upcover business insurance review

upcover offers a range of cover types for small Aussie businesses, with tailored cover available for thousands of different professions.

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upcover Insurance

Key takeaways

  • upcover is an Aussie insurance provider, with a focus on small businesses and independent contractors.
  • It boasts insurance policies tailored to thousands of different occupations.
  • It also offers stand alone cyber & privacy liability insurance.

Get a upcover cyber & privacy liability quote

Product AUFBI-NEW Cyber Incident Response Data Extortion Data Restoration Costs Cyber Crime Business Interruption Levels of cover
upcover Insurance logo
$200,000
$1,000,000
$5,000,000
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What types of cover does upcover offer?

  • Allied Health Professionals Insurance: Cover designed to support health and care workers, including fitness and wellness professionals.
  • Public & Products Liability Insurance: Essential cover third party product liability insurnace that all business should have!
  • Professional Indemnity Insurance: Cover designed to protect from claims or allegations of misconduct or negligence.
  • Cyber & Privacy Liability Insurance: This protects you from the financial fallout of cyber attacks, which are becoming too common.
  • Management, Sole traders and Association Liability Insurance: Covers you from a range of risks around business structures, like partnerships.
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Make sure you read the PDS
2022 Finder research shows that 23% of Australians can't be bothered reading the product disclosure statement. It may be boring but it's worth it in the long run.

Review: upcover online application

upcover makes a big point about how easy the online application process is, so I gave it a try for my passion project. I put in the type of business I run, music composition, and my yearly revenue. Yo be clear, I multiplied my actual income by about 100 to make the quote more reasonable. One of these days...

The screenshot below is the quote I got. upcover recommended Cyber & Privacy Liability cover, but didn't offer professional indemnity for my work. I tried a few different professions and it had different cover types for things like doctors or fitness instructors.

Overall, it was a pretty nice experience, especially getting a quote in less than 15 seconds. If things were ever to pop off and I needed cyber cover, I'd definitely get a more detailed quote.

upcover online quote experience

Frequently asked questions

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To make sure you get accurate and helpful information, this guide has been edited by Gary Ross Hunter as part of our fact-checking process.
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Written by

Insurance expert

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 146 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance

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