
Get exclusive money-saving offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
CIL Insurance specialises in insuring caravans, motorhomes, camper trailers, and other RV's. They offer one cover option - comprehensive. Read on to see a breakdown of what they offer and if they're right for you.
CIL offers one form of comprehensive cover, which includes cover for loss or damage to your caravan plus a number of additional benefits, such as $20 million in legal liability and a replacement caravan if yours is a total loss within two years of being insured. On top of this, you can extend all available cover to your annexe, and premium options can even provide cover for hire use and caravan transport by road, rail or sea.
Additionally, when you take out caravan insurance, you have the choice between Australia-wide or on-site cover. If you choose the second option, you could get cheaper premiums, but your caravan is only covered when it’s at the location you specify when buying your policy.
Feature | Comprehensive (Australia-wide) | Comprehensive (on-site) |
---|---|---|
Accidental loss or damage to the caravan or contents (storm, hail, flood, fire, accident, theft, malicious damage) |
|
|
Caravan legal liability (up to $20 million) |
|
|
Personal legal liability (up to $20 million, if you are living, temporarily or permanently, in the caravan at the time of the incident) |
|
|
New caravan after a total loss |
|
|
Electrical motor burnout repair/replace |
|
|
Emergency repairs (up to $500) |
|
|
Lifetime guarantee on repairs |
|
|
Removal and storage costs |
|
|
Return of the caravan following repairs (if repairer is over 100km away) |
|
|
Damaged food (up to $300) |
|
|
Temporary accommodation (up to $500 if the caravan isn’t your home; up to $2000 if it is) |
|
|
Removal of debris (up to $5000) |
|
|
Tools and spare parts (up to $250) |
|
|
On top of the standard policy options covered in the table above, CIL Caravan Insurance offers the following cover options:
No insurance covers every eventuality. CIL will refuse to pay your claim if the damage occurs in the following situations:
Your excess depends on the circumstances of your claim. Any of the following excesses may apply:
If you were not at fault for the accident and there is a party involved who is at fault, it’s possible no excess will apply.
Here is a step-by-step guide from CIL on making a claim.
How to find the best face wash for your skin type and create healthy, glowing skin.
The Kia Stinger 330S costs $9,800 less than the top of the line GT model. But should you buy it?
Build both your knowledge and Bitcoin wallet with this simple guide to trading.
Oral B’s smarter electric toothbrush provides an exceptional cleaning experience, but its price point will put it out of the reach of many.
Finder research shows 2.7 million Australians have a car loan. Find out how much Aussies are borrowing, and how this has changed over time.
Here are some of the best electric cars in Australia in 2021.
Extras cover is the number one drawcard for Australians who take out private health cover, new research from Finder, Australia’s most visited comparison site, reveals.
Millions of Australians could be missing out saving money on their health insurance policy, according to Finder, Australia’s most visited comparison site.
Nintendo’s Game Boy Advance is home to lots of superb ports and even more original games – but which games are the very best?
Earn flexible rewards points as you spend and enjoy a big 100,000 bonus points offer with the Citi Rewards Credit Card.