Elders Farm Insurance

Elders Farm Insurance provides cover for commercial farm operators and lifestyle farms.

elders logo

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Elders Insurance has a long history of providing financial protection to rural and regional Australians. The insurer has a wide range of farm insurance options to choose from so you only need to pay for the cover that you need. We'll talk you through the options below.

Ready to compare policies?

Name Product Fire, Smoke or Explosion Replacement of locks and keys Illegal use of credit card or financial transaction card Items of jewellery, gold or silver articles, furs, watches Valuables Cover
Elders Farm Home & Contents Insurance Insured Events Option
$2,000
$5,000
$10,000 per item & 25% of the sum insured for unspecified contents.
Optional
Elders Farm Home & Contents Insurance Accidental Damage Option
$3,000
$7,500
$10,000 per item & 25% of the sum insured for unspecified contents.
Optional
loading

Compare up to 4 providers

Name Product Theft Accidental damage Locks and keys Removal of vehicle debris Towing costs
Elders Farm Vehicle Comprehensive Cover
$5,000
$20,000
Elders Farm Vehicle Third Party Property Damage
$0
$0
loading

Compare up to 4 providers

Name Product Mobile machinery Unspecified mobile machinery Buildings Contents Fences
Elders Farm Property Cover
loading

Compare up to 4 providers

Name Product Property in your physical and legal control Farm hosting Aerial spraying
Elders Farm Liability Cover
$500,000 for buildings
$10,000 per animal
Optional
Optional
loading

Compare up to 4 providers

What types of cover does Elders farm insurance offer?

Elders Farm Insurance policy provides a variety of cover that protects commercial farm operators and lifestyle farms. Here are a few things you can get cover for:

Home

Home cover provides protection for your home and belongings from insured events or accidental damage. Some other benefits include:

  • Cover for fusion of electric motor
  • Cover for illegal use of credit cards
  • Cover for contents in transit
  • Cover for temporary accommodation

Farm property

Protection for your rural property, including buildings, livestock, machinery, silage and grain from insured events or accidental damage. Some of the additional benefits include:

  • Replanting trees
  • Fire prevention and extinguishment costs
  • Employees belongings cover

Farm liability

Farm Liability cover provides protection for third party claims when an accident happens from your farming business. Some of the additional and optional benefits include:

  • Property in your physical or legal control
  • Farm hosting (optional)
  • Aerial spraying (optional)

Farm vehicle

Provides protection in case any of your motor vehicles used in your farming business are accidentally or maliciously damaged, stolen or involved in any accidents. Some of the additional benefits include:

  • Hire vehicle costs following theft
  • Removal of vehicle debris
  • Replacing or recoding locks and/or keys

What's not included in an Elders Farm Insurance policy?

These are the things that are not covered by the Elders Farm Insurance policy. To find out exactly what these are, refer to the general exclusions and specific exclusions in the product disclosure statement (PDS). Some of the general exclusions under the Elders Farm Insurance policy include:

  • Any loss or damage resulting from war or terrorism.
  • Any intentional damage by you, a member of your family or a person acting with your consent.
  • Any claims made or actions instituted within any country, state or territory outside of Australia that require insurance to be issued by a licenced provider in that country, territory or state.
  • Any liability to provide cover, pay any claim or provide any benefit that breaches any sanctions, prohibitions, or restrictions under United Nations resolutions or any other applicable trade or economic sanctions.
  • Any loss caused directly or indirectly by inhalation of exposure to or presence of asbestos.
  • Any loss caused directly or indirectly by pollution.

There are also policy conditions, excess and limits/sub-limits on covers and additional benefits.

How to make a claim

If you need to make a claim, you can speak to the local Elders Insurance agent that has been assigned to you. The name of your Elders Insurance agent can be found on your renewal form, as will their contact details. They will put through your claim for you personally. If you're unsure who your local agent is, you can find them here.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site