Petinsurance.com.au Pet Insurance

Petinsurance.com.au offers specific insurance products for dogs, puppies and indoor cats. Get cover for up to 80% of your vet bills.

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If you value your pet like a family member then you might want to insure it like one. Petinsurance.com.au has a range of pet insurance products tailored to your dog or cat, and policies for injury only cover or injury and illness cover. Most policies will cover up to 80% of your eligible vet bills, and for all policies you can get a quote in minutes without the need for a veterinary check.

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What policies are offered by Petinsurance.com.au?

Dog cover

Accidental injury and illness cover

This policy covers 80% of your eligible vet bills when your dog requires treatment for an illness or injury. It has an annual benefit limit of $10,000 and covers motor vehicle incidents, burns, snake bites, tick paralysis, heat stroke, fractures, cruciate ligament conditions and a wide range of illnesses.

Accidental injury cover

Petinsurance.com.au accidental injury cover for dogs covers 80% of your eligible vet bills, up to $10,000 per year, for the treatment of accidental injuries. This includes everything from vet consultations and medication to surgery and hospitalisation for a wide range of injuries.


Puppy cover

Accidental injury and illness cover

Designed for puppies between 8 weeks and 6 months of age, this policy provides cover for vet treatment costs when your pet is sick or injured. It has an annual benefit limit of $10,000 and covers 80% of your eligible vet bills.

Accidental injury cover

Another policy designed only for puppies between 8 weeks and 6 months of age, accidental injury cover provides up to $8,000 yearly protection against vet bills for the treatment of accidental injury.


Cat cover

Accidental injury and illness cover

Petinsurance.com.au accidental injury and illness cover for cats can provide cover for up to 80% of your eligible vet bills when your feline friend is sick or injured. Separate $3,000 annual benefit limits apply to injury and illness treatment, and cover includes tick paralysis and cruciate ligament conditions.

Accidental injury cover

Available for cats 8 weeks of age or older, Petinsurance.com.au accidental injury cover provides up to 80% cover for eligible vet bills, up to a maximum of $3,000 per year.


Indoor cat cover

Available for cats between 8 weeks and 9 years of age, indoor cat cover from Petinsurance.com.au provides up to $5,000 protection for veterinary costs arising from the treatment of several specified illnesses. Covered conditions include cancer, feline lower urinary tract disease, gastrointestinal problems, diabetes and heart disease.

What isn’t covered?

Your Petinsurance.com.au claim will not be paid if:

    • It arises due to a pre-existing condition
    • It is for dental care, dental procedures, the treatment of dental diseases or fractured teeth
    • It is to cover the cost of regular, prescription or dietary food for your pet, or it is for vitamin and mineral supplements
    • It is for preventative treatment and procedures, for example vaccinations, routine anal gland expression, flea/tick/worm control
    • It is for the cost of your pet’s accessories, for example bedding and collars
    • It is for training, socialisation, therapy and alternative therapies
    • It is for treatment received while your pet is being used for commercial or occupational purposes
    • It is for the treatment of a condition that can be attributed to behaviour problems, for example an anxiety disorder or phobia
    • It is for stem cell therapy
  • It is for treatment of a condition specifically excluded from cover
  • It is for medication that is not approved or listed by the APVMA (Australian Pesticides and Veterinary Medicines Authority)
  • You decide to pursue a course of treatment other than that recommended by your vet
  • It is related to breeding or obstetrics
  • It is for any elective procedures or treatments, including nail clipping, hip scoring, desexing and blood tests
  • It is for a disease for which there is a known vaccination, for example parvovirus
  • You fail to take all reasonable precautions to properly protect your pet
  • It is a result of a malicious act, deliberate injury or gross negligence by you or someone living with you
  • It is for ambulance fees and non-essential hospitalisation
  • It is for out-of-hours treatment unless your vet believed an emergency consultation was essential

How to file a claim with Petinsurance.com.au

If you need to file a claim under your Petinsurance.com.au policy, you can do so online or by post. If you need a claim form, you can download it from the Petinsurance.com.au website or phone the provider.

You will need to provide details of your pet’s illness or injury, the treatment required and the total cost of your claim. You must also attach itemised tax invoices, payment receipts and your vet’s consultation notes to your claim form, and if this is your first claim then you will also need to provide full details of your pet’s medical history.

Finally, all claims should be submitted and received within 90 days of treatment.

Why choose Petinsurance.com.au?

  • Covers 80% of vet bills. Petinsurance.com.au provides cover for up to 80% of your veterinary expenses when your pet suffers an illness or injury. This includes consultation and surgical costs, diagnostic tests, hospitalisation and more.
  • Up to $10,000 cover. You can enjoy up to $10,000 cover to help you pay your vet bills when your pet is sick or injured.
  • $0 excess. You will never have to pay an excess when you make a claim on your Petinsurance.com.au policy.
  • Quick and easy to apply. You can get a quote from Petinsurance.com.au in just one minute. It’s also simple to take out cover for your dog or cat, with no veterinary checks required.
  • Optional Routine Care Benefit. You also have the option of taking out cover for a wide range of routine and preventative treatments for your pet. These include desexing, microchipping, prescription diet, dental illness treatment, obedience training, alternative therapies, vaccinations, health checks and flea/tick/worm/heartworm control.

Frequently asked questions about Petinsurance.com.au

Compare alternative pet insurance policies

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Medibank Ultimate Pet Care
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Vets Choice Elite Cover
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Petsy Dog Accidental Injury and Illness Cover (Vet Select)
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Kogan Pet Luxury Cover
$15,000
$2,000
$15,000
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Coles Premium Cover
$15,000
$2,500
$15,000
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Earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.
PetSecure Accident and Illness Cover
$12,000
$500
$12,000
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Your pet is covered for life.
RSPCA Ultimate Plus Accident and Illness Cover
$20,000
Up to $20,000 annual limit
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Comprehensive cover for your pet, including the option of routine care. Get 1 month free for the first year of new policies. T&C's apply.
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