Get quote for your Startup from Youi
Up to $20 million in liability cover.
- 24/7 emergency claims assistance
- Optional cover for money, business items and stocks
- Choice of excess
A startup is a fledgling business delivering a new product or service and working its way towards becoming a fully-fledged company. However, in its infancy, a startup is extremely vulnerable and one accident or mistake could easily spell its downfall.
In business, your ability to be able to withstand litigation or recover from an unforeseen loss is crucial. That’s why businesses in general – and startups in particular – need insurance to cover the countless risks you face on a daily basis.
Every time a business opens its doors, it faces the possibility of disaster. And with limited funds to fall back on, even a minor setback could be a catastrophic event. Typical risks that you face in your startup include:
To get protection from specific risks, all businesses, including startups, need the following types of business insurance:
|Insurance type||Discovery stage
|Public liability insurance||Need cover||Need cover||Need cover|
|Product liability insurance||Need cover||Need cover||Need cover|
|Cyber liability insurance||Need cover||Need cover||Need cover|
|Workers compensation||Might need cover||Need cover||Need cover|
|Key person insurance||Won't need this cover||Need cover||Need cover|
As well as the above types of cover, a startup which is also an Internet business requires additional insurance to protect itself from a variety of online risks.
This is known as Cyber Insurance, a relatively new form of cover which addresses six main areas of risk:
Up to $20 million in liability cover.
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