Finder makes money from featured partners, but editorial opinions are our own.

upcover business insurance review

upcover offers a range of cover types for small Aussie businesses, with tailored cover available for thousands of different professions.

No reviews yet. Write a review
upcover Insurance

What you need to know

  • upcover is an Aussie insurance provider, with a focus on small businesses and independent contractors.
  • It boasts insurance policies tailored to thousands of different occupations.
  • It also offers stand alone cyber & privacy liability insurance.

Get a upcover cyber & privacy liability quote

Name Product Cyber Incident Response Data Extortion Data Restoration Costs Cyber Crime Business Interruption Levels of cover
upcover Business Insurance
$200,000
$1,000,000
$5,000,000
loading

What types of cover does upcover offer?

  • Allied Health Professionals Insurance: Cover designed to support health and care workers, including fitness and wellness professionals.
  • Public & Products Liability Insurance: Essential cover third party product liability insurnace that all business should have!
  • Professional Indemnity Insurance: Cover designed to protect from claims or allegations of misconduct or negligence.
  • Cyber & Privacy Liability Insurance: This protects you from the financial fallout of cyber attacks, which are becoming too common.
  • Management, Sole traders and Association Liability Insurance: Covers you from a range of risks around business structures, like partnerships.
document
Make sure you read the PDS
2022 Finder research shows that 23% of Australians can't be bothered reading the product disclosure statement. It may be boring but it's worth it in the long run.

A cyber crime happens every 8 minutes in Australia and can absolutely devastate a business if they are not adequately prepared or covered for it. Cyber insurance refers to common forms of cyber security breaches, and can include cover for ransomware, data breaches, privacy breaches or personally identifiable information as well as litigation that might arise from a cyber security breach.

Review: upcover online application

upcover makes a big point about how easy the online application process is, so I gave it a try for my passion project. I put in the type of business I run, music composition, and my yearly revenue. Yo be clear, I multiplied my actual income by about 100 to make the quote more reasonable. One of these days...

The screenshot below is the quote I got. upcover recommended Cyber & Privacy Liability cover, but didn't offer professional indemnity for my work. I tried a few different professions and it had different cover types for things like doctors or fitness instructors.

Overall, it was a pretty nice experience, especially getting a quote in less than 15 seconds. If things were ever to pop off and I needed cyber cover, I'd definitely get a more detailed quote.

upcover online quote experience

Frequently asked questions

More guides on Finder

  • Elders Farm Insurance

    Find out how Elders Business Insurance might be right for you.

  • Drone Insurance Guide

    Just like any other form of insurance, if you are operating a drone for commercial purposes, it makes good sense to insure your business against damage or injury to others and damage or loss of your equipment.

  • Aon professional indemnity insurance

    Aon, a global insurance company with a wealth of experience, offers professional indemnity insurance cover to suit an extensive range of professions.

  • Business insurance for importers

    What is importers insurance? Find out why it's essential if your business imports products to Australia.

  • CGU Business Insurance

    Receive quotes for CGU Business Insurance and apply for cover securely with the help of an adviser. Find out what's covered under each policy.

  • Insurance for personal trainers

    Personal trainers should consider a range of insurances, including professional indemnity, public liability, and life insurance.

  • Voluntary workers insurance

    Find protective cover for volunteer workers from Australian insurance brands. Find out what is covered and excluded under voluntary workers insurance.

  • Construction Insurance

    Construction all risk insurance offers protection for damage to your construction project as well as injury/damages to third parties.

  • Product Liability Insurance

    When faulty products cause injury or loss, your business needs to protect itself with product liability insurance. Learn how product liability cover works and get quotes.

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site