Matchacar car financing

Looking for a competitive rate on your next car? Find out if Matchacar can help you get finance.

If you're looking for a new or used car, Matchacar can match you with financing and help you get the car you want. There are competitive rates and flexible terms on offer, all you need to do is submit a few simple details to get started. Read the review below to find out if this is the right loan option for you.

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$350

Application Fee

From 5.35% (fixed)

Interest Rate (p.a.)

6.04%

Comparison Rate (p.a.)

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Details

Product NameMatchacar Financing
Interest Rate (p.a.)From 5.35% (fixed)
Comparison Rate (p.a.)6.04%
Interest Rate TypeFixed

Things to consider about Matchacar Financing.

Financing is available if you're looking to purchase a new or used car in a private sale, or refinancing your existing loan. Interest rates are fixed and start at a competitive 5.35% p.a. The actual rate you're offered will depend on the lender you're approved by and the information you provide in your application. Repayment terms differ between lenders. Generally terms are between one and five years, with some lenders offering terms of up to 7 years. Matchacar is not a financier, it's a service that matches you with a lender that suits your needs and financial situation.

What features are offered with Matchacar car financing?

There's a few noteworthy features and benefits on offer from Matchacar, including:

  • Cars you can finance. You have the option of financing a new or used car.
  • Access to a range of lenders. Matchacar can save you time by quickly matching you to a suitable financing option for your car. No need to search through multiple lenders.
  • Loan terms. This differs depending on the lender you're matched with, but generally you'll have terms of between one and five years, although this may extend up to 7 years.
  • Buying and selling service. You can also take advantage of Matchacar's car buying and selling service. It profiles potential sellers and matches them with car buyers through its online portal.
  • Flexible eligibility. As Matchacar will search through your lending options to find you a suitable lender it has flexible eligibility criteria. Read the "How you can apply" section to find out more about this.
  • Repayment frequency. You have the option of making repayments fortnightly or monthly, with some lenders also offering weekly repayments.

How you can apply

If you're ready to apply, you can click "Go to Site" to get a quote from Matchacar. Before doing so, make sure you meet the eligibility criteria:

  • You must be over the age of 18
  • Available to Australian citizens, permanent residents and visa holders can apply. If you hold a visa, the time left on your visa needs to be longer than the terms of your loan
  • Your income needs to be sufficient to manage the loan repayments
  • Perfect credit history is not needed, but less-than-perfect credit will mean higher interest rates

If you meet this criteria you can apply. The initial quote simply requires your name, phone number, email and the amount you want to finance. Following this, if you are happy with the quote, you can continue with the loan process. You will need to supply additional identification, income, employment and financial information to complete the lender's processes.

Matchacar offers a competitive financing option that can help you get into your next car, but as there are other options available, it's always important to compare all car finance options that are available to you before deciding which avenue to take.

Compare car loan providers

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$10,001
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Credit Concierge Car Loan
From 2.99% (fixed)
4.07%
$10,000
1 to 7 years
$350
$8.50
You'll receive a fixed rate of 2.99% p.a. with a comparison rate of 4.07% p.a.
Get access to over 20 providers to fund a new or used car.
Wisr Secured Car Loan
From 4.74% (fixed)
5.01%
$5,000
3 to 7 years
$195 for refinance and dealer sale ($245 for private sale)
$0
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
OurMoneyMarket Car Loan
From 5.35% (fixed)
5.65%
$2,001
1 to 7 years
$250
$0
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
MoneyForJam Car Loan
From 2.85% (fixed)
4.85%
$4,500
1 to 7 years
From $1 to $990
$25
You'll receive a fixed rate from 2.85% p.a. based on your risk profile
Borrow between $4,500 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers.
Stratton Finance New Car Loan
From 3.85% (fixed)
4.05%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
IMB New Car Loan
4.88% (fixed)
5.23%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPSR fee)
$0
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Heritage Bank Car Loan
4.89% (fixed)
5.53%
$5,000
1 to 7 years
$200
$5
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
Symple Loans Personal Loan
From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
SocietyOne Car Loan
From 5.95% (fixed)
5.95%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Latitude Personal Loan (Secured)
From 5.99% (fixed)
7.26%
$3,000
1 to 7 years
Loans under $5000 - $140
$13
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
NRMA Used Car Loan
From 6.24% (fixed)
6.94%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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Compare up to 4 providers

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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10 Comments

    Default Gravatar
    Fred
    June 26, 2017

    I wish to purchase a new off-road trailer $46000. Do you finance off road trailers and if so what terms. I currently have no borrowings and good income.

      Default Gravatar
      Liezl
      June 26, 2017

      Hi Fred,

      Thanks for reaching out. Just to confirm, you have reached finder.com.au, not actually Matchacar Financing.

      You may take a quote from them by simply providing your name, phone number, email and the amount you want to finance. You can do so by going to their website directly and initiate your application. On their website, you can also get in touch with their representative and obtain more details. But before you do this, please makes sure you meet all the eligibility requirements listed above.

      Please be sure to check other car financing options, too, if you want to ensure you are getting the best deal.

      I hope this helps.

      Cheers,
      Liezl

    Default Gravatar
    Gaurav
    June 6, 2016

    HI
    please advise more details. please contact me on XXXXXXXXXX.

    Thank you

      Avatarfinder Customer Care
      Elizabeth
      June 7, 2016

      Hi Gaurav,

      If you’d like someone from Matchacar to contact you you’ll need to click “Go to Site” and fill out an initial quote form.

      Hope this helps,

      Elizabeth

    Default Gravatar
    Brendan
    May 30, 2016

    Do you offer pre-approved car loan and would lender accept appointment letter as proof of employment?

      Avatarfinder Customer Care
      Elizabeth
      May 30, 2016

      Hi Brendan,

      As Matchacar acts as a broker and matches you with a lender it will depend on the lender you’re approved what details they will need. It would be best to discuss this with Matchacar when you discuss the initial quote with them. In terms of pre-approval, the initial quote form acts as a pre-approval form and Matchacar can then discuss your options with you from there.

      I hope this has helped,

      Elizabeth

    Default Gravatar
    Mitchell
    May 5, 2016

    Do cars have to purchased via your website or can cars be purchased through dealer or private sale?

      Avatarfinder Customer Care
      Elizabeth
      May 6, 2016

      Hi Mitchell,

      You are able to purchase a car on your own. The buying service is an optional extra you can access through Matchacar.

      Hope this helps,

      Elizabeth

    Default Gravatar
    Phil
    April 19, 2016

    So do these guys allow refinancing? My car 2 years old and there is $32,000 outstanding

      Avatarfinder Customer Care
      Elizabeth
      April 20, 2016

      Hi Phil,

      Matchacar currently does not offer refinancing options, only buying new cars. You may want to read our car refinancing guide to learn more.

      UPDATE: Matchacar now offers to refinance.

      Hope this helps,

      Elizabeth

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