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Western Australia is the largest state in the country. If you're looking to explore these parts by caravan it's important to consider the possibility of a breakdown, natural disaster or vandalism. These are crucial when it comes to insuring your caravan in WA.
Read on to find out more and where you can get insured.
Compare caravan insurance policies side-by-side to see what features matter most to you.
You're not required to have insurance for a caravan but you need to have CTP insurance for the car that tows it. Your car's CTP can cover injuries that occur on the road, but only while it's attached to your car. It won't cover you for anything else. For instance, if your caravan is damaged or damages someone's property, you'll be out of pocket.
If you want cover for motor breakdowns, theft (including what's in the caravan), natural disasters and more, you should think about caravan insurance. CTP might be convenient, but it only provides bare minimum coverage, less than ideal for caravanning in Australia's largest state.
The first thing worth knowing is that you can get caravan insurance for on-site, camper and touring caravans, as well as trailers and horse floats. Here are some of the features worth looking out for when you purchase a policy in WA.
The most general insurance policies offer a unique mode of coverage and flexibility in policy additions. Below is a table outlining each type and what's offered:
Feature | Comprehensive | Third party fire and theft | Third party property damage only |
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Fire |
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Theft |
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Earthquake |
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Emergency accommodation, transport and repairs |
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Towing costs |
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Caravan park fees |
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Counselling services |
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Legal liability |
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Solar panels and TV antennas |
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Contents |
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Traveller bonus |
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Collision or crash |
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Food spoilage |
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Accidental damage |
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Intentional damage |
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The cost of caravan insurance in Western Australia varies according to a number of different factors:
People use their caravan for different purposes, so there are usually additional extras available with most policies. Some of these include:
Drivers don't just face extra fines. They're also at risk of increased insurance premiums and license suspensions.
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