| | |
1.88%
|
2.86%
|
$0
|
$390 p.a.
|
80%
|
$546.6
| | $3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | |
| | |
1.75%
|
2.22%
|
$0
|
$0 p.a.
|
80%
|
$537
| | This very low fixed rate is only available until 29 April 2021. Other conditions apply. A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit
| | |
| | |
1.89%
|
3.46%
|
$0
|
$395 p.a.
|
95%
|
$547.35
| | Up to $3,000 refinance cashback.
Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | |
| | |
1.99%
|
3.1%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Get a low fixed rate package with no application or settlement fee. Available with a 20% deposit. Other fees and charges apply.
| | |
| | |
1.89%
|
2.85%
|
$0
|
$0 p.a.
|
80%
|
$547.35
| |
Lock in a low fixed rate loan for two years and get the annual package fee waived in the first year. Available for borrowers with 20% deposits.
| | |
| | |
1.89%
|
2.18%
|
$250
|
$0 p.a.
|
90%
|
$547.35
| |
Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.
| | |
| | |
2.09%
|
2.43%
|
$0
|
$0 p.a.
|
70%
|
$562.33
| |
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit. Refinancers can switch with a convenient digital application.
| | |
| | |
2.04%
|
2.79%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
$558.56
| | $3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 27 February 2021 and settle by 27 August 2021. | | |
| | |
1.99%
|
2.7%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Home buyers can lock in this low fixed rate for two years. This loan also allows extra repayments. Requires a 20% deposit.
| | |
| | |
1.95%
|
2.17%
|
$250
|
$0 p.a.
|
90%
|
$551.82
| |
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes. | | |
| | |
1.94%
|
3.21%
|
$0
|
$395 p.a.
|
80%
|
$551.07
| | Up to $4,000 refinance cashback
Lock in a very low rate for four years. Requires a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.24%
|
2.33%
|
$0
|
$0 p.a.
|
80%
|
$573.72
| |
A five year fixed rate offer with no ongoing bank fees.
| | |
| | |
1.99%
|
3.26%
|
$0
|
$395 p.a.
| |
$554.81
| | Up to $4,000 refinance cashback
A competitive fixed rate loan. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.99%
|
3.33%
|
$0
|
$395 p.a.
|
80%
|
$554.81
| |
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
| | |
| | |
1.84%
|
3.38%
|
$0
|
$395 p.a.
|
80%
|
$543.64
| | Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.24%
|
2.27%
|
$250
|
$0 p.a.
|
90%
|
$573.72
| |
A 2 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
1.84%
|
3.38%
|
$0
|
$395 p.a.
|
80%
|
$543.64
| | Up to $4,000 refinance cashback
Get a competitive home loan rate for two years. Requires at least a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.97%
|
2.81%
|
$449
|
$6 monthly ($72 p.a.)
|
95%
|
$553.31
| | NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
| | |
| | |
2.14%
|
2.71%
|
$0
|
$0 p.a.
|
80%
|
$566.11
| |
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
| | |
| | |
1.94%
|
3.21%
|
$0
|
$395 p.a.
|
80%
|
$551.07
| | Up to $4,000 refinance cashback
Lock in a low fixed rate loan for four years. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.04%
|
2.17%
|
$250
|
$0 p.a.
|
90%
|
$558.56
| |
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.28%
|
3.84%
|
$0
|
$395 p.a.
|
95%
|
$576.78
| | $2,000 refinance cashback
Enjoy a competitive rate with no application fee for this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.09%
|
3.27%
|
$0
|
$395 p.a.
|
80%
|
$562.33
| |
Get a low 3 year fixed rate with a 100% offset account and package discounts.
| | |
| | |
2.14%
|
2.35%
|
$0
|
$0 p.a.
|
80%
|
$566.11
| |
A one year fixed rate offer with no ongoing bank fees.
| | |
| | |
1.89%
|
3.43%
|
$0
|
$395 p.a.
|
80%
|
$547.35
| | Up to $4,000 refinance cashback.
Fix to a low rate for two years and forget about rate rises. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.19%
|
2.53%
|
$0
|
$0 p.a.
|
80%
|
$569.91
| |
Borrow up to $750,000 with this basic 3 years fixed rate home loan. Refinancers can switch with a convenient digital application.
| | |
| | |
1.99%
|
2.33%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
| | |
| | |
2.29%
|
2.29%
|
$250
|
$0 p.a.
|
90%
|
$577.55
| |
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.59%
|
2.63%
|
$595
|
$0 p.a.
|
80%
|
$600.83
| | $2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.49%
|
3.36%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
$593.01
| | NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
| | |
| | |
2.28%
|
3.63%
|
$0
|
$395 p.a.
|
95%
|
$576.78
| | $2,000 refinance cashback
A two year fixed rate home loan with no application fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
1.99%
|
3.29%
|
$0
|
$395 p.a.
|
95%
|
$554.81
| | Up to $3,000 refinance cashback. Lock in a very low rate for four years with this owner occupier loan. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | |
| | |
2.19%
|
3.44%
|
$0
|
$395 p.a.
|
80%
|
$569.91
| |
Fix your rate for the first year and take advantage of package benefits. Comes with a 100% offset account.
| | |
| | |
2.19%
|
4.23%
|
$600
|
$8 monthly ($96 p.a.)
|
95%
|
$569.91
| |
Get a partial offset account and the option to make interest-only repayments.
| | |
| | |
2.09%
|
2.6%
|
$0
|
$0 p.a.
|
80%
|
$562.33
| |
Pay no ongoing fees on this investment loan fixed for 3 years.
| | |
| | |
2.19%
|
3.72%
|
$0
|
$395 p.a.
|
95%
|
$569.91
| | $2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.64%
|
4.65%
|
$0
|
$0 p.a.
|
80%
|
$604.76
| |
Lock in a competitive rate for 2 years, unlock package discounts and use a 100% offset account to minimise interest payments.
| | |
| | |
2.09%
|
2.3%
|
$0
|
$0 p.a.
|
80%
|
$562.33
| |
A competitive 3 year fixed rate with no ongoing bank fees.
| | |
| | |
1.89%
|
2.87%
|
$449
|
$6 monthly ($72 p.a.)
|
95%
|
$547.35
| | NSW and ACT customers only. Lock in a low fixed rate for two years. Available with a 5% deposit.
| | |
| | |
2.29%
|
4.31%
|
$595
|
$0 p.a.
|
95%
|
$577.55
| | $2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.39%
|
3.15%
|
$0
|
$350 p.a.
|
95%
|
$585.25
| |
Get a partial offset account and flexible repayments with this package loan.
| | |
| | |
2.24%
|
2.64%
|
$0
|
$0 p.a.
|
80%
|
$573.72
| |
Pay no ongoing fees on this investment loan fixed for 3 years.
| | |
There are two types of home loan interest rate, variable and fixed. In short: