Singapore Airlines KrisFlyer Frequent Flyer program guide

Learn the fastest ways to earn KrisFlyer Miles and travel for free sooner.

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Key takeaways

  • Convert points from American Express, ANZ, NAB, Westpac and other credit cards to KrisFlyer miles.
  • Higher KrisFlyer Elite status provides benefits like flight upgrades lounge access and priority services.
  • Be aware: KrisFlyer miles expire in three years so plan redemptions carefully.
Joining a frequent flyer program allows you to redeem your accumulated reward points for flights, flight upgrades, and other travel rewards, which is what you can expect from Singapore Airlines' KrisFlyer frequent flyer program. Members earn miles when they fly with Singapore Airlines or any of its airline partners, as well as when they spend through any of its non-airline partners.

Benefits and privileges vary in accordance to membership levels, which include basic, silver, and gold. As a KrisFlyer member, you also get access to a number of special offers from time to time.

Singapore Airlines Credit Cards Comparison

Bonus points Points per $ spent Purchase rate p.a. Annual fee
American Express Velocity Platinum Card image
American Express Velocity Platinum Card
Finder AwardMost LovedVelocity Frequent Flyer
Bonus points
100,000
Points per $ spent
1.25
23.99%
Annual fee
$440
Get 70,000 bonus Velocity Points when you spend $5,000 on eligible purchases in the first 3 months and additional 30,000 points when you meet the same spend requirement in year 2. New American Express card members only. Ends 13 Oct 2026. T&Cs apply.
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American Express Velocity Business Card image
American Express Velocity Business Card
Most LovedVelocity Frequent Flyer
Bonus points
200,000
Points per $ spent
1
N/A
Annual fee
$249
Limited-time offer: Receive 200,000 bonus Velocity Points when you spend $6,000 on eligible purchases in the first 3 months. New American Express card members only. Ends 27 Oct 2026. T&Cs apply. ABN holders w/ $75,000 revenue.
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Westpac Altitude Velocity Black image
Westpac Altitude Velocity Black
Velocity Frequent Flyer
Bonus points
150,000
Points per $ spent
0.5
20.99%
Annual fee
$295
Offers 90,000 bonus Velocity Points in year 1 when you spend $6,000 on eligible purchases in the first 90 days of card approval and 60,000 points when you meet the same spend requirement within 90 days of card anniversary in year 2. T&Cs apply.
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ANZ Business Black image
ANZ Business Black
ANZ Rewards Program
Bonus points
150,000
Points per $ spent
1.5
20.24%
Annual fee
$300
ABN holders w/ $75k revenue. Earn up to 150,000 extra ANZ Reward Points when you meet the spend requirements (worth over $500 digital gift card) and 24/7 access to ANZ Global Business Concierge.
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Westpac Altitude Rewards Black image
Westpac Altitude Rewards Black
Westpac Altitude Rewards
Bonus points
200,000
Points per $ spent
1
20.99%
Annual fee
$200 first year ($295 after)
Earn 100,000 bonus Altitude Rewards Points when you spend $12,000 in the first 12 months of card approval and 100,000 points when you keep your card open for 15 months. T&Cs apply.
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ANZ Rewards Black Credit Card image
ANZ Rewards Black Credit Card
Finder AwardANZ Rewards Program
Bonus points
180,000
Points per $ spent
2
20.99%
Annual fee
$320
Earn up to 180,000 extra ANZ Reward Points: 130,000 extra points + $100 back when you spend $5,000 on eligible purchases in the first 3 months from approval, and additional 50,000 points when you keep your card for over 15 months from activation.
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ANZ Rewards Platinum - Velocity Points image
Bonus points
80,000
Points per $ spent
1.5
20.99%
Annual fee
$94
Earn up to 80,000 bonus Velocity Points: 60,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 20,000 points when you keep your card open for 15 months from activation.
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ANZ Rewards Platinum image
ANZ Rewards Platinum
ANZ Rewards Program
Bonus points
125,000
Points per $ spent
1.5
20.99%
Annual fee
$94
Earn up to 125,000 bonus ANZ Reward Points: 85,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 40,000 points when you keep your card open for 15 months from activation.
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American Express Velocity Escape Plus Card image
American Express Velocity Escape Plus Card
Most LovedVelocity Frequent Flyer
Bonus points
20,000
Points per $ spent
1
23.99%
Annual fee
$95
Get 20,000 bonus Velocity Points when you spend $3,000 on eligible purchases in the first 3 months, plus a $50 Virgin Australia Statement Credit. New American Express card members only. Ends 25 May 2027. T&Cs apply.
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Westpac Altitude Velocity Platinum image
Westpac Altitude Velocity Platinum
Velocity Frequent Flyer
Bonus points
100,000
Points per $ spent
0.35
20.99%
Annual fee
$175
Receive 70,000 bonus Velocity Points in year 1 when you spend $4,000 on eligible purchases in the first 90 days of card approval and 30,000 points when you meet the same spend requirement within 90 days of card anniversary in year 2. T&Cs apply.
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Virgin Australia Velocity Flyer Card - Balance Transfer Offer image
Bonus points
N/A
Points per $ spent
0.66
20.74%
Annual fee
$149
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NAB Rewards Signature Card – Velocity Points image
Bonus points
80,000
Points per $ spent
1.5
20.99%
Annual fee
$420
Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $5,000 in the first 90 days and 20,000 points when you keep your card open for over 12 months. Plus, no foreign transaction fees.
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Virgin Australia Velocity High Flyer Card image
Bonus points
100,000
Points per $ spent
1
20.74%
Annual fee
$329
Get up to 100,000 bonus Velocity Points when you meet the spend criteria. Plus a $129 Virgin Australia Gift Voucher, 100 bonus Status Credits and 2 lounge passes per year.
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NAB Rewards Business Signature Card image
Bonus points
250,000
Points per $ spent
1.25
19.5%
Annual fee
$175
Get up to 250,000 bonus NAB Rewards Points: 200,000 points when you spend $8,000 on everyday business purchases in the first 90 days and 50,000 points when you keep your account open for at least 15 months. ABN required.
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BankSA Amplify Rewards Signature image
Bonus points
200,000
Points per $ spent
1
20.99%
Annual fee
$199 first year ($295 after)
Earn 100,000 bonus Amplify Points in year 1 when you spend $12,000 on eligible purchases within 12 months and 100,000 points when you meet the same spend requirement in year 2. T&Cs apply.
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St.George Amplify Rewards Signature image
Bonus points
200,000
Points per $ spent
1
20.99%
Annual fee
$199 first year ($295 after)
Offers 100,000 bonus Amplify Points in year 1 when you spend $12,000 on eligible purchases in the first 12 months and 100,000 points when you meet the same spend requirement in year 2. T&Cs apply.
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Bank of Melbourne Amplify Rewards Signature image
Bonus points
200,000
Points per $ spent
1
20.99%
Annual fee
$199 first year ($295 after)
Get 100,000 bonus Amplify Points in year 1 when you spend $12,000 on eligible purchases in the first 12 months and 100,000 points when you meet the same spend requirement in year 2. T&Cs apply.
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St.George Amplify Business Credit Card image
Bonus points
N/A
Points per $ spent
1
19.49%
Annual fee
$0 first year ($89 after)
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BankSA Amplify Business Credit Card image
Bonus points
N/A
Points per $ spent
1
19.49%
Annual fee
$0 first year ($89 after)
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Bank of Melbourne Amplify Business Credit Card image
Bonus points
N/A
Points per $ spent
1
19.49%
Annual fee
$0 first year ($89 after)
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Krisflyer Credit Cards

Below are a snapshot of the credit cards that let you transfer into Krisflyer points.

Overview of Singapore Airlines KrisFlyer

The origins of Singapore Airlines date back to May 1947, when a Malayan Airways Limited Airspeed Consul took off from Singapore Kallang Airport and flew to Kuala Lumpur. In the late 1960s, its annual revenue touched the one billion dollar mark for the first time. Singapore Airlines, in 1989, became the first airline in the world to cross the pacific on a B747-400 commercial flight.

In the late 1990s, this airline unveiled a range of new products and services worth around 500 million Singapore dollars. It launched KrisFlyer, its frequent flyer program, in 1999. Singapore Airlines is known for maintaining a relatively young fleet, with an average aircraft age of around 8 years.

When you become a member of the KrisFlyer frequent flyer program you get to earn miles each time you fly with Singapore Airlines or any of its airlines partner, and when you shop with their non-airline partners. However, since this is not the only rewards program of its kind, comparing a few before enrolling is a good idea.

Which banks can transfer rewards points to Singapore KrisFlyer Miles?

  • American Express. American Express Membership Rewards points transfer to KrisFlyer miles at a 1:1 ratio, with a minimum transfer of 7,500 points.
  • ANZ. Convert 6,000 reward points for 3,000 KrisFlyer points, starting with a minimum of 6,000 points, and then move forward in multiples of 3,000.
  • NAB. A minimum of 3,000 NAB Rewards points will get you 1,000 KrisFlyer Miles when you have a NAB Rewards credit card.
  • St.George. Transfer 1 KrisFlyer mile for every 3 Amplify Points converted, with a minimum conversion of 3,000 Amplify Points.
  • Suncorp. Transfer a minimum of 10,000 Suncorp rewards points and get 5,000 KrisFlyer points.
  • Velocity. Transfer 1.35 Velocity Points to 1.00 KrisFlyer Miles with a minimum of 5,000 points per transfer.
  • Velocity. Transfer 1.55 Velocity Points to 1.00 KrisFlyer Miles with a minimum of 5,000 points per transfer.

KrisFlyer Rewards Program

The KrisFlyer rewards program gives you the ability to earn and redeem miles in various ways. Singapore Airlines is part of the Star Alliance network, so you stand to earn miles when you fly using any airline that is part of this network as well as some of the airline's other flight partners. You can also earn miles through Singapore Airline's non-airline partners, including credit card providers, hotel chains, car hire companies and more.

You can redeem your miles for flight rewards to over 1,000 destinations in more than 170 countries with Singapore Airlines and any of its airline partners. You can also redeem your KrisFlyer miles for a range of non-flight rewards through KrisFlyer partners.

Flying more often brings with it the possibility of moving to higher membership tiers that offer increased benefits.

Features of the KrisFlyer membership

When you sign up as a new KrisFlyer member, you'll start off at the base level. Depending how often you fly and shop with non-airline partners, you can steadily move up to elite silver and elite gold level. The benefits you can expect will depend on your membership level:

  • KrisFlyer Basic. At this level you can redeem your miles for flight tickets and flight upgrades, and you can save 15% on the required miles if you redeem your miles online. You'll also receive regular updates about the latest promotions.
  • KrisFlyer Elite Silver. You can get to the elite silver level if you earn 25,000 Elite miles within 12 consecutive months. When you get to this level you also make it to the Star Alliance Silver status, which gives you access to priority reservation waitlist and priority airport standby services. You get 25% tier bonus on KrisFlyer miles, and you can look forward to reduced or waived KrisFlyer service fees.
  • KrisFlyer Elite Gold. Earning 50,000 Elite miles within 12 consecutive months gets you to the Elite Gold level. Here, you get Star Alliance Gold status, through which you can make use of priority reservation waitlist and priority airport standby services. This level offers the following benefits as well.
    • Access to Star Alliance Gold lounges
    • Priority check-in
    • Priority boarding
    • Priority baggage handling
    • Excess baggage allowance
    • Reduced or waived KrisFlyer service fees

Benefits of being a KrisFlyer member

As a KrisFlyer member you can look forward to a number of benefits, which include the following:

  • Earn and redeem miles. This, without doubt, is the primary benefit of this frequent flyer program. You can redeem your miles for flights and flight upgrades through Singapore Airlines and SilkAir, through Star Alliance partners, and through its other airline partners like TAM, Virgin, and Vistara. If you don't have enough points to redeem for a particular flight reward, you can consider buying the required miles. If you don't want flight rewards, you can convert your miles to TapForMore Points which you can redeem through your PAssion Card.
  • Online redemption discount. Members get a 15% discount on the number of points they need to book tickets if they turn to Singapore Airlines' or SilkAir's online ticketing facilities.
  • PPS Club. Membership to this club is only open to people who frequently travel in First or Business Class on Singapore Airlines or SilkAir, or in the Singapore Airlines Suites onboard the Singapore Airlines A380. It requires that you earn a PPS value of at least 25,000 Singapore dollars in 12 consecutive months. Membership brings with it a 25% tier bonus on the actual miles flown, as well as class bonuses on eligible Singapore Airlines fare types. PPS members get Star Alliance Gold status automatically.

KrisFlyer points value

Just how many miles you earn depends on the class you're flying, and this is where this frequent flyer program rates better than most others. As you can see, flying higher classes with Singapore Airlines brings with it considerably more miles:

  • Economy: 100% in B, E, H, L, M, W, and Y; 50% in N and Q; and 10% in K and V
  • Premium Economy: 110% in P, S, and T
  • Economy: 100% in B, E, Y; 75% in H, M, W; 50% in K, N, Q, V, G
  • First Class: 150% in A and F
  • Suites: 300% in R, and 150% in F

The following applies when you fly using SilkAir:

  • Economy: 100% in B, E, H, L, M, W, and Y; 50% in N and Q; and 10% in K and V
  • Business Class: 125% in C, D, J, U, and Z

Must read: Changes to KrisFlyer flight rewards

In March 2017, KrisFlyer announced it would be updating its flight redemption details. As of 23 March 2017, the following changes will be rolled out for reward flights and upgrades:

  • No online booking discount. Previously, redeeming KrisFlyer Miles for reward flights and upgrades online attracted a booking discount of 15%. But this discount will not apply for redemptions made on or after 23 March 2017.
  • Reduced charges for Singapore Airlines and Silk Air reward flights. For KrisFlyer redemption bookings on flights operated by Singapore Airlines, fuel and insurance surcharges are no longer added as separate charges (though you may still have to pay airport taxes and fees). For a one-way economy flight from Sydney to Singapore, this change could save you around $148 in additional charges. Note you may still have to pay airport taxes and fees.
  • Saver Award rate changes. KrisFlyer has revised mileage levels for economy, business and first class Saver Awards flights that cover Zone 7, 9, 11, 12 and 13. This increases the amount of miles needed for most reward flights to and from Australia. However, the change in fuel and insurance charges does help balance out the overall cost of redemptions.
Angus Kidman's headshot
Our expert says

"Krisflyer points can be tricky to redeem, especially from Australia, and you have to be mindful of the 3-year expiry. If you end up with a small number of points, you may be better off spending them on a hotel room or shopping option - not something I'd usually recommend, but better than wasting them entirely."

Angus Kidman's headshot
Editor-at-large

KrisFlyer's partners

Below are some lists of KrisFlyer partners that give KrisFlyer members the ability to earn additional KrisFlyer miles:

Partner hotels

  • Accor
  • Anantara
  • Carlson Rezidor
  • Hilton
  • Hyatt
  • InterContinental
  • Kempinski
  • Kerzner
  • Marriott
  • Okura
  • Park Regis
  • Shangri-La
  • Starwood
  • Taj

Credit card partners

  • Westpac (Australia)
  • American Express (Singapore, Malaysia, and Taiwan)
  • BOC (China)
  • JCB (Japan)
  • Mitsui Sumitomo (Japan)
  • BCA (Indonesia)

Other partners

  • AVIS
  • Europcar
  • Hertz
  • Rentalcars.com
  • Sixt
  • M1
  • Travelling Connect
  • Club 21
  • The Economist
  • Shell
  • TIME and FORTUNE magazines

How to join KrisFlyer

You can sign up to the KrisFlyer frequent flyer program online for free by visiting the Singapore Airlines website and following the prompts. Once you have clicked on the "sign up" botton, you will have to fill out a secure form and provide the following information:

  • Your complete name, gender, date of birth, and nationality
  • Your email address
  • Name you want displayed on your KrisFlyer card
  • A six-digit PIN
  • Your correspondence address

During the application process, make sure you read the terms and conditions for the program. It's also worth noting that anyone aged between 2 and 16 years will need parental or legal guardian consent to join the program.

Pros and cons of the KrisFlyer membership

Pros

  • Earn miles. This, without doubt, is the biggest benefit of the KrisFlyer frequent flyer program, and you get to earn more points if you spend at partner merchants.
  • Multiple partner airlines. The long list of partner airlines not only helps you earn miles easily, but this network is useful when it comes to redeeming your points as well. Some of the popular names on this list include Air Canada, Air China, Air India, Lufthansa, Scandinavian Airlines, South African Airways, Thai Airways, Virgin Atlantic, Virgin Australia, and Vistara.
  • Added travel benefits. As you move up membership tiers, you can look forward to additional benefits like priority check-in, priority boarding, priority baggage handling, excess baggage allowance, priority reservation waitlist, and priority airport standby.

Cons

  • Limited Australian credit card partners. Singapore Airlines co-branded credit cards are not currently widely available from Australian credit card providers, so you may need to earn transferable points and convert them to KrisFlyer miles.
  • Expiry of miles. Your KrisFlyer miles expire in three years, so you have to make sure you keep using your points or they could end up going waste.

Frequently asked questions

Sources

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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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444 Responses

    Kerry's avatar
    KerryJuly 27, 2015

    Can I redeem points for accommodation in London?

    Many thanks in anticipation of your reply.

      Sally's headshotFinder
      SallyJuly 28, 2015Finder

      Hi Kerry,

      Thank you for your question.

      Unfortunately, no. You can only use your KrisFlyer miles to redeem flight rewards or flight upgrades.

      However, you can earn points when staying with one of KrisFlyer’s non-air hotel partners. These partners include, Accor hotels, Hilton worldwide, InterContinental Hotels Group, Jumeirah Hotels and Resorts, Marriott International, Shangri-La Hotels and Resorts and Starwood Hotels and Resorts to name but a few.

      I hope this has helped.

      Thanks,

      Sally

    Frank's avatar
    FrankJuly 19, 2015

    If you not use the points for a airline ticket can it be change to cash money

      Sally's headshotFinder
      SallyJuly 20, 2015Finder

      Hi Frank,

      Thanks for your comment.

      No, you can’t refund your points for cash.

      I hope this has answered your question.

      Thanks,

      Sally

    Pam's avatar
    PamJuly 18, 2015

    My husband is flying to Europe and there are plenty of points in my name. However, how do I give him my points (SIA know that we share these points).
    When I get to redeeming the points, I cannot do it as he does not have enough but I have plenty. Please advise as I wish to book a flight soon.

      Sally's headshotFinder
      SallyJuly 20, 2015Finder

      Hi Pam,

      Thanks for your comment.

      Just to confirm, you have come through to finder.com.au, not Singapore Airlines.

      The KrisFlyer program allows members to nominate up to five family members to redeem your points.

      You can nominate these members by filling out a “Redemption Group Nomination Form” which is available via the Singapore Airlines website. I’ve sent you a link to this PDF.

      I hope this has helped.

      Thanks,

      Sally

    Chris's avatar
    ChrisJuly 6, 2015

    1. Can I claim the miles on my children’s ticket, or do they have to join Krisflyer to earn their miles themselves?

    2. I am a new member and not flying until next week, do I need to present a printed temp membership card to have miles credited? Because I didn’t print it.

      Sally's headshotFinder
      SallyJuly 6, 2015Finder

      Hi Chris,

      Thanks for your comment.

      Just to confirm, you have come through to finder.com.au, not KrisFlyer.

      Your children will also need to be signed for KrisFlyer membership to earn points. Membership is open to any person aged two or older. If you just wish for your children to be able to use your points, you can nominate them (and up to five family members or friends) for redemption group nomination.

      If you haven’t received your KrisFlyer membership card, you may wish to contact KrisFlyer directly to confirm what the best option is. You will either have to print and present the temporary membership card or quote your membership number at the time of check in.

      I hope this has helped.

      Thanks,

      Sally

    Daryl's avatar
    DarylJuly 5, 2015

    We have already booked and paid for our Singapore Airline flights with a Mastercard and fly out to the UK on July 14, 2015. How do we apply for KrisFlyer membership please and apply retrospectively for flying credit points. I already am a Virgin Australia Velocity Frequent Flyer member. Thank you

      Sally's headshotFinder
      SallyJuly 6, 2015Finder

      Hi Daryl,

      Thanks for your comment.

      I’ve sent you an email with the registration form. Once you have signed up, you will be able to claim your miles retrospectively through your online account. I’ve sent you a link to login and claim your points as well.

      I hope this has helped.

      Thanks,

      Sally

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