| | | 1.99% | 1.99% | | $554.81 | |
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
| | |
| | | 1.87% | 1.90% | - App: $250
- Ongoing: $0 p.a.
| $545.86 | |
Borrowers with 40% deposits or equity can get this low variable rate loan. 100% offset account included.
| | |
| | | 2.19% | 2.20% | | $569.91 | | $3,288 refinance cashback offer
This competitive variable rate loan is available for borrowers with 30% deposits. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | |
| | | 1.99% | 1.99% | | $554.81 | | Refinancers only. Switch to this competitive variable rate with zero fees. Requires a 25% deposit.
| | |
| | | 2.29% | 2.29% | | $577.55 | |
Apply for the Macquarie Bank Basic Home Loan - LVR ≤ 60% (Owner Occupier, P&I) and get a low variable interest rate, plus no application and ongoing fees. Requires a 40% deposit.
| | |
| | | 2.29% | 2.29% | | $577.55 | | Refinancers only. Investors can refinance this no-fee variable rate loan. You will need a 25% deposit. Fast online approval.
| | |
| | | 2.39% | 2.82% | - App: $0
- Ongoing: $399 p.a.
| $585.25 | |
A flexible, variable rate package loan with a 100% offset account. Requires a 30% deposit.
| | |
| | | 1.85% | 2.21% | | $544.38 | |
Get a low discounted variable rate loan. Requires a 30% deposit. Get your loan processed fast and settle within 30 days. | | |
| | | 2.44% | 2.45% | | $589.12 | |
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
| | |
| | | 2.49% | 2.51% | | $593.01 | | $3,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer). Terms, conditions & exclusions apply. Refinancers Only. | | |
| | | 2.39% | 2.40% | | $585.25 | |
Discounted special offer. This competitive variable loan requires a 40% deposit.
| | |
| | | 2.34% | 2.34% | | $581.39 | |
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
| | |
| | | 2.14% | 2.16% | | $566.11 | |
A competitive rate with no application or ongoing fees. This loan is not available for construction.
| | |
| | | 2.39% | 2.42% | | $585.25 | |
A low-fee variable rate home loan with principal-and-interest repayments. Requires a 30% deposit.
| | |
| | | 2.49% | 2.66% | - App: $300
- Ongoing: $10 per month
| $593.01 | | $3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | |
| | | 2.49% | 2.17% | | $593.01 | | Refinancers only. An interest-only loan for refinancing owner-occupiers with 25% deposits or equity. This loan has no fees.
| | |
| | | 2.49% | 2.54% | - App: $600
- Ongoing: $0 p.a.
| $593.01 | |
A basic variable rate loan with minimal fees and a redraw facility.
| | |
| | | 1.99% | 2.02% | - App: $250
- Ongoing: $0 p.a.
| $554.81 | |
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.
| | |
| | | 2.49% | 2.52% | | $593.01 | |
This variable rate home loan has minimal fees and requires a 20% deposit.
| | |
| | | 2.39% | 2.56% | - App: $300
- Ongoing: $10 per month
| $585.25 | | $3,000 refinance cashback.
A competitive variable rate loan for owner occupiers with a 40% deposit (or equity). Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | |
| | | 2.09% | 2.02% | | $562.33 | |
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
| | |
| | | 2.59% | 2.40% | | $600.83 | | Refinancers only. This variable investment loan has interest-only repayments and is for refinancers only. Fast online approval. Requires a 25% deposit.
| | |
| | | 2.39% | 2.56% | - App: $300
- Ongoing: $10 per month
| $585.25 | |
A variable rate loan for owner occupiers with a 40% deposit (or equity).
| | |
| | | 2.59% | 2.61% | | $600.83 | |
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
| | |
| | | 2.68% | 2.74% | - App: $449
- Ongoing: $0 p.a.
| $607.92 | | NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
| | |
| | | 2.24% | 2.26% | | $573.72 | |
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
| | |
| | | 2.87% | 2.90% | - App: $250
- Ongoing: $0 p.a.
| $623.03 | |
Competitive variable investor mortgage to fund your property portfolio. You can add a 100% offset account for just $10 a month.Not available for construction purposes. | | |
| | | 2.59% | 2.48% | | $600.83 | |
A competitive investor variable rate that falls as you build equity.
| | |
| | | 2.49% | 2.51% | | $593.01 | | $3,000 refinance cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get a $3,000 cashback (Other terms, conditions and exclusions apply). Refinancers Only. | | |
| | | 2.54% | 2.55% | | $596.91 | | $3,288 refinance cashback offer
A competitive value home loan with no ongoing fee. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | |
| | | 2.52% | 2.55% | - App: $250
- Ongoing: $0 p.a.
| $595.35 | |
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes. | | |
| | | 2.39% | 2.39% | | $585.25 | |
Pay no application and ongoing fees and take advantage of split and redraw options. Refinancers can switch with a convenient digital application.
| | |
| | | 2.32% | 2.35% | - App: $250
- Ongoing: $0 p.a.
| $579.86 | |
If you're an investor with a 20% deposit saved you can get this low rate mortgage. Not available for construction. | | |
| | | 2.94% | 3.34% | - App: $0
- Ongoing: $395 p.a.
| $628.65 | | $2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | | 2.59% | 2.64% | - App: $600
- Ongoing: $0 p.a.
| $600.83 | | Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
| | |
| | | 2.88% | 2.55% | | $623.83 | |
A competitive discounted variable rate home loan. 0.33%p.a. Discount Offer for new Owner Occupier Loans.
| | |
| | | 2.49% | 2.66% | - App: $300
- Ongoing: $10 per month
| $593.01 | |
This flexible, competitive variable rate mortgage comes with a 100% offset account and redraw facility. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August 2021 and settle by 26 November 2021. | | |
| | | 1.99% | 2.71% | | $554.81 | |
If you have an owner occupier loan with loans.com.au you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | |
| | | 3.77% | 4.15% | - App: $0
- Ongoing: $395 p.a.
| $697.42 | | $2,000 refinance cashback
No application fee and 100% offset account. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | | 2.74% | 2.74% | | $612.67 | |
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
| | |
| | | 1.99% | 2.47% | | $554.81 | |
Home buyers can get a very low discounted variable rate for the first year. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate. Get your loan processed fast and settle within 30 days. | | |
There are two types of home loan interest rate, variable and fixed. In short: