Credit Concierge Car Loan
- Competitive fixed rate
- Balloon payment available
- Same day approval
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Car loans generally require you to make repayments over a set period of time. However, some may allow you to make additional repayments or pay off your entire loan early. If you're considering a car loan and want the ability to pay it off early, read our guide to see which loans allow you to do so.
|Brand||Car loan(s)||Can you repay early without penalty?||Fees that apply|
|Aussie||Aussie Car Loan||Fees are determined by the lender. The amount will depend on how much you have left on your loan term and how much you still owe.|
|Bankwest||Bankwest Car Loan||An early repayment fee applies if the loan is paid off in the first 24 months.|
|BankSA||BankSA Secured Personal Loan||$150 if paid off within first 12 months, $100 if paid off after first the first 12 months and before the end of the term. Break costs also apply as determined by BankSA.|
|Bendigo Bank||Bendigo Bank Secured Car Loan||$20 fee for paying your loan back early.|
|Beyond Bank||Beyond Bank Special Low Rate, Low Rate, Fee Free and Flexi Car Loan||No fee applies.|
|CommBank||CommBank Secured Car Loan||You will be charged an early repayment adjustment if you repay your loan early.|
|CUA||CUA Fixed Rate Car Loan||No fee applies.|
|Esanda||Esanda Car Loan||$50 administration fee plus $680 pro rata for unrecovered costs of providing the loan. Break costs may also apply.|
|Gateway Bank||Gateway Bank New Car Loan, Car up to 5 years and over 5 years||No fee applies.|
|IMB||IMB New Car Loan, IMB Secured Personal Loan||No fee applies.|
|loans.com.au||loans.com.au Car Loan||Early repayment fee applies if the loan is paid off before the last 12 months of the loan term.|
|NRMA||NRMA Car Loan||$200 or 2% of the outstanding balance (whichever the greater) at the time the final payment is made. Applies for the first 75% of the original loan term only.|
|RACQ||RACQ Car Loan||2% or minimum $200 if paid before 75% of the loan term, otherwise $0.|
|RACV||RACV Car Loan||The fee is $160 or 1.25% of your remaining loan amount, whichever is greater.|
|Westpac||Westpac Car Loan||$175 fee applies if you choose a term greater than 2 years and pay it out in less than 2 years. This fee is waived if you pay out your personal loan by refinancing to another Westpac personal loan.|
Making additional repayments on your car loan can be a helpful option that can help you save down the track, but it's not the only feature that lenders have on offer. Remember to compare car loans across all fees, features and rates to find the right one for you.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
This loan from Westpac has secured and unsecured options to help your business recover from the Covid-19 lockdowns. Its variable rates are based on your circumstances and can be repaid over 10 years. Find out if you're eligible to apply.
This business recovery loan from NAB lets you choose between secured and unsecured options to help your business after the Covid-19 lockdowns. Interest rates will vary based on your situation. Find out if you're eligible to apply.
You can borrow up to $5 million to help your business recover from the coronavirus pandemic or the March 2021 floods.
This business loan from BOQ has secured and unsecured options to help you recover from the Coronavirus pandemic. Interest rates vary based on your circumstances and can be repaid over 10 years. Find out if you're eligible to apply.
A review of the Fixed Home Loan from Athena.
A review of Community First Credit Union’s Accelerator Package Fixed Home Loan.
Discover the features and benefits of Australian Unity’s Wealth Builder Investor Package variable rate home loan.
Looking to consolidate your debt? Salt and Lime offers fee-free loans, same-day funding, and the ability to earn discounts on your interest over the life of the loan. Apply today.
Learn how to look for the cheapest home loans and how to pick them out from a broad selection on offer.
Are you an existing Commbank home loan customer looking to make your home more energy-efficient? Apply for a 0.99% p.a. Commbank Green Loan for up to $20,000. No fees attached.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
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