Multiple-Pet Insurance

Pet insurance for multiple pets: compare policies to see how much you could save.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Insure multiple pets under one pet insurance policy and save up to 15%.

Pet insurance helps you to pay veterinary, pharmaceutical and other costs if your pet becomes ill or injured, as well as covering the cost of routine pet care expenses such as de-worming, de-sexing and teeth cleaning.

Multiple pet insurance allows you to cover more than one pet under the same policy. This reduces the amount of paperwork you have to deal with, and can save you money as some insurers offer discounts for insuring more than one pet.

Compare multi-pet discounts from pet insurance brands

Number of Pets
Name Product Illness Accidental Injury Multi Pet Discount
Budget Direct Pet Insurance
PD Deluxe Plan
Medibank Ultimate Pet Care
Coles Comprehensive Cover
Specified illnesses only
Vets Choice Elite Cover
PIA Major Medical Cover
PetSecure Accident and Illness Cover

Compare up to 4 providers

Comparison of multi-pet discounts on offer

Enter how many pets you have in our calculator below to see your eligible discount.


10% Multi-Pet Discount

Save 10% when you insure multiple pets with Petsecure Pet Insurance.

5% Multi-Pet Discount

Save 5% when you insure multiple pets with Coles Pet Insurance.

5% Multi-Pet Discount

Save 5% when you insure multiple pets with PD Pet Insurance.

5% Multi-Pet Discount

Get 5% off your policy when you insure multiple pets

5% Multi-Pet Discount

Verified 4 days ago
Save 5% when you insure multiple pets with Medibank Pet Insurance.

Up to 15% Multi-Pet Discount

Get an incremental 5% for each additional pet you insure with Pet Insurance Australia.

5% Multi-pet Discount

Save 5% when you insure multiple pets with Vets Choice Pet Insurance

How many pets can I insure?

The number of pets you can insure differs with each insurer. While there is normally no maximum limit, some insurers don’t offer a discount, requiring each pet to be on its own policy; and some only offer a flat, one-off discount for more than one pet. Ideally you should look for an insurer that offers a discount per additional pet, which can add up to real savings on your premiums.

What types of pet can I insure?

Most insurers only cover dogs and cats under multiple pet insurance. Other pets often have different needs and treatment requirements; if you wanted to insure your pet pony for example, you would take out a separate equine insurance policy.

How does it work?

Many insurers make it easy to add more pets to your policy. If they offer an online service, you can often simply add the details of each additional pet, and the insurer will calculate your premium and any discount you will receive. Some may require you to cancel your existing policy and take out a new policy covering all of your pets. Generally though, including additional pets is a painless procedure which your insurer will take care of for you.


More guides on Finder

Get a better deal on pet insurance

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site