Save on Bupa Pet Insurance with discount codes and coupons. Choose from 3 policies covering up to $20,000 in vet bills each year.
Bupa offers a Basic, Standard and Ultimate policy to suit a variety of pet owners, and you can claim up to 80% of your pet's eligible medical expenses.
Bupa pet insurance discounts and deals for August 2018
Interested in other pet insurance discounts?
Get free pet insurance for the first 2 months Get 2 months free pet insurance when you sign up for cover with Pet Insurance Australia Last verified
10% Multi-pet Discount Save 10% when you insure multiple pets. Last verified
Get 10% of premiums back in the first 12 months Receive 10% of premiums you’ve paid in the first 12 months with The Real Reward program. Last verified
10% Multi-Pet Discount Get 10% off your policy when you insure multiple pets Last verified
10% Multi-Pet Discount Save 10% when you insure multiple pets. Last verified
10% off If you're over 50 get 10% off. Last verified
10% Multi-Pet Discount Save 10% when you insure multiple pets. Last verified
10% Multi-Pet Discount Save 10% when you insure multiple pets. Last verified
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What policies are available?
Bupa Pet Insurance has three policies you can choose from to ensure your furry friend is covered for any mishaps. The most basic policy only insures against accidental injuries, while the most comprehensive policy covers injuries and illness, and comes with a range of optional extras. Details for each level of cover are as follows:
Basic
- Accidental injury cover only
- $6,000 annual benefit limit
- Excess choice of $0, $100 or $200
- $500 emergency boarding
Standard
- Accidental injury and illness cover
- Annual benefit limit of $12,000
- $1,000 emergency boarding
- Excess choice of $0, $100 or $200
- Optional routine care cover up to $200 a year
Ultimate
- Accidental injury and illness cover
- Annual benefit limit of $20,000
- $1,500 emergency boarding
- Excess choice of $0, $100 or $200
- Optional extras cover for routine care, alternative therapies and dental procedures
Who underwrites Bupa Pet Insurance?
Bupa Pet Insurance is provided by Hollard Insurance Company. Its associate PetSure administers the policies on Hollard’s behalf.
What are the pluses and minuses of choosing Bupa to protect my pet?
Although there is the matter of excess to consider, there are many reasons Bupa’s pet insurance will provide you with peace of mind when it comes to your pet’s health.
Pros
- High benefit limit. The Ultimate policy has one of the highest annual limits available for pets at $20,000 a year.
- Routine care benefit. You can add routine care cover to the Standard and Ultimate policies. It comes with an annual benefit limit of $200.
- Dental and alternative therapies. When you select the Ultimate level of insurance, you can add an optional dental and alternative therapies benefit to your policy.
- Discount for Bupa members. If you already have personal cover with Bupa, you receive a 10% discount on pet insurance.
- Fully online. You can apply for a policy as well as make claims online via Bupa’s online portal.
Cons
- Excess. Each of Bupa’s policies comes with an excess. You can choose a $0 excess, but your premiums will be higher.
How do I apply?
To apply for Bupa pet insurance, you will need to visit their website.
Before applying, consider the different levels of cover available and decide if you want illness cover or any of the optional benefits. Check the product disclosure statement for a full list of exclusions and conditions to ensure that the policies are right for you.
Once you have chosen a policy, you can get a quote and purchase insurance through Bupa’s website. Alternatively, you can apply over the phone.
How do I make a claim?
You can submit a claim to Bupa online or through the post. All invoices must be fully paid before claiming, and you must make your claim within 90 days of receiving treatment.
Along with the claims forms you need to submit invoices and consultation notes. For the first claim only you also have to submit a record of your pet’s medical history.
Some questions people have about Bupa
Can I cancel my policy if I’m not happy with it?
All Bupa Pet Insurance policies come with a 21-day cooling-off period. You can cancel your policy within this time and receive a full refund. After this period you will receive a pro rata amount based on the time remaining on your policy. Once you have made a claim, you may cancel your policy but will not receive any refund or remaining premium back.
