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Whether you’re roaming the great outdoors or spinning the wheels in your great backyard, there’s a lot that can go wrong if you own a caravan. CGU’s comprehensive caravan cover can help protect you against incidents such as theft and fire, so you get to concentrate on living life to the full without worrying about what might happen to your home on wheels.
CGU offers comprehensive caravan cover, which includes $30 million liability insurance and a range of additional features at no extra cost.
You can choose between on-site or Australia-wide cover. The former only protects a locked caravan at a nominated address somewhere in Australia, but you receive cheaper premiums as a result.
Feature | Comprehensive (on-site) | Comprehensive (Australia-wide) |
---|---|---|
Accidental loss or damage to your caravan and contents (such as by theft and fire) | ||
Legal liability up to $30 million | ||
Temporary accommodation up to $100 per day for five days, if you’re on vacation | ||
Automatic renewal of previous cover following a claim (not for total replacement) | ||
Towing costs to repairer | ||
Contents return to home up to $500 | ||
Contents replacement, maximum $500 per item | ||
Electric motor repair/replace | ||
Total caravan repair/replace | ||
Annexe repair/replace |
In addition to the features listed above, you can select a number of optional cover extras, including:
As with all insurance policies, there is a range of situations and incidents that CGU will not cover. CGU will not compensate you for your caravan if the damage or loss is caused:
You will need to pay the standard excess nominated on your policy whenever you make an insurance claim. The only situation where you are not liable to pay an excess is if the accident is not your fault and you are able to provide the name and address of the person who caused the accident.
If you need to make a claim in the event of an accident, follow these steps:
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