Cut Your Premiums by up to 20% and Live Healthier with the Asteron Life Plus Health Rewards Program
Asteron Life Insurance is one of the pioneers of life insurance in Australia having written the first life insurance policy in the country. The company has been widely recognised for its range of innovative products that have long been popular . Always looking for new ways to reward current policyholders and attract new customers, Asteron has recently launched the Asteron Life plus Health Rewards offered with the Asteron Life Healthy plus Option.
This new rewards program rewards good health and lifestyle decisions by providing access to an online health check among other resources to maintain a healthy lifestyle and get a discounted premium on your cover. A motivation behind these new rewards programs from insurers is that you are less likely to make claims due to preventable illnesses or what we commonly refer to as lifestyle diseases if you eat well and exercise. This health reward is not just recognised by policyholders, but the risk industry as whole with Asteron being awarded a Risk Insurance Innovation Award. Asteron Life Plus Health Rewards gives a full 20% reduction in premium payments if you are considered to be in good health. In other words if you take care of your health, you get to save substantially with your life insurance policy. This health reward is offered to both longstanding policyholders and new customers.
How Can Asteron Life Plus Assist You in Taking Care of Your Health?
With life insurance premiums set to rise again in 2014, taking the necessary steps to cut your premiums through healthy living is a great way to ensure you don’t pay too much for your cover. The Asteron Life Plus program gives you discounts on your premium payments when you meet the health criteria outlined in the program. Some of the tests you will be taken through include: blood pressure, cholesterol test, body mass index (BMI), blood tests and others. Asteron Life will help you to take control of your health with these 3 simple steps.
- Register for the Q Score: First, you will be introduced to the Q Score which gives you an understanding on how healthy you are. The Q Score is made up of an imaginary queue of 100 healthy and unhealthy people. The higher you are in the queue, the healthier you are. You will not only be given a score based on your health, but also provided with tools and advice from medical professionals to help you improve your health and consequently, move up the health ladder.
- Set goals: In the second step, you will set health and fitness goals with the help of a health coach. These goals will obviously be guided by your Q Score and they are generally aimed at improving your health. The targets will give you something to work for and this could be anything from weight loss to quitting alcohol or smoking among others. You will receive personalised tips and advice from your health coach to optimise your health.
- Monitor progress: The final step is monitoring your progress once you attain your goals. Asteron Life have a wide range of tracking tools which help you monitor your gains giving you a clear picture on the effects of your health and lifestyle changes. Some of the areas that will be tracked are: your exercise levels, diet, blood pressure, cholesterol levels, weight, BMI and your Q Score as well.
How Does the Asteron Health Program Work?
There are two major benefits that you gain and these are: improved health and savings on your premium payments. The program is personalised to help individuals make better health and lifestyle decisions. There are no charges or additional costs to pay when you join Asteron Life Plus program. This is because the program is designed to help you make changes that will have a positive impact on your health.
This is not a one-off program that rewards you for being healthy for a while. The program is structured as an ongoing program which begins by assessing your health. You will be taken through an online health assessment which will identify how healthy you are based on the Q Score. Once you have your Q Score established, you will then create goals with the help of a health coach who will advise you on how to meet and maintain your goals. The goals set need to be realistic making it possible for you to meet them and increase your Q Score as your health improves.
Asteron Life provides the tools you need to make better decisions with your health and they provide a personalised 12-week program which will help you monitor your progress. You will get tips on how to eat healthy, exercise and improve your energy levels while getting healthy. The entire program comprises of the three steps we mentioned earlier.
Key Benefits of the Asteron Life Plus Program
- Undertake an online health check to get an understanding of how healthy you are and what steps you could take to achieve a higher level of health
- Receive a 15 minute Terry White Chemist Health Check by registering your details and choosing your location, preferred date and time. Measurements will include;
- Blood pressure and resting heart rate
- Cholesterol profile (including total cholesterol and HDL)
- Blood glucose (a test for diabetes)
- Height, weight and body mass index
- After receiving your online health score you will be assigned an online health coach to help you track your progress and provide personalised advice, tips and next steps to achieve your goals. Such goals might include;
- Losing weight
- Reducing alcohol intake
- Quit smoking
- Increase fitness
- Enhance overall health
- Receive access to a range of health articles to gain insights on how to maintain a healthy way of life into the future
- Receive a premium discount of up to 20% after completing the program
Why Choose Asteron Life to be Your Partner?
Reputable Brand in Australian Insurance Industry
Asteron Life has a good history of providing quality life insurance services. This was the first company to offer a life insurance policy in Australia and they have been specialists of this insurance type for over 175 years. Asteron Life has also been widely recognised for their life products and they were the recipients of the Core Data 2010 Life Company of the Year Award for two years in a row. In 2012, they were rewarded with the Service Quality Award through the Life/AFA awards.
Insurance companies are notorious for frustrating their clients when it comes to claims. Asteron Life does the opposite; their claims process puts the customer first. All claims are treated with respect and processed as soon as possible. This is because the company provides a dedicated underwriter who will help process your claim faster. There is a dedicated customer support number which customers can use and claims support material offered with the claims kit.
This is perhaps the only or one of the very few insurance companies that are keen on enhancing the wellbeing of its customers. Their rewards program helps improve your health and lifestyle.
Dedicated Customer Service Team
When you partner with Asteron Life, you get to work with a dedicated team that offers business support with educational brochures, technical support and seminar tools as well. The Asteron Life team offers marketing support, advanced systems which help you track your proposals and comprehensive support services amongst others features for business. Asteron Life is an award winning partner with quality life products and services.