What you need to know
- NRMA offers a wide range of cover for business owners of all kind.
- NRMA business insurance can help protect your reputation and business.
- A broker can help you find a tailored policy to meet your business needs.
Speak with an broker about getting business insurance today
NRMA Business Insurance offers policies designed to suit businesses run by handymen, domestic cleaners and anyone else who offers domestic services and repairs. Such policies combine some of NRMA’s most popular covers into one tailor-made business policy.
This includes public and products liability cover, general property cover, fire and defined events cover, personal accident and illness cover, and burglary cover. If needed, you can also elect to add a number of other options to your cover, such as business interruption insurance, motor vehicles insurance and more.
Professionals like doctors, lawyers, accountants, real estate agents and more face unique risks whenever they do business. To look after the insurance needs of such professionals, NRMA has created policies tailor-made to suit.
Business insurance for professionals and consultants includes fire and defined events cover, burglary cover, money cover, glass cover, and public and products liability insurance. Of course, you also have the flexibility of including additional options with your policy, such as business interruption insurance, general property cover, machinery cover, electronic and equipment cover.
One of the risks many business owners face is becoming liable for causing injury or property damage to a third party. In such cases, businesses may find themselves being sued for negligence, which can be costly and also damaging to your reputation.
Public liability insurance covers you against claims of negligence in connection with your business that lead to injury or property damage. NRMA offers three levels of liability cover to suit a range of businesses: $5 million, $10 million and $20 million. This allows you to tailor the level of cover to meet the needs of your business.
Those in the restaurant and hospitality business face a complicated array of risks every day. NRMA business insurance has created a specialist policy to provide essential financial protection against all those risks.
It includes fire and defined events cover, burglary cover, money cover, glass cover, and public and products liability cover. You can also add a range of other cover options to your policy if required, such as business interruption cover, general property cover, fraud and dishonesty cover.
NRMA Business Insurance can also be designed to suit the needs of retail businesses and market stall owners. This includes fire and defined events cover to protect against loss or damage, burglary cover to protect you when someone breaks into your premises, plus money cover for when cash is stolen from your premises.
Other features include protection against glass breakage to shop front windows and display cabinets, as well as public and products liability cover for third-party liability cover.
Doctors, dietitians, vets and a range of other professionals who provide health and medical services need insurance cover that offers protection against the unique risks their businesses face. With this in mind, NRMA business insurance offers a special policy for medical and health professionals.
It includes fire and defined events cover,burglary cover, money cover, glass cover, and public and products liability insurance. You can also elect to add optional protection for risks such as business interruption, general property, personal accident and illness, and fraud and dishonesty.
NRMA business insurance for tradies combines a selection of NRMA’s most popular business insurance covers. It offers public and products liability insurance to cover you against claims of negligence, fire and defined events cover for protection against loss and damage to tools and equipment, personal accident and Illness Insurance to protect your income when you suffer an illness or injury, plus general property protection.
If needed, you can also add other cover options such as motor vehicles, burglary, money, multiple risks, tax audit and machinery.
Just as you need to protect your residential property against a range of risks, it’s also vital to take out insurance cover for commercial property. NRMA Business Insurance for property owners is designed to protect commercial properties now and well into the future.
It includes fire and defined events cover, business interruption cover, glass cover, plus public and products liability insurance. Other cover options you can add to your policy include burglary, machinery, general property, fraud and dishonesty, electronic equipment and motor vehicles.
NRMA also has a Business Insurance policy designed to satisfy the cover needs of mechanics, auto electricians, motor vehicle detailers and others in the motor trades. Such businesses can take advantage of fire and defined events cover, which provides protection against things like fire and storm damage, as well as burglary cover, glass cover, public and products liability cover and money cover.
To add an extra level of protection, businesses can also include protection against business interruption, machinery breakdown, general property loss or damage and electronic equipment breakdown.
Whether you’re a dairy farmer or run a big sheep station, you need insurance cover to help protect your business and your financial future. Farm Insurance from NRMA includes fire and defined events cover, personal home buildings and contents cover, burglary and theft cover, public and products liability cover, and motor vehicles and mobile equipment cover.
Farmers who require extra cover can add more options to their insurance package, such as farm property in transit, machinery breakdown, electronic equipment, and personal accident and illness.
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