Hit the "Load more" button to see a bigger selection. You can also find more information on each individual product by clicking "More Info".
Here are the key features and details you need to know about ING's mortgage products.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 95% on some ING mortgages. |
| Offset account | You can get an offset account on ING's Orange Advantage loan. Other ING home loans, such as the Mortgage Simplifier, don't come with an offset account. |
| Repayment options | ING's home loans allow you to make interest-only repayments or principal-and-interest repayments. |
| Split rate | Most ING mortgages allow you to split your loan into fixed and variable portions. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
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ING has published of the rate cut from June 3rd but that’s not correct they are passing the rate cuts from 4th of July…basically still sitting on the interest rates. Total misleading
Hi Jini,
I checked but I wasn’t able to find any information about the ING cuts coming into effect on 4 July.
Hi,
One of the requirement states resident of Australia, I am currently on my work visa for the next 3 years however this will be renewed by then or have my permanent residency received.
Can I still go ahead with applying for the mortgage ? or any other way for me to seek mortgage ?
Thank you
Hi Haider,
ING’s page didn’t explicitly state if they have residency requirements. You can check with them directly by phoning them on 1800 100 258, open from 8 am-8 pm Mon-Fri and 9 am-5 pm Sat (AEST/AEDT).
You can also explore other top lenders here.
Kind regards,
Richard
Hi
I would like to talk to someone about refinancing our home loans, how do i go about this?
Hi Suzanne,
Thanks for getting in touch with Finder! It’s great to know you’re interested in a home loan with ING. To quickly know the steps on how to apply for an ING mortgage, please go to the part of the page above saying “How do I apply for an ING mortgage?” To get a quote and directly speak with them, click the GREEN GO TO SITE button that can be found inside the table that lists the types of mortgages ING offers on the first part of the page.
As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Hope this helps!
Best,
Nikki
Does Ing have an investment home loan up to 90% LVR??
Hi Jim,
Thanks for reaching out.
ING can lend up to 95% of the value of the property you wish to buy with some of their loans that you can find on the table above. You can press the “More info” link to be redirected to our review page and learn more about the loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, simply head to ING’s website to proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions. Alternatively, you can speak to a mortgage broker who can take your personal circumstance into account and offer you a range of borrowing options.
Cheers,
Joanne
I have just renewed my fixed home loan for 2 more years, what is the fee amount for breaking my contract if I sell my house?
Hi Jodi,
Please contact ING Direct for an exact quote regarding your break costs.
It is generally calculated using the following formula: The amount of principal remaining x the remaining term of the fixed interest period x the movement in ING Direct’s cost of funds.
Cheers,
Shirley