Elders Insurance policy provides a variety of cover that protects commercial farm operators and lifestyle farms. Here are a few things you can get cover for:
Home cover provides protection for your home and belongings from insured events or accidental damage. Some other benefits include:
You can personalise you cover to choose which farm assets to insure including livestock, hay, sileage, grain and fencing for fire. Buildings, contents and machinery can be covered for fire, storm and accidental damage.
You can choose to insure increased costs following a loss such as buying in Hay if pasture is lost or hiring machinery to complete harvesting, spraying or sowing.
Farm Liability cover provides protection for claims made on you by other people, arising out of your farm business. Some of the additional and optional benefits include:
Provides protection in case any of your motor vehicles used in your farming business are accidentally or maliciously damaged, stolen or involved in any accidents. Some of the additional benefits include:
You can choose to insure for third party property damage only cover.
These are the things that are not covered by the Elders Insurance farm policy. To find out exactly what these are, refer to the general exclusions and specific exclusions in the product disclosure statement (PDS). Some of the general exclusions under the Elders Insurance policy include:
There are also policy conditions, excess and limits/sub-limits on covers and additional benefits.
If you need to make a claim, you can speak to the local Elders Insurance agent that has been assigned to you. The name of your Elders Insurance agent can be found on your insurance schedule, as will their contact details. They will put through your claim for you personally. If you're unsure who your local agent is, you can find them here.
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