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upcover business insurance review

upcover offers a range of cover types for small Aussie businesses, with tailored cover available for thousands of different professions.

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upcover Insurance

What you need to know

  • upcover is an Aussie insurance provider, with a focus on small businesses and independent contractors.
  • It boasts insurance policies tailored to thousands of different occupations.
  • It also offers stand alone cyber & privacy liability insurance.

Get a upcover cyber & privacy liability quote

Name Product Cyber Incident Response Data Extortion Data Restoration Costs Cyber Crime Business Interruption Levels of cover
upcover Business Insurance

What types of cover does upcover offer?

  • Allied Health Professionals Insurance: Cover designed to support health and care workers, including fitness and wellness professionals.
  • Public & Products Liability Insurance: Essential cover third party product liability insurnace that all business should have!
  • Professional Indemnity Insurance: Cover designed to protect from claims or allegations of misconduct or negligence.
  • Cyber & Privacy Liability Insurance: This protects you from the financial fallout of cyber attacks, which are becoming too common.
  • Management, Sole traders and Association Liability Insurance: Covers you from a range of risks around business structures, like partnerships.
Make sure you read the PDS
2022 Finder research shows that 23% of Australians can't be bothered reading the product disclosure statement. It may be boring but it's worth it in the long run.

A cyber crime happens every 8 minutes in Australia and can absolutely devastate a business if they are not adequately prepared or covered for it. Cyber insurance refers to common forms of cyber security breaches, and can include cover for ransomware, data breaches, privacy breaches or personally identifiable information as well as litigation that might arise from a cyber security breach.

Review: upcover online application

upcover makes a big point about how easy the online application process is, so I gave it a try for my passion project. I put in the type of business I run, music composition, and my yearly revenue. Yo be clear, I multiplied my actual income by about 100 to make the quote more reasonable. One of these days...

The screenshot below is the quote I got. upcover recommended Cyber & Privacy Liability cover, but didn't offer professional indemnity for my work. I tried a few different professions and it had different cover types for things like doctors or fitness instructors.

Overall, it was a pretty nice experience, especially getting a quote in less than 15 seconds. If things were ever to pop off and I needed cyber cover, I'd definitely get a more detailed quote.

upcover online quote experience

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