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Rabbit Pet Insurance in Australia

You can get rabbit pet insurance in Australia – but you'll generally need to get a specialist policy.

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By

Gary Ross Hunter

Updated

Fact checked

What you need to know

  • Rabbits are great pets. They are a bit like cats, but less dangerous and with less smelly poop.
  • Rabbits are legal to keep as pets everywhere except Queensland.
  • Pet insurance for rabbits is hard to find. Rabbits are considered exotic pets for insurance purposes.

What is rabbit insurance?

Rabbit insurance

Rabbit insurance is a type of pet insurance that helps pay vet bills if your rabbit gets sick or injured. In most cases, you pay a monthly premium to an insurer for this protection. It's often considered a form of exotic pet insurance.

Hand holding money icon
Most pet insurance providers will pay a specific percentage of your rabbit's vet bill or require you to pay an excess (a contribution you'll need to make whenever you make a claim). There's often a limit on how much you can claim per year – with rabbits, this is often around $4,000 to $6,000.
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When you take out rabbit insurance, you'll generally need to wait around 21 days before your rabbit is covered for illnesses – but accidents are usually covered straight away.

What does rabbit insurance cover?

A typical rabbit insurance policy can cover you for the following costs:

Ambulance with pet paw

Accidents

A basic rabbit insurance policy will help cover costs related to accidents. This can include torn toenails, crushing wounds, penetrating wounds and fractures. It can also cover you for legal costs. For example, if your rabbit hurts someone and they sue you.

Vet building

Illnesses

Some policies can also help pay for vet bills related to illnesses. This can include digestive system problems, respiratory infections and skin disorders.

Animal vaccination

Routine care and alternative treatments

Routine care refers to preventative treatments your rabbit might need – for example, vaccinations, examinations and dental care. In many cases, you'll have to pay extra for routine care if you want it included in your cover.

Get pet insurance for your rabbit

Petcover is the only provider currently offering rabbit pet insurance.

NameAccidental InjuryIllnessMaximum Yearly BenefitReimbursement Rate
Up to $4,00070%Read the full review

Pet insurance for older rabbits

It can be much harder to get pet insurance once your rabbit gets older because they're more likely to develop health issues.

Watch out for:

  • Age limits. Many insurers will not offer cover if your rabbit is over 5 years old. However, if you buy a policy before they're 5 and continue to pay your premiums, you will be covered after they're 5.
  • Pre-existing conditions. If your rabbit has developed any any pre-existing conditions when you take out cover (an ailment your rabbit had before you took out a policy) you won't be covered for treatment related to those conditions.

Your questions about rabbit insurance answered

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