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Bupa pet insurance discounts and deals for December 2023
Bupa health members save 10% on pet insurance each year.
Bupa Pet Insurance has three policies you can choose from to ensure your furry friend is covered for any mishaps. The most basic policy only insures against accidental injuries, while the most comprehensive policy covers injuries and illness, and comes with a range of optional extras. Details for each level of cover are as follows:
Bupa Pet Insurance is provided by The Hollard Insurance Company Pty Ltd. Its associate PetSure administers the policies on Hollard’s behalf.
What are the pros and cons of choosing Bupa to protect my pet?
Pros
High benefit limit. The Ultimate policy has one of the highest annual limits available for pets at $20,000 a year.
Routine care benefit. You can add routine care cover to the Standard and Ultimate policies. It comes with an annual benefit limit of $200.
Dental and alternative therapies. When you select the Ultimate level of insurance, you can add an optional dental and alternative therapies benefit to your policy.
Discount for Bupa members. If you already have personal cover with Bupa, you receive a 10% discount on pet insurance.
Fully online. You can apply for a policy as well as make claims online via Bupa’s online portal.
Cons
Excess. Each of Bupa’s policies comes with an excess. You can choose a $0 excess, but your premiums will be higher.
How do I apply?
To apply for Bupa pet insurance, you will need to visit their website.
Before applying, consider the different levels of cover available and decide if you want illness cover or any of the optional benefits. Check the product disclosure statement for a full list of exclusions and conditions to ensure that the policies are right for you.
Once you have chosen a policy, you can get a quote and purchase insurance through Bupa’s website. Alternatively, you can apply over the phone.
How do I make a claim?
You can submit a claim to Bupa online or through the post. All invoices must be fully paid before claiming, and you must make your claim within 90 days of receiving treatment.
Along with the claims forms you need to submit invoices and consultation notes. For the first claim only you also have to submit a record of your pet’s medical history.
Interested in other pet insurance discounts?
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Get your 1st month’s premium free
Verified 4 days agoExpires 12 Dec 2023
When you choose Medibank Pet Insurance. Sign up using this promo code. Offer ends 12 December. T&Cs apply.
You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
FAQ's about Bupa pet insurance
No. If your pet has an existing condition on one side of its body, the other side will not be covered for that condition. For example, if your pet has a condition in its left ear, the insurance will not cover the same condition in the right ear as it will be considered pre-existing.
You can find a full list of the general exclusions and specific benefit conditions in the product disclosure statement. Here are some of the more common ones:
Pregnancy and breeding
Prescription food, vitamins or minerals
Elective procedures
Preventative care (except under routine care benefit)
Malicious acts or negligence by your family
Dental work (except under the optional dental benefit)
You can elect to pay the premium fortnightly, monthly or annually.
If you choose to add alternative therapies cover you will be able to claim up to $1,000 a year for treatments such as homoeopathic remedies, laser therapy, physiotherapy, physical therapy, chiropractic, acupuncture and hydrotherapy. However, each type of treatment has a sub-limit of $400, meaning you can not use to full $1000 on one type of treatment. Treatment must be carried out by a vet or by a registered provider referred by a vet.
Can I cancel my policy if I’m not happy with it?
All Bupa Pet Insurance policies come with a 21-day cooling-off period. You can cancel your policy within this time and receive a full refund. After this period you will receive a pro rata amount based on the time remaining on your policy. Once you have made a claim, you may cancel your policy but will not receive any refund or remaining premium back.
Alexandra Koster is Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs.
Get up to 80% of vet costs covered with a Everyday Pet Insurance policy. The inclusive policies cover accidental injuries and common illnesses and give you the option to get benefits for routine care.
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When you choose Medibank Pet Insurance. Sign up using this promo code. Offer ends 12 December. T&Cs apply.
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