AAMI Business Insurance
Find out why 70,000 businesses have chosen AAMI Business Insurance. Compare policies and apply securely.
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Key takeaways
- AAMI is a specialist insurance brand offering direct insurance solutions to Australian small businesses.
- AAMI offers cover that can be tailored to exactly suit the needs of any enterprise.
Compare business insurance from AAMI
Why choose AAMI?
Part of the Suncorp Group
AAMI is part of the Suncorp Group, the same group of companies that includes popular brands like GIO, APIA, Shannons and Bingle. This broad portfolio of insurance products and services means that the parent group employs around 13,000 people across Australia and New Zealand.
Get covered quickly online
AAMI makes it quick and easy for small business owners to get covered online. You can get a quote and buy your policy at any time of the day or night that suits you, and then access your policy documents 24/7 through your online account.
Claims support available 24/7
Whether you need to make a claim or you simply need some advice following an incident, AAMI's claims support team is available 24 hours a day, 7 days a week. You also have access to a large national network of preferred repairers.
What types of business insurance does AAMI offer?
AAMI offers three types of business insurance policies:
- Business Insurance Package: This is an all-in-one policy that allows you to combine your choice of seven different types of cover into one convenient package. The covers available are: public and products liability, business interruption, glass, theft, contents, portable and valuable items, and commercial buildings (if you own the building).
- Public and Products Liability Insurance: This standalone cover protects you if a customer, supplier or member of the public claims to suffer a loss, injury or property damage as a direct result of your business activities.
- Management Liability Insurance: This policy protects you and your business against the financial consequences of alleged wrongful acts in the management of your business. Covers available include management liability, statutory liability, crime, employment practices liability, and tax audit.
AAMI business insurance costs
The cost of your AAMI Business Insurance policy will depend on a variety of factors, including the type and size of your business, the level of cover you need and where your business operates. As a result, the best way to find out exactly how much cover will cost is to get a quote from AAMI directly.
However, we can give you a rough guide to how much business insurance costs. We got quotes from AAMI for the following business types to give you an idea of how much you might pay:
Rates last updated September 21st, 2026
How to get AAMI business insurance
Go to AAMI's website
Head to the AAMI website and click the "Get a quote" button on the business insurance page to start your quote.
Enter your details
You'll need to provide some basic details about your business, including your business name, industry and the number of employees you have.
Select your cover
Choose the types and levels of cover that are right for your business. AAMI will then give you a quote based on the options you've selected.
Buy your policy
If you're happy with the quote, you can proceed to buy your policy online. You'll be able to access your policy documents and Certificate of Currency immediately.
Can I get small business insurance with AAMI?
Yes, AAMI does offer business insurance specifically tailored for small businesses. AAMI has cover for a wide range of small business types, including:
- Tradies
- Retailers
- Cafes and restaurants
- IT professionals
- Consultants
- Real estate agencies
If you're after small business insurance, you could also check out our guide to the best small business insurance policies in Australia.
AAMI business insurance pros and cons
Pros
- Cover can be customised to suit the exact needs of your business.
- Back in Business cover can protect your income if you need to close your doors due to an insured event.
- Competitive pricing.
- Ability to buy online and receive your Certificate of Currency immediately.
Cons
- Workers' compensation and commercial motor insurance are not available through AAMI.
- Some cover types may not be available for all business types.
FAQs
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does business insurance cover m,y lap top and mobile phone at home and away from home
Hi Brian,
With AAMI, cover for portable and valuable items provides coverage for the items you carry with you when you leave home, like your laptop and mobile phone. With AAMI Portable and Valuable Items, you’ll need to specify items on your policy over $1,000 if you’d like to insure them for their full replacement value. Hope this helps!