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We treasure our cars for the convenience they provide and without our homes, we’d have nowhere to sleep and eat, and nowhere to return to at the end of the day. We work hard to protect both of them, so it makes sense to extend the same care to our caravans.
Your caravan is your home away from home, and carries the same risk your car does when on the road. With APIA caravan or trailer insurance, there’s no need to worry about a bad fate befalling it.
APIA offers two types of main insurance: comprehensive caravan insurance or trailer or animal transport float insurance. Both options provide legal liability of up to $20 million.
In addition, you can choose to cover your caravan Australia-wide or on-site. In the second case, the insured caravan will only be covered when at a nominated, secure single address somewhere in Australia, and will bring cheaper premiums.
Feature | Caravan cover (Australia-wide) | Caravan cover (on-site) | Trailer or animal float |
---|---|---|---|
New caravan after total loss | |||
Legal liability | |||
Replacement caravan | |||
Emergency repairs | |||
Emergency expenses | |||
Temporary accommodation | |||
Debris removal | |||
Veterinary expenses for animals struck by vehicle (up to $500) | |||
Motor burnout cover | |||
Towing and storage |
In addition to the main insurance options above, APIA offers a number of optional extra covers. Apart from comprehensive caravan or trailer insurance, you can pick from any or all of the following for an increased premium:
If you’re thinking of buying insurance, be aware that there are a number of general situations where you will not be covered. APIA will not compensate you for damage or loss arising:
One or both of the following excesses may apply when lodging a claim. These are:
The only situation where an excess will not apply is when you are not at fault and you can provide the full contact details and registration number of the party and vehicle at fault.
APIA provides detailed step-by-step instructions for making a claim in the event of an incident.
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