Community First Term Deposit $100,000+

Invest your balance of $100,000 or more into a Community First Term deposit for three months to three years and be rewarded with a competitive interest rate.

If you’ve got a balance over $100,000, a term deposit by Community First could be a good way to make your money work harder for you. You’ll benefit from a competitive, fixed interest rate for the duration of your term, with terms from just three months to three years. Read on to learn about the features of the Community First Term Deposit account.

Up to 0.45% p.a.

Interest rate

36 months interest rate


Minimum opening deposit


Maximum balance

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Product NameCommunity First CU Term Deposit $100,000+
3 month interest rate0.35%
4 month interest rate0.35%
6 month interest rate0.35%
7 month interest rate0.35%
9 month interest rate0.35%
12 month interest rate0.35%
24 month interest rate0.40%
36 month interest rate0.45%
Minimum Opening Deposit$100,000

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Edwin is's publishing support for banking and investments. He's tech-savvy who spend most of his time researching/learning new things about technology and finance.

Expert review

If you don’t have a balance of $100,000, Community First also offers term deposits for balances starting from just $5,000 instead.

Key features

Minimum investment of $100,000

To access the interest rates featured in the table above, you need a minimum investment of $100,000. This account also has a maximum investment of $249,999.

Term length up to three years

You can choose how long you’d like to lock your funds away, from as little as three months to three years. Generally, the longer the term the high interest rate you’ll receive.

How to apply

How to apply

You can apply online, over the phone or at one of Community First's financial services stores. You need to become a member first before you can apply for an account, which can be done online.


  • Minimum age. There is no minimum age requirement for this account.
  • Residency requirements. Account holders must be Australian residents with an Australian address.

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