Two Dogs on Beach

Multiple-Pet Insurance

Insure multiple pets under one pet insurance policy and save up to 15%.

Pet insurance helps you to pay veterinary, pharmaceutical and other costs if your pet becomes ill or injured, as well as covering the cost of routine pet care expenses such as de-worming, de-sexing and teeth cleaning.

Multiple pet insurance allows you to cover more than one pet under the same policy. This reduces the amount of paperwork you have to deal with, and can save you money as some insurers offer discounts for insuring more than one pet.

Comparison of multi-pet discounts on offer

BrandDiscount AvailableApply
Pet SecureOffers a one-off 10% discount for insuring more than one pet, with no limit on the number of pets that can be added.Get Quote
Bow Wow MeowOffers a one-off 10% discount for insuring more than one pet, with no limit on the number of pets you can add.Get Quote
Pet Insurance AustraliaAlthough there is no limit on the number of pets you can add, you only get a discount of 5% each for up to three pets, so a maximum of 15% discount.Get Quote

How many pets can I insure?

The number of pets you can insure differs with each insurer. While there is normally no maximum limit, some insurers don’t offer a discount, requiring each pet to be on its own policy; and some only offer a flat, one-off discount for more than one pet. Ideally you should look for an insurer that offers a discount per additional pet, which can add up to real savings on your premiums.

What types of pet can I insure?

Most insurers only cover dogs and cats under multiple pet insurance. Other pets often have different needs and treatment requirements; if you wanted to insure your pet pony for example, you would take out a separate equine insurance policy.

How does it work?

Many insurers make it easy to add more pets to your policy. If they offer an online service, you can often simply add the details of each additional pet, and the insurer will calculate your premium and any discount you will receive. Some may require you to cancel your existing policy and take out a new policy covering all of your pets. Generally though, including additional pets is a painless procedure which your insurer will take care of for you.

Picture: Shutterstock


Don Gribble

Don is a creative writer with extensive experience writing scripts, blogs, web content and ebooks. He enjoys writing because it allows him to know a little bit about a lot of subjects and to continue learning new things every day.

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