What you need to know
- Elders Insurance specialise in providing a range of options and packages suited to small and medium enterprises.
- When you purchase a policy, you will be assigned your own local agent who will know you and your business.
Their cover includes:
Financial protection to cover buildings, contents and stock that you own or are responsible for that may be damaged by accident. Benefits include:
Financial protection for your business if something goes wrong and a third party is affected. Business liability insurance can help in the event that something goes wrong and a third party is affected, our business liability insurance will help protect you and your business against claims for both public liability and products liability.
You can get cover for loss of gross profit if business is interrupted. You'll be covered if your claim is successful and arising from an event in the property, theft, money and glass section of the product disclosure statement. We'll help you get back on track if an accident ever occurs, we'll cover your loss of income and the increased costs of working, and help get your business up and running.
This can cover you for loss of stock and contents caused by thieves who break into your property. Benefits can include:
Business glass damage covers loss or damage to glass windows, doors and glass in cabinets and signs for accidental breakage. It can also cover:
Business vehicle insurance give you the choice of: accidental damage cover; fire and theft cover; and damage to other people's property that you may cause. Benefits include:
Elders Insurance also provide a number of other business insurance policy options to fit different sizes and needs. Some of these options include cover for:
Elders Insurance can also offer you a range of products which allows you to tailor insurance to your specific needs. This includes the below options:
As with all types of insurance, not everything is covered by an Elders business insurance policy. For a full list of exclusions, read the product disclosure statement (PDS). Here's an overview of what is not covered:
When you sign up to a policy with Elders Insurance, you work with your local agent who lives in your community. You'll be provided with a contact number so that you can get in touch with them directly. To make a business insurance claim, simply get in touch with your local agent. If you can't remember them or don't have their number anymore, you can get it from your renewal form or find them here.
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