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Petinsurance.com.au Pet Insurance

Petinsurance.com.au offers specific insurance products for dogs, puppies and indoor cats. Get cover for up to 80% of your vet bills.

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Petinsurance.com.au has a range of pet insurance products tailored to your dog or cat for injuries and illness. Most policies cover up to 80% of your eligible vet bills. For all policies, you can get a quote in minutes without the need for a veterinary check.

Petinsurance.com.au pet insurance is not currently available via Finder. But don't fret! You can head to its website at www.petinsurance.com.au for more information or compare a bunch of other pet insurance companies with Finder.
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Pros
  • Claim on the spot with certain vets – no forms needed
  • Puppy cover has a fixed price for 3 years
  • Cat insurance covers at-home vet visits

Cons

  • Annual limit of $10,000 is much lower than some competitors
  • No choice of excess – $0 only.
  • With some brands, you can opt for a higher excess to access cheaper cover

Why choose Petinsurance.com.au?

  • Covers 80% of vet bills. Petinsurance.com.au provides cover for up to 80% of your veterinary expenses when your pet suffers an illness or injury. This includes consultation and surgical costs, diagnostic tests, hospitalisation and more.
  • Up to $10,000 cover. You can enjoy up to $10,000 cover to help you pay your vet bills when your pet is sick or injured.
  • $0 excess. You will never have to pay an excess when you make a claim on your Petinsurance.com.au policy.
  • Quick and easy to apply. You can get a quote from Petinsurance.com.au in just 1 minute. It's also simple to take out cover for your dog or cat, with no veterinary checks required.
  • Optional Routine Care benefit. You also have the option of taking out cover for a wide range of routine and preventive treatments for your pet. These include desexing, microchipping, prescription diet, dental illness treatment, obedience training, alternative therapies, vaccinations, health checks and flea/tick/worm/heartworm control.

What policies does Petinsurance.com.au offer?

Along with the standard options for dog and cat insurance that most providers offer, Petinsurance.com.au also has a puppy and indoor cat policy to choose from.

Dog Heart

​​Dog insurance

Cover for accidents and illnesses, including arthritis and other chronic diseases.

  • $10,000 annual benefit limit
  • Claim up to 80% of eligible vet bills
  • $300 annual consultation limit
  • $2,600 annual cruciate ligament limit
  • Up to $1,000 each for tick paralysis and emergency boarding
  • Cover from 6 months until 9 years old for illness

Puppy

Puppy insurance

This policy provides cover for vet treatment costs when your puppy is sick or injured.

  • Up to $10,000 annual benefit limit
  • Claim up to 80% of eligible vet bills
  • $300 annual consultation limit
  • $2,600 annual cruciate ligament limit
  • Up to $1,000 each for tick paralysis and emergency boarding
  • Cover from 8 weeks to 6 months old with fixed premiums for up to 3 years

Laughing cat

Cat insurance

It's a specialised cover for when your feline friend is sick or injured. A separate $3,000 annual benefit limit applies to both injury and illness treatment. Cover includes tick paralysis and cruciate ligament conditions.

  • $3,000 for accident plus $3,000 for illness
  • Claim up to 80% of eligible vet bills
  • Home vet visits covered
  • Up to $300 annually and $90 per visit for consultations
  • Up to $1,000 each for tick paralysis and emergency boarding
  • Cover from 8 weeks up to 9 years old for illness

Kitten

Indoor cat insurance

  • $5,000 annual benefit limit
  • Claim up to 80% of eligible vet bills
  • Cover for specified illnesses
  • $1,000 emergency boarding
  • Up to $300 annually and $90 per visit for consultations
  • Home vet visits
  • Cover from 8 weeks to 9 years old

What does Petinsurance.com.au pet insurance cover?

Most of Petinsurance.com.au's policies have the option between accidental injury cover and the more comprehensive accidental injury and illness Cover. An optional cover is also available for your pet's routine expenses.

Accidental injury and illness cover

This policy covers a portion of your eligible vet bills when your pet requires treatment for an illness or injury. It covers motor vehicle incidents, burns, snake bites, tick paralysis, heat stroke, fractures, cruciate ligament conditions and a wide range of illnesses.

Accidental injury cover

Petinsurance.com.au accidental injury covers your eligible vet bills for the treatment of accidental injuries along with a smaller selection of illnesses. This includes everything from vet consultations and medication to surgery and hospitalisation for different injuries.

Accident only pet insurance is suitable for cases where you can't get illness cover due to age, or if you don't think you'll need illness cover and want to save on your insurance costs.

Routine care

An optional benefit that you can add to your pet insurance, routine care covers that include the following preventive healthcare treatments:

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Council registration fees

Cost of Petinsurance.com.au pet insurance

To help give you an idea about how much Petinsurance.com.au cover could cost your pet, we collected annual quotes for some of Australia's favourite dog breeds. Just remember, this is a recent snapshot of costs. Prices will differ based on things such as your own dog's age, breed and your address. It's worth comparing policies and getting a few quotes.

Dog breed1-year-old5-year-old
Maltese Cross$478.16$641.89
Cavoodle$512.99$677.09
Labrador$701.05$951.53
Staffordshire Bull Terrier$616.04$834.66
Golden Retriever$753.13$1,021.13

Petinsurance.com.au pet insurance reviews

​​We looked through Petinsurance.com.au's customer reviews on productreview.com which goes back 9 years from March 2013 to February 2022. Here's how Petinsurance.com.au reviews stack up against other brands:

  • Most claims are resolved in less than 2 weeks.
  • Its 5-star reviews are over 25, which is more than Prime Pet Insurance.
  • It has a lower rating than other pet insurers, including Budget Direct, RSPCA and Pet Insurance Australia.
  • It has 11 negative reviews – more than Petsy which has also received more reviews overall.

What isn't covered?

  • It arises due to a pre-existing condition.
  • It is to cover the cost of regular, prescription or dietary food for your pet, or it is for vitamin and mineral supplements.
  • It is for the cost of your pet's accessories, such as bedding and collars.
  • Treatment while your pet is being used for commercial or occupational purposes.
  • Treatment for behavioural problems, including an anxiety disorder or phobia.
  • Stem cell therapy.
  • Medication that is not approved or listed by APVMA.
  • Related to breeding or obstetrics.
  • Elective procedures or treatments, including nail clipping, hip scoring, desexing and blood tests.
  • Diseases with a known vaccination, such as parvovirus.
  • Ambulance fees and non-essential hospitalisation.
  • Out-of-hours treatment unless advised otherwise by the vet.

How to make a claim with Petinsurance.com.au

Your vet may do this for you electronically during your visit. Alternatively, you can also submit your claim:

Online

You can submit your claim online through the secure Pet Portal: https://portal.petsure.com.au/peti/Login

Simply upload the required documentation (including tax invoices and payment receipts) and click submit.

By post

When completing a claim by post, the attending vet must complete all required sections of the claim form and both you and the vet must sign. Claim forms are available to download from the Petinsurance.com.au website or you can phone the provider on ​​1300 855 663.

Frequently asked questions about Petinsurance.com.au

Compare alternative pet insurance policies

Name Product Accidental Injury Illness Paralysis Tick Benefit Maximum yearly benefit Reimbursement rate Reimbursement Rate
Medibank Ultimate Pet Care
$1,200
$15,000
80%
80%
⭐Finder Exclusive: Enjoy 18% off your first year. Sign up using promo code FINDER18 by 30 June 2022. T&Cs apply.
Budget Direct Pet Insurance
$1,500
$12,000
80%
80%
Apply online and get 15% off your first year’s premium. T&Cs apply.
PIA Major Medical Cover
$1,200
$15,145
80%
80%
Covers specified accidents and illnesses, with Routine Care Cover included. Get 2 months free when you sign up.
PD Deluxe Plan
$15,000
$15,000
100%
100%
Apply online and get your first 1 month free. T&Cs apply.
Vets Choice Elite Cover
$2,500
$15,000
80% or 100%
80% or 100%
Get a 5% discount when you insure more than one pet.
Woolworths Comprehensive Cover
$2,000
$24,000
80%
80%
Woolies top policy comes with a $24,000 annual limit — higher than the majority of providers — plus cover for accidents, illnesses and routine care. Pay the gap and claim on the spot with GapOnly. Pricebeat is available for similar policies. T&C's apply.
Kogan Pet Luxury Cover
$2,000
$15,000
80% up to age 8 & 65% over age 8
80% up to age 8 & 65% over age 8
Sign up and get your first month FREE plus $10 ongoing monthly credit. T&Cs apply.
Australian Seniors Top Accident & Illness Cover
$1,200
$12,000
80%
80%
Extra benefits such as overseas cover for your pet, plus an optional routine care add-on.
Guardian Platinum Accident & Illness Cover
$1,200
$12,000
80%
80%
Lifetime cover for cats and dogs, up to 80% covered.
RSPCA Ultimate Plus Accident and Illness Cover
$20,000
$20,000
80%
80%
Comprehensive cover for your pet, including the option of routine care. Get 1 month free for the first year of new policies. T&C's apply.
Real Premium Accident & Illness Cover
$1,200
$12,000
80%
80%
Claim up to a maximum of $12k per year, with no excess to pay.
Coles Premium Cover
$2,500
$15,000
80% or 100%
80% or 100%
Sign up before 30 June 2022 to get 10% off your first year. Plus, earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.
Petsy Custom Cover
$10,000 or $25,000
$0
80% or 90%
80% or 90%
Enjoy 5% off your first year of pet insurance.
PetsOnMe Deluxe Plan
$15,000
$15,000
100%
100%
Get 2 months free if your pet is between 6-52 weeks old, or 1 month free if your pet is over 1 year old. T&Cs apply.
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