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NRMA Motorcycle Loan
Application Fee
Interest Rate (p.a.)
From 10.69% (fixed)
Comparison Rate (p.a.)


Get a new or used motorcycle with the NRMA's Motorcycle Loan and enjoy flexible repayments for the life of your loan.

If you're looking for a flexible and convenient way to finance a new or used motorcycle, you may want to consider this financing purchase from NRMA. You can benefit from low monthly funds, 5-hour pre-approval and loan terms up to 7 years.


  • No monthly fees
  • Flexible repayment options
  • Purchase a new or used motorcycle


  • Application fee of $499
  • Overdue payment fees apply

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Product details

Product Name NRMA Motorcycle Loan
Interest Rate (p.a.) 10.69% to 15.89%
Comp. Rate (p.a.) 11.42% to 16.66%
Interest Rate Type Fixed
Min Loan Amount $5,000
Go to NRMA's website

Main points to consider about the NRMA Motorcycle Loan

This loan allows you to finance a new or used motorcycle at a fixed interest rate starting from 10.69% p.a. NRMA members can save 1% p.a. off this interest rate. Loan amounts start from $5,000 and loan terms can be extended to up to 7 years.

Features of the NRMA Motorcycle Loan

Some of the features that are associated with this loan include:

  • Low fixed interest rates. You could receive an interest rate as low 10.69% p.a. and will benefit from this low rate for the duration of your loan. The comparison rate for this loan is 11.42% p.a.
  • Long loan terms. You can choose from a loan term of between 1 to 7 years
  • No monthly fees. There are no monthly fees associated with this loan.
  • Next-day funds available. After you have been approved for your loan amount, you will receive your funds within the next business day.
  • Flexible repayment options available. You can benefit from fortnightly or monthly repayments. Simply choose the option that suits you best during the application process.
  • Five-hour pre-approvals available. You can benefit from a pre-approval that boosts your bargaining power when looking for and purchasing a new or used motorcycle.
  • Benefits if you are an NRMA member. If you are an NRMA member, you can save 1% on your interest rate for the duration of your loan.
  • Purchase a new or used motorcycle. You can use this loan to finance a new or a used motorcycle.
  • Fast online application process. The application process should take 10 minutes to complete if you have all of the documents you need on hand.

Fees and charges

You will receive a full fee schedule once you have been approved for your loan. However, some of the fees that you can expect to pay include:

  • A redraw fee. This will be charged if you choose to redraw any extra funds that you have paid towards your loan.
  • Early repayment fees. This will be charged if you pay off your loan before the end of your term.
  • Overdue payment fees. This will be charged if you do not make a payment on time, whether you've chosen fortnightly or monthly repayments.

There are no monthly fees that are associated with this loan.

How to apply for the NRMA Motorcycle Loan

To apply for this loan, click the "Go to Site" button on this page to be taken to the NRMA's website. Before applying, ensure you meet the following eligibility requirements:

  • You must be aged 18 or older
  • You must apply for a loan of $5,000 or more
  • You must be an Australian citizen or permanent resident for tax purposes

Some of the documents you will need for your application include:

  • Your current driver's licence number.
  • Details of your income. This can include three months' worth of payslips or any other proof of income that you have available.
  • Details of any assets, existing loans or liabilities in your name. This is so that the NRMA can fully assess your financial situation before deciding whether you are able to meet the obligations of the loan that you've applied for.
  • Credit card and store card details. This is the card that you will be using to make your repayments.

The NRMA Motorcycle Loan can help you get on the road in a new or used motorcycle in no time. Compare and consider other personal loans to ensure that this one meets your needs before applying.

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