Petcover offers a wide range of policies to help protect your cats, dogs, birds and other pets.
Fixed excess may not appeal to some customers.
They provide continuous coverage for the lifespan of the pet.
Pros
Cover available for a variety of exotic animals, not just dogs and cats (T&Cs apply. Cover subject to acceptance & limits).
Up to $20,000 vet expenses cover – one of the highest limits available.
25 policies to choose from, plus a stack of optional extras to further tailor your insurance.
Cons
Excess is fixed for most plans, which means you won't have the flexibility to lower your premium by choosing a higher excess.
No pre-approval of claims available.
How does Petcover pet insurance compare?
Compare other products
We currently don't have that product, but here are others to consider:
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How we picked these
Finder Score for pet insurance
We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.
We currently don't have that product, but here are others to consider:
Looking for other options? Check out these similar products.
How we picked these
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Why choose Petcover?
Up to $20,000 cover. Petcover allows you to take out up to $20,000 cover for vet fees for your dog, or $15,000 cover for vet fees for your cat. This is one of the highest levels of cover we've seen, beaten by only Petsy and Knose.
Multi-pet discount. If you insure 3 or more pets with Petcover, you are entitled to a premium discount of 5%.
Lifetime protection. If you're worried about your pet developing a chronic health issue, a Lifetime policy from Petcover ensures that your furry friend is protected throughout its life.
Wide range of choice. Petcover offers multiple cover choices and policy options, allowing you to choose cover that suits your budget and tailor a policy to your pet's insurance needs.
Rewards to find lost or stolen pets. If your pet is lost or stolen, Petcover can pay a benefit so you can offer a reward to anyone who finds and safely returns your 4-legged friend.
Up to $5 million liability cover for dogs. If you have a legal liability as a result of your dog causing death, bodily injury, illness or property damage, Petcover's policies provide up to $5 million in cover.
Petcover pet insurance cost
To help give you an idea about costs for Petcover pet insurance, we collected annual quotes for some of Australia's favourite dog breeds. Prices will differ based on your dog's age, breed and your address. It's worth comparing policies and getting a few quotes.
Your dog is used for guarding, track racing or coursing.
It is for a breed of dog banned by the Australian government.
It is for any claim that arises due to your pet being confiscated or destroyed by any government, public or local authority.
It arises due to a malicious act, deliberate injury or bodily injury, or gross negligence caused by you, a member of your family or someone acting with your consent.
It results from a disease transmitted from animals to humans.
It is caused by any pandemic disease.
Your pet does not have required vaccinations.
You fail to take reasonable precautions to protect your pet.
How to file a claim with Petcover
If you need to make a claim on your policy, a claim form is available to download from the Petcover website. You will need to provide the following information when completing the form:
Your name, contact details and policy number.
Your pet’s name and age.
Details of your pet’s illness or injury.
Your vet will also need to fill out a section of the form to provide detailed information about the illness or injury, your pet’s medical history and the amount being claimed. Once completed, the claim form can be submitted to Petcover by post or email. You will also need to attach all invoices and receipts to ensure prompt processing. Claims for vet fees and complementary treatment must be lodged no more than 1 year after the treatment date.
Frequently asked questions about Petcover
Sovereign insurance Australia Pty Ltd underwrites Petcover.
Your dog or cat must be at least 8 weeks old and less than 7 years of age. Age limits for other pets are as follows:
Horses from 30 days to 30 years
Birds from 12 weeks to 25 years
Reptiles from 8 weeks to 15 years
Turtles/tortoises from 12 weeks to 30 years
Small mammals from 8 weeks to 5 years
Yes, a 21-day cooling-off period applies to Petcover policies, which allows you to cancel your policy within the first 21 days and receive a 100% refund.
Yes, tick paralysis treatment costs are included in the cover.
Yes, the Mid-range plan has the option to add on day-to-day care cover that includes benefits for both vaccinations and desexing.
Alexandra Koster was Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs.
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is this insurance agentcy covering attack dog coverage which is what my landlord is requesting fo coverage
Finder
MayApril 4, 2018Finder
Hi Gina,
Thanks for your inquiry.
I’m afraid that there’s no insurance that can cover if a dog bites or attacks humans. Although depending on the insurance, there would be a cover if your dog injures another animal. If your landlord is worried about her/his legal culpability if her/his dog attacks someone she/he has to phone his/her state’s legal aid hotline.
Find out what each of the 3 levels of pet insurance from Everyday covers.
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is this insurance agentcy covering attack dog coverage which is what my landlord is requesting fo coverage
Hi Gina,
Thanks for your inquiry.
I’m afraid that there’s no insurance that can cover if a dog bites or attacks humans. Although depending on the insurance, there would be a cover if your dog injures another animal. If your landlord is worried about her/his legal culpability if her/his dog attacks someone she/he has to phone his/her state’s legal aid hotline.
Cheers,
May