Youngcare, The Forktree Project. Save: Commonweath Bank | Receive a $5 voucher per week (if you hit your personalised Active Benefits target, excluding points earned through organised fitness events) to either spend on these listed retailers, charities or deposit into your nominated CBA account. |
You pay the same price as buying directly from the life insurer.
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AIA doesn't sell insurance directly so you’ll have to go through one of their AIA life insurance resellers or through a broker.
Some health insurers also offer it. The life cover resellers currently offering AIA membership are:
Voila! You’re now enrolled in AIA Vitality and have access to all those sweet, sweet perks!
With insurers encouraging us to get healthy with discounted gym memberships and cheaper premiums for low BMIs, are you reaping your share of the rewards? Find out here.
