Woolworths Pet Insurance Discount Codes and Coupons October 2019

Woolworths pet insurance offers three levels of cover to protect your furry friend. Have a look at the deals below to save on your policy.

What policies are available from Woolworths Pet Insurance?

Woolworths Pet Insurance has three levels of cover: Basic, Standard and Comprehensive. The policies have similar inclusions, but different annual benefit limits. Here is what you will get with each level of cover:

• Basic
• Standard
• Comprehensive

Who is Woolworths Pet Insurance underwritten by?

Woolworths Pet Insurance is underwritten by The Hollard Insurance Company based in Chatswood, NSW. An associated company, PetSure, manages and administers all Hollard pet insurance products.

What are the advantages and disadvantages of getting a Woolworths pet insurance policy?

Here are some of the pros and cons of a Woolworths Pet Insurance policy:

Advantages

• Inclusive cover. All policies cover accidental injuries and common illnesses.
• Flexible payment options. Choose to pay your premium fortnightly, monthly or annually.
• Fully online. You can use the Woolworths Pet Insurance online system to manage your policy and make claims.
• Ability to claim for routine care. If you select the comprehensive policy, you can claim up to $100 annually for routine care.
• Discounts for Woolworths Rewards members. Receive a further 10% discount if you are a member of the Woolworths Rewards program.

Disadvantages

• Excess. Each policy has an excess. You can choose to pay no excess but will have a higher premium.
• No dental cover. You cannot claim for any dental work.
• Waiting period. There is a six-month waiting period for cruciate ligament injuries.
• No multi-pet discounts. You will not get a discount for taking out a policy for more than one pet.

How do I apply?

Before applying for a Woolworths Pet Insurance policy, you should compare each level of cover and decide which is right for you. Read the product disclosure statement to check all the general exclusions and conditions for individual benefits.

You can get a quote for Woolworths Pet Insurance online in less than two minutes. You can also apply or get a quote on the phone.

How can I claim on my policy?

You can submit claim forms by post or use Woolworths Pet Insurance's online portal to make your claim. You will need to submit original invoices, payment receipts and copies of consultation notes with your claim form. When making your first claim, you will also have to submit a full medical history for your pet.

You must make your claim within 90 days of your pet receiving treatment. Before settling the claim, Woolworths Pet Insurance may need to contact your vet or treatment provider for further information or details.

Questions you might have about Woolworths Pet Insurance

• Is there a waiting period with Woolworths Pet Insurance policies?

  There is a 30-day waiting period for all claims, except for claims relating to crucial ligaments, which have a six-month waiting period.

• How old does my pet need to be before I can take out a policy?

  Pets must be eight weeks old before you can start a policy with Woolworths Pet Insurance. You can continue the policy for life as long as you continue to renew the policy each year without a break. You cannot start a new policy after your pet is nine years old.

• What are some common exclusions?

  There are a number of exclusions which are listed in the product disclosure statement. You should check them before purchasing a policy. Here are some of the things that the insurance will not cover:

  • Anything relating to pregnancy or breeding
  • Elective procedures
  • Behavioural problems
  • Grooming
  • Preventative procedures
  • Malicious acts or negligence
  • Pre-existing conditions

  Also note that certain illnesses that affects parts of an animal that they have two of will be considered pre-existing in both sides of the body, even if the condition is only on one side. For example, if your pet has an eye condition in one eye, the policy will not cover the other eye for the same condition.

• Can I combine policies or insure multiple pets under one policy?

  No, you must take out a different policy for each animal.

• Is my pet still covered if I take them travelling?

  Your pet is insured anywhere in Australia, and you may use any vet. Your pet is also covered for up to 60 days outside of Australia, but only in countries that don’t require your pet to be quarantined on return to Australia.

Can I cancel my policy if I’m not happy with it?

If you are unhappy with your Woolworths Pet Insurance policy, you can cancel at any time by giving notice in writing.

During the cooling off period: If you wish to cancel the policy within the first 21 days (the cooling off period), you will receive a full refund if you have not made a claim. After 21 days, you may still cancel your policy but will not receive a full refund - you will only get back a pro rata amount for the remaining unused period. If you have made a claim on your policy during the cooling off period, you are unable to cancel it for a refund unless your pet has died.