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AAMI Business Insurance

Find out why 60,000 businesses have chosen AAMI Business Insurance. Compare policies and apply securely.

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What you need to know

  • AAMI is a specialist insurance brand offering direct insurance solutions to Australian small businesses.
  • AAMI offers cover that can be tailored to exactly suit the needs of any enterprise.

Compare business insurance from AAMI

Why choose AAMI?

Number 1


AAMI offer customised insurance options to suit your particular business needs.

Number 2

Customer service

AAMI provide 24/7 help and advice from a real person, not a machine.

Number 3

Customer satisfaction

AAMI have a claims satisfaction rating of over 80%.

Number 4

Competitive premiums

AAMI offer competitive pay-by-the-month premiums and immediate online coverage.

What types of business insurance does AAMI offer?

  • Public liability. This covers you for legal liability in case someone sues your business and you're found negligent.
  • Small business. This includes public liability cover and provides customised coverage that includes protection against theft, lost income due to reduced trading, valuable items and equipment and more.
  • Business at Home. This is tailored to anyone who runs a business at home and can include home and contents cover, valuables cover, public and products liability cover, commercial and private motor cover and more.
  • Legal liability. Public liability insurance of $5 million, $10 million, $15 million or $20 million, covering third party injury or property damage caused by your business.
  • Portable and valuable items. Covers items such as laptops, tablets, smart phones or any portable items that you use in the course of doing business anywhere in the world.
  • Money. Covers loss or damage of your cash due to theft, fire or armed holdup, either while in transit or at your premises.
  • Product liability. Covers your liability for damage to property or injury to a third party, due to the products you sell at your market stall.
  • Income protection insurance. Provides an income in the event that you are unable to work due to illness or injury.
  • Market stall. If you sell at a market stall, this can cover you for public and products liability for either 3, 6 or 12 months.
  • Commercial property. This can cover you for your business contents, fixtures and fittings against theft, loss or damage. Public and products liability is also included.
  • Commercial motor. This can protect your ute, van, car and more for business purposes, including legal liability, fire and theft.
  • Theft. Covers your contents and stock against theft, attempted theft or armed holdup.
  • Glass and signs. Covers loss or damage to glass window frontages, signs and showcases on your premises.
  • Not all of these insurance options are applicable to all business types. You have the freedom to customise the cover to suit your needs.

Can I get small business insurance with AAMI?

Yes, small business insurance owners can get cover from AAMI.

What's offered for smaller operations?

As well as being able to customise your business insurance package, AAMI offers a range of benefits to small business customers, including:

  • 24/7 telephone help from a real person
  • A claims satisfaction rating of more than 80%
  • Highly competitive pay-by-the-month premiums
  • Immediate coverage available online.

How do I make a claim with AAMI?

If you ever have to make a claim on your business insurance, you'll find that AAMI’s claim process is as simple and straightforward as it gets. If claiming for loss, damage or personal injury, take the following steps:

  1. Take all reasonable steps to reduce the loss or damage and prevent further damage
  2. Call the police if you know or suspect theft, break-in or malicious property damage
  3. Call AAMI on 13 22 44
  4. Preserve any damaged property and make it available for inspection by AAMI or their agent
  5. Notify any other insurers you are required to and advise AAMI of their details.

Get a quote for AAMI Business Insurance

Why do I need to speak to a broker to get a quote? finder.com.au works with a qualified broker to get quotes for AAMI Business Insurance. A broker can take you through the application process and help you with any back and forth with an insurer if you need to make a claim.

Frequently asked questions

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